Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 4)

5 Reasons You Can Be Denied for a Credit Card Even With Good Credit

When you pay your bills on time, don't max out your credit cards, and focus on building different types of credit, you're normally rewarded with a good credit score. It may take a while to get there, sure, but the recipe for good credit is mostly the same for everyone. Your credit score may also... […]

Make These 5 Money Moves Before You Travel Abroad

Traveling outside the U.S. requires more research and preparation than traveling close to home. You can't exactly pack a bag and hop on a plane. For starters, you'll have to get a passport to leave the U.S., and some countries require you to apply for a Visa ahead of time. And there are other... […]

What to Expect on Your First Cruise

Cruise vacations are becoming an increasingly popular way to travel. In fact, in 2016, over 11 million Americans went on a cruise vacation. There's a reason why cruises are so trendy. "Cruising is an awesome vacation as far as getting a good bang for your buck. You get lodging, transportation... […]

Join Our Tweetchat on Thursday 8/23, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Saving on Technology! Learn about research people should do before buying a new gadget, extended warranties, finding... […]

What Is a Rewards Credit Card?

The credit card industry is intensely competitive, and profitable. In order for them to remain profitable and attractive to consumers, banks and credit unions offer cards that return something of value for each dollar spent. These credit cards have come to be known as rewards credit cards. What... […]

Ask the Readers: What Are Your Best Tips for Frugal Fitness?

Editor's Note: Congratulations to Robert, Amanda, and Kimberly for winning this week's contest! Getting into shape doesn't have to cost a fortune. While fancy gym memberships or top-of-the-line equipment may be useful (and affordable) for some people, there are plenty of budget-friendly ways to... […]

47 Free Things to Do Across the U.S.

You might assume that heading to one of America's biggest cities for a vacation will cost you an arm and a leg, but you'd be wrong. There are plenty of ways to save money when seeing the country's biggest attractions. In fact, you can see most of them for $0. If you're looking for amazing things to... […]

How to Find Free Campsites in the U.S.

Camping is generally considered one of the cheapest ways to vacation, but many private campsites these days charge pretty hefty fees. The price of setting up tent in an established campsite can add up quickly and turn a budget getaway into a bank breaker. Modern campsites can also feel a little... […]

7 Financial Steps to Take in Your 20s That Will Safeguard Your Future

You're in your 20s and hustling to make ends meet is second nature to you. And you're young, so why bother putting any of that money aside for a rainy day, right? Wrong. Now is the perfect time to start building your financial future, and you don't need much money to do so. The money moves you make... […]

5 Ways to Get Through Airport Security Faster

Airport security is the bane of travelers everywhere. What should be a matter of keeping us safe has often devolved into waiting in lines that can take hours to get through. It's easy to give up and conclude that there’s nothing you can do about it, but that’s where you’d be... […]