Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 5)

How Recent Grads Should Prepare for Student Loan Payments

Morehouse College commencement speaker Robert F. Smith made headlines in May of this year when he announced he would completely wipe out the student loan debt for every single member of the class of 2019. Nearly 400 graduates from Morehouse now find themselves debt-free as they begin their... […]

5 Money Moves to Make Before You Turn 40

Turning the big 4-0 is a perfect time to reflect on how far you've come in life, the milestones you've surpassed, and the relationships you've built. But for some people — especially those who don't have their financial ducks in a row — it's a time when panic sets in.  After all,... […]

Ask the Readers: Who Do You Go to For Money Advice?

If you want professional help with managing your money, a good financial advisor would be your best bet. But there may be other people in your life that you can turn to for general tips and guidance on budgeting, retirement, investments, and other money matters. Who do you go to for money advice?... […]

How to Get Your Spouse on Board With Budgeting

Money is the most common cause of stress in relationships, according to a study conducted by The Harris Poll, and fights about finances are often cited as the reason for divorce. Couples struggle to get on the same page about their finances because they don't have a shared budget or regular... […]

Here's How Much Money You're Losing With Your Regular Savings Account

There are few events in life more boring than shopping for a new savings account. And since we all lead busy lives, it's easy to let this type of chore fall to the wayside. But if you simply stick with what you have and never look around for a better deal, it's safe to say you are leaving money on... […]

Join Our Tweetchat on Thursday 7/18, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday, 7/18 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #SmartyChat to participate. This week's topic: Saving on Summer Travel! Learn about saving on transportation, accommodations,... […]

Ask the Readers: What Financial Topic Do You Want to Learn More About?

Personal finance covers a wide range of topics, such as budgeting, frugal living, investing, earning income, and so many more. And with the advancements in technology and the changes to how we manage money, there's always something new to learn in the world of personal finance. What financial... […]

Why Behavior Nudges Don't Always Lead to Healthy Habits

In the 10 years since the illuminating book Nudge: Improving Decisions About Health, Wealth, and Happiness by Nobel Prize-winning economist Richard Thaler and legal scholar Cass Sunstein was published, the idea of nudging people to make better decisions has become mainstream in everything from... […]

Do You Need Wedding Insurance?

My mother and father got married in Baltimore, Maryland on June 22, 1972. That was the very day that Hurricane Agnes — the costliest tropical storm to hit the United States in recorded history at the time — made landfall. Mom and Dad woke up on the morning of their nuptials to the news... […]

Ask the Readers: What Are Your Favorite Summer Activities?

Many families like to plan trips and activities over the summer while the kids are out of school. Even if you don't have kids, the warm weather makes it really easy to want to be outside and, you know, do stuff! What are your favorite summer activities? How do you keep your summer outings... […]