Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 9)

Ask the Readers: Are You Taking a Vacation This Summer?

Summer is right around the corner! For many people, this means an opportunity to take a vacation and get some much needed R&R. However, others may opt to skip the vacation entirely or keep it local to save some money. Are you taking a vacation this summer? Where are you headed? Or are you... […]

6 Items You Need to Be Prepared to Replace

It can be easy to forget that the things you own will someday need to be replaced, particularly big ticket items. There's a certain sense of finality about owning an appliance, vehicle, or piece of furniture that may make it seem like you'll never have to worry about getting another one again. But... […]

How to Maximize Rewards on Everyday Spending

While many rewards enthusiasts focus on signing up for new credit cards to earn signup bonuses, not everyone has the time or desire to play the signup game. There is effort involved in tracking multiple cards, annual fees, and rewards programs, after all, and some people don't want to spend their... […]

Join Our Tweetchat on Thursday 5/2, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday, 5/2 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #SmartyChat to participate. This week's topic: Saving on Pets! Learn about how much people spend on their pets each year, saving on pet... […]

Ask the Readers: What Aspect of Personal Finance Do You Want to Learn More About?

There are so many aspects of personal finance to learn about in order to stay financially healthy. Let's be honest, it can be overwhelming! Even if you feel proficient in a few different topics, chances are there are others you'd like to learn more about. What aspect of personal finance would you... […]

How to Maximize Rewards Through Credit Card Shopping Portals

Rewards credit cards make it easy to earn points and miles for every dollar you spend. While some cards dole out points good for statement credits or gift cards, travel credit cards offer a different promise — the prospect of seeing the world at prices you can afford. No matter what type of... […]

Learning How to Become a Money Master From Author David Bach

Entering the working world is particularly harsh nowadays, and twenty-somethings trying to juggle their student loan debt, possible credit card debt, and low wages understandably feel discouraged and exhausted. While debt can become isolating, it's important to remember that you're not alone, and... […]

5 Ways Credit Card Rewards Can Cost You Money

Rewards credit cards offer an alluring proposition — the promise of free points and miles for each dollar you spend. Many rewards cards even offer signup bonuses worth $500 or more right out of the gate, and that's in addition to the rewards you earn when you shop or pay bills. The problem?... […]

Join Our Tweetchat on Thursday 4/25, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Saving During Wedding Season! Learn about saving on attire, gifts, travel, and more! Let us know if you are attending a... […]

How to Pick a Travel Insurance Policy

Travel insurance may make your vacation more expensive in the end, but it could also save you thousands of dollars. Not only can travel insurance reimburse you if your trip is interrupted or canceled for reasons outside your control, but it can cover pricey medical bills, pay for medical evacuation... […]