Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread

Join Our Tweetchat on Thursday 8/15, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Date Night on a Budget! Learn about saving on activities, food, fun activities, childcare, and more! Let us know when the... […]

Ask the Readers: What's the Most Extreme Thing You've Done to Save Money?

Tried-and-true tips for saving money, like meal planning and carpooling, really work. But when you've scrimped and saved in the obvious places and your budget is still coming up short, it's time to get creative. What's the most extreme thing you've done to save money? How much money did you end up... […]

4 Mindful Spending Habits That Will Save You Money

Spending money mindlessly is easy to do — not to mention fun! Between one-click purchases, instant downloads of new movies and music, quick stops for something to eat, and impulse purchases in stores, it's entirely possible to spend an entire paycheck in a day without even realizing. But... […]

How to Decide If a Membership Is Worth the Price

Every summer, my family faces the same unanswerable dilemma: should we purchase a membership to our local pool? This may not seem like an especially difficult question to answer, but it has us scratching our heads every year. The problem is that a membership for the summer costs $255, but daily... […]

Personal Finance Blogs: Highlights From Our Conversation With The Plutus Awards

The Plutus Awards joined us for our #WBChat on August 8th to talk about personal finance blogs in support of their 10th Anniversary! Our #Plutus19 #WBChat featured wonderful information about personal finance blogs and how to use them to better your financial health. In total we had 81... […]

The Pros and Cons of Refinancing an Auto Loan

Over the last decade, the rising cost of new and used cars have driven up the amount of the average car loan. To make up for this, auto lenders have started offering longer car loans that let consumers borrow more with a lower monthly payment. The State of the Automotive Finance Market from... […]

Join Our Tweetchat on Thursday 8/8, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday 8/8 at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #Plutus19 to participate. This week's topic: Personal Finance Blogs! Share with us what topics you tend to... […]

Ask the Readers: Are You a Crafter?

Crafting is a great way to express your creativity and, in many cases, make something you can use, gift, or sell. And there are so many kinds of crafts! Ceramics, knitting, woodworking, jewelry-making, metalsmithing, leatherworking...the list just goes on! If you enjoy working with your hands, then... […]

Enter to Win Your Share of $500 in SmartyPig’s August Giveaway!

SmartyPig helps their users save for specific financial goals, including being prepared for unexpected expenses. To encourage people to make saving for unexpected expenses a priority, they are giving away $500 to Wise Bread readers! Don’t miss your chance to win! Three prizes are up for... […]

Join Our Tweetchat on Thursday 8/1, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat on Thursday 8/1 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #HowAmericaPays to participate. This week's topic: How America Pays for College! Learn about how much families are paying for college,... […]