The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 52)

Balancing Humility and the Credit You Deserve

I was lucky in that, late in my collegiate life and early in my professional life, I had a few mentors that gave me some amazing career advice that helped me to find a great job during the 2002 recession, springboard that to an even better job, and set myself up for a lifelong career path in that field (I chose to change career paths for other reasons unrelated to their great mentorship). Two of t […]

Balancing Humility and the Credit You Deserve

I was lucky in that, late in my collegiate life and early in my professional life, I had a few mentors that gave me some amazing career advice that helped me to find a great job during the 2002 recession, springboard that to an even better job, and set myself up for a lifelong career path in that field (I chose to change career paths for other reasons unrelated to their great mentorship). Two of t […]

Is It Cost-Effective to Replace Your Refrigerator Today?

James wrote to me with an interesting question: My neighbor recently replaced his 20 year old fridge that was still working just fine. According to his math he would actually save money over the next few years by replacing it rather than letting the old one sit. Is that possible? […]

The Wisdom of Frugality: Why Simple Living Is Supposed to Improve Us

This is the second entry in an eight-part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. If you’re new to the series, feel free to hop back to the first entry. There is an underlying thread, both in philosophical writing and throughout history, that living a simple and frugal life is meant to improve us. […]

Problems That Can Haunt Your Credit Forever

Your credit reports are going to change over time, that’s as certain as death and taxes. New information is added, old information falls off, accounts get older, and your payment history and balances can vary as often as monthly. […]

Problems That Can Haunt Your Credit Forever

Your credit reports are going to change over time, that’s as certain as death and taxes. New information is added, old information falls off, accounts get older, and your payment history and balances can vary as often as monthly. […]

Financial Improvement and Self-Confidence

Several months ago, my mother-in-law made an interesting offhand comment that has tossed around in my head ever since. We were talking about my career path and how I went from being incredibly crushed at work – to the point of skipping a weekend visiting them because of work crises – to gradually standing up for myself at work and eventually quitting and starting my own business. […]

Financial Improvement and Self-Confidence

Several months ago, my mother-in-law made an interesting offhand comment that has tossed around in my head ever since. We were talking about my career path and how I went from being incredibly crushed at work – to the point of skipping a weekend visiting them because of work crises – to gradually standing up for myself at work and eventually quitting and starting my own business. […]

Who’s the Boss? Not Me: Why I Turned Down a Big Promotion

For the first nine years of my working life, I had one goal: Move up the ladder as fast as possible. If I wasn’t making quick progress through the ranks of my profession, I didn’t see the point of sticking with a line of work for more than a few years. Lately, though, my thoughts on this matter have evolved. […]

Who’s the Boss? Not Me: Why I Turned Down a Big Promotion

For the first nine years of my working life, I had one goal: Move up the ladder as fast as possible. If I wasn’t making quick progress through the ranks of my profession, I didn’t see the point of sticking with a line of work for more than a few years. Lately, though, my thoughts on this matter have evolved. […]