Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 2)

6 Ways to Automate Credit Card Payments and Rewards

Credit card rewards can seem overly cumbersome and complex, so much so that many consumers don't even bother trying to earn them. It takes a lot of work to figure out which rewards or cashback credit card would meet your needs in the first place, and even then, you still have to figure out how to... […]

Ask the Readers: What Are Your Shortcuts for Meal Prep?

Editor's Note: Congratulations to Chrissy, Kevin, and Susan for winning this week's contest! For many busy families, time can be a major obstacle to home-cooked meals. It's often easier to just pick up takeout on your way home, but that can get expensive, fast. If you have an arsenal of shortcuts... […]

This Is When It Pays to Stay Loyal to a Rewards Credit Card

The best travel and rewards credit cards offer a tantalizing game of risk. If you can charge your purchases and rack up rewards without carrying a balance or paying interest, you usually win. If you overspend with credit and wind up in debt, on the other hand, you lose the game — and will pay... […]

10 Must-See Museums in the U.S.

Whether you're an art lover, a history buff, a space geek, or just have a curious mind, nothing will quench that inquisitive thirst like wandering around a museum. We're blessed to have some of the very best in the world right here in the U.S., and it can be difficult to narrow it down when... […]

5 Unforgettable Train Trips Across the U.S.

Train travel might be a thing of the past as far as a transportation mainstay, because it's much easier to hop on a plane and be across the country in a few hours rather than a few days via train. But if you're the type of person who loves looking at the passing scenery while on road trips, a... […]

6 Steps to Getting a Credit Card When You Have Bad Credit

It may not be easy to get a credit card with bad credit, but the effort you put forth to do so will be worth it in the end. Good credit is the key to being able to buy a home or finance a car, after all. When your credit rises to the "very good" or "excellent" level (typically a... […]

Join Our Tweetchat on Thursday 9/6, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Job Hunting! Learn about where to find jobs, using a recruiter, out of the box job hunting strategies, and more! Let us... […]

6 Safe Places to Visit in South America

South America often gets a bad rap when it comes to perceptions of how safe it is. Just the mention of the continent can conjure up images of unstable political landscapes, and high levels of crime and violence. But while there are some parts of South America that are blighted by problems of this... […]

Ask the Readers: What Are Your Best Negotiation Tips?

Editor's Note: Congratulations to Jenny, Imari, and Terry for winning this week's contest! There are many skills that help you live more frugally, and negotiation is one of the big ones. When a negotiation ends well, you walk away from the interaction with what you want at a price you can afford... […]

When Airline Miles Aren't Worth the Effort

So, you signed up for an airline credit card and met the minimum spending requirement to earn 50,000 miles. Now what? With your miles tucked safely in your account, you're probably stoked to start searching for the flight you want. How exciting! Unfortunately, this is where the dream of earning... […]