Hot Today

Wise Bread articles that are hot today.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

Quick Pantry Snacks for Unexpected Guests

When company shows up unannounced (or you just want a quick, tasty snack), whip up one of these treats using ingredients you already have on hand.

Quality Over Price: 15 Items to Spend More On

Want to make sure you're getting the best value for your dollars? When it comes to these 15 items, it makes sense to spend more.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Why I Choose to Rent Instead of Buy

Some say that homeownership is the smarter financial move, but for many folks, renting is just the better call.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

Selling Your Life Insurance Policy for Cold, Hard Cash

Would you sell your life insurance policy for a lump sum, knowing that someone else now profits from your death?

15 Fun Things to Buy for Under $5

Indulge in something new and enjoyable without dropping lots of cash. These $5-and-under items can perk up your wardrobe, wet your whistle, and more.

Cracking the Infamous McDonalds Monopoly Game

Your chances of winning McDonald's Monopoly game are all based on the odds of finding one particular piece from each set.

The 5 Best Waterproof Laptop Cases

While these best five water proof cases won't protect your laptop from a prolonged dunking, they will protect it from a good spritzing.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

10 Ways to Spot a Knockoff

When you're ready to spend your hard-earned money on a new watch or handbag, you want the real deal. Here's how to make sure get the real deal.

6 Ways to Vet an IPO Before You Buy

The Facebook IPO has been the subject of a lot of hype — much of which it hasn't lived up to. Learn how to make a well-informed IPO purchase.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

Is Uber Saving or Costing You Money?

We all know that Uber is super convenient, but is it actually saving you money? Let's find out!

4 Paint Colors That Can Boost Your Home's Value

Want a quick, easy way to raise the value of your home? The right color paint in the right room can do the trick.

5 Ways to Say "No" to Friends and Family

It's not always easy to say no to the people you love. Reclaim your time while keeping your relationships with these five ways to say "nay."

7 Apps That Actually Pay You to Shop

Need an easy way to get cash back for your shopping habit? Yep, there's an app for that.