The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 71)

Ten Inexpensive (and Quick) Ways to Liven Up Cooking at Home

One of the biggest money savers that Sarah and I have ever incorporated into our lives is to make cooking at home normal. By “cooking at home,” I don’t just mean throwing a prepackaged meal in the oven, either. I mean pulling ingredients out of the pantry and fridge and putting together a meal, usually out of fresh ingredients and other basic items. […]

The Gap Between Your Goals and Your Actions

For me, the biggest challenge of any major life change, whether it’s financial in nature or health-oriented or something else, is handling the gap between your goals and your actions. Let’s say you’ve decided that you’re now going to turn your finances around. […]

Navigating Learning Disabilities and the Cost for Treatment

Living with a learning disability can be a source of great frustration if it’s not fully understood – especially during a child’s school-age years. These disabilities have very little to do with a child’s behavior or level of intelligence. […]

Use a Free Credit Freeze to Stop Identity Thieves Cold

It’s been just over a year since the now infamous Equifax data breach of 2017. To refresh your memory, this massive data breach potentially exposed the personal information of some 145.5 million U.S. consumers. […]

Best Personal Finance Software

Managing your money isn’t easy, so it’s no wonder that only 41% of Americans have a budget, according to the National Foundation for Credit Counseling. A budget is the most fundamental financial planning tool out there, and with one, you’ll have a better chance of reaching your short- and long-term financial goals. […]

Is It Good to Have Multiple Credit Cards, or Will It Hurt My Credit Score?

Your credit score is an essential component of your overall financial health, so it’s important to make sure you don’t do anything that could damage it. If you always make your debt payments on time and keep your credit card balances low, your score will generally be in good shape. Having multiple credit cards won’t necessarily hurt your credit score — and, in fact, it can sometimes help. […]

The Best Used Cars for Simply Getting Around

It’s expensive to buy and own a car — the American Automobile Association (AAA) pegs the cost of owning a vehicle at a whopping $8,469 a year, or more than $700 a month. But most of us need one to get around; in much of America, it’s just a fact of life. Still, that doesn’t mean we need an expensive car. […]