The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

Bank of America Auto Loans Review

There are plenty of reasons to consider applying for an auto loan before you head to the dealership. Applying early can help you determine the interest rate you can qualify for — and how much you can afford to spend on a car. […]

Questions About Banks, 401(k)s, Old Microwaves, Audiobooks, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Budgeting for “discretionary money” 2. Bank recommendation 3. Advantages or drawbacks to marriage 4. Buying a beginner bike 5. Finding a good campground 6. Spending less on food 7. […]

Is Your Retirement Plan to ‘Just Keep Working’? Three Reasons You’re Taking a Big Risk

If your retirement plan is simply to keep working, you’re taking a very big risk. You may think the solution to not having enough money to retire is to work beyond the traditional retirement age of age 65. Just remember that life is full of surprises, and not all of them are pleasant. Holding down a job as a senior citizen can be difficult. […]

Inspiration from Sathya Sai Baba, Stephen Fry, Son Volt, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Bob Dylan on regrets “I don’t believe in regrets. Regrets just keep you chained to the past. You gotta make peace with the past. There’s no reason to regret it. […]

Minimizing the Expenses of Working from Home

Megan writes in with a great question: Hi Trent! I am hoping your years of experience working at home can help out here. My husband started a new job on January 1 where he works from home. We were excited for this change as we have a preschool aged child and the flexibility of his new position could really help out with child care. […]

The Five Things You Need to Achieve Your Financial Goals

Given the enormous differences in the financial situations of different people, it’s easy to buy into the idea that those different stories have very little in common. […]

11 Surprising Things Covered by Homeowners Insurance

When it comes to homeowners insurance, typical policies cover such hazards as fire, vandalism, and lightning strikes. And while every policy is different, there are also a variety of surprising or unusual items and accidents that your coverage provider may very well foot the bill for. […]

Don’t Look Back in Anger

“You can’t go back and change the beginning, but you can start where you are and change the ending.” – C.S. Lewis Whenever I look back at the life I led early in my adult years, I can’t help but feel a strong twinge of frustration. I see myself wasting tons of money, digging myself into a financial hole that took a very long time to dig out of. […]

A Loan Won’t Solve Your Money Woes If You Don’t Fix These 10 Issues First

Sometimes even the best-prepared households get knocked sideways, financially speaking. Illness, unemployment, divorce, a car accident that triggers a lawsuit – these and other situations can quickly put a hurt on the budget. […]

Wells Fargo Personal Loans Review

Wells Fargo was founded in 1852 during the gold rush era in the Western United States. While the bank’s first real branch opened for business in San Francisco, new offices began to pop up in small towns and mining camps within the next few years. […]