Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread

Why Cruises Are the Best Option for a Cheap Family Vacation

Planning a family vacation is often part fun and part stress. After all, you ultimately need to settle on a vacation idea most of your family will enjoy — without going over your predetermined budget, of course. While camping or renting a condo at the beach can be both frugal and fun, many... […]

How to Keep Home Improvement Projects From Busting Your Budget

There's a leak in my dining room that my husband and I are afraid to fix. We're not worried about destroying the old plaster (the water is doing a fine job of that on its own). Nor are we concerned that we can't handle the necessary work, since we plan to contract it out. No, we're wary of this... […]

Join Our Tweetchat on Thursday 6/13, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal Father's Day! Learn about DIY/affordable gifts for dad, fun and frugal activities to do with dad on... […]

Ask the Readers: Where Do You Shop For Household Goods?

There are some household goods that every family needs on a regular basis, like personal care items and cleaning supplies for daily messes. The more people you have in your home, the faster you go through your stash of toilet paper and hand soaps. Just buying the basics can eat up a good chunk of... […]

Join Our Tweetchat on Thursday 6/6, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Mid-Year Financial Checkup! Learn about saving money, paying off debt, evaluating your budget, and more! Let us know what... […]

Ask the Readers: Are You On Track for Retirement?

Ensuring a comfortable retirement isn't easy. It requires a lot of planning — and a lot of saving. Many people are even deciding to continue working part-time after they've retired to supplement their income. Are you on track for retirement? At what age do you plan to retire? What are your... […]

How a Credit Card Can Actually Help You Get Out of Debt

If you have high-interest credit card debt, you may believe another credit card is the last thing you need. Another card would only leave you with more open credit after all, and that just means more temptation to spend and rack up even more debt. But a certain type of credit card debt could help... […]

Financial Education for Kids: Highlights from Our Chat with Jump$tart Coalition for Personal Financial Literacy

Jump$tart Coalition for Personal Financial Literacy joined us for our #WBChat on May 30th to share insights on financial education for kids. Our #afinlitfuture #WBChat featured wonderful tips and to help our chatters learn more about helping kids learn about personal finance. In total we had 84... […]

Why You Should Use a Personal Loan to Pay Down Debt

The average American with credit card debt carries a balance of approximately $6,354, according to USA Today. But the news is even worse in some states like Alaska, New Mexico, and Louisiana, according to an analysis of credit card debt from creditcards.com. Consumers in these three states carried... […]

Join Our Tweetchat on Thursday 5/30, 12pm PST for a Chance to Win $200 in Prizes!

Join our Tweetchat Thursday, 5/30 at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #afinlitfuture to participate. This week's topic: Financial Education for Kids! Learn about why teaching... […]