Hot Today

Wise Bread articles that are hot today.

Make Your Own Moon Sand, Dirt Cheap

While moon sand is certainly not a bank-breaker, it is costly for what is basically wet sand. So, I did a little digging and discovered a way to make your very own moon sand.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Ask the Readers: Is There Anything in Your Budget You Could Live Without?

Tell us if there is anything in your budget you could live without and we'll enter you in a drawing to win a $20 Amazon Gift Card!

15 Lucrative Side Hustles for City Dwellers

You can find just about anything you need when you're a city slicker — including one of these great side gigs!

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

Should You be Ashamed to be on Public Assistance?

Government assistance such as the Food Stamp Program and cash welfare payments are sticky topics of discussion. What exactly is frugal about us

Should We All Just Stop Paying the Mortgage?

Should you take advantage of the $700 billion bailout plan to help struggling homeowners and stop paying your mortgage?

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

How to Get a High Rating and Make More Money as an Uber Driver

If you're wondering how you can get a higher rating and earn more with Uber, here are some easy tips.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Party Like It's 19.99: The Psychology of Pricing

Does the store you're shopping at want to be seen as a bargain? A purveyor of luxury goods? A renegade? The answer is in the last two digits of the price.

7 Affordable Destinations for Nature Lovers

You don't need to drain your budget to enjoy a beautiful vacation in the great outdoors. Get out there!

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

7 Ways to Make Owning a Pool Less of a Nightmare

They say owning a pool is not worth the headache, but you can make pool ownership easier — without spending a lot of money.

What Kind of Auto Insurance Do Uber Drivers Need?

Driving for Uber and not entirely sure you're covered? This guide will help.

4 Ways to Protect Your Retirement From Inflation

It's not just enough to save for retirement; you need to make sure your money is inflation proof, too.

Concession stand treats – a license to print money.

I was at a local fair recently. The kids were hungry, I was thirsty and we all wanted a snack break. But my wife and I knew we’d have to pay the price. At events like these, you’re

Which Baby Products are a Waste of Money?

My husband and I are expecting a little baby boy this Halloween. Right now I am in the process of researching which baby products are necessary and which are a waste of money. He