We've been talking about pets quite a bit here on Wise Bread: what to feed them, how to treat them affordably, their health and their well-being. We all love our pets, and sometim
MagicJack is a device that claims to offer unlimited local and long distance calling for just $20/year. Sounds too good to be true, doesn't it? I decided to dig around for myself.
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Wise Bread articles that are hot today.
Ask the Readers: How Do You Care For Your Pet Affordably?
We've been talking about pets quite a bit here on Wise Bread: what to feed them, how to treat them affordably, their health and their well-being. We all love our pets, and sometim
Here's What to Do If You Can't Afford Your Mortgage Payment
If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.
The Meaning of Milk Label Colors
Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.
Is MagicJack a Scam?
MagicJack is a device that claims to offer unlimited local and long distance calling for just $20/year. Sounds too good to be true, doesn't it? I decided to dig around for myself.
15 Ways to Make Brown Bagging It Better Than Buying Lunch
You know bringing your own lunch can save you tons — but bleh. Make your midday meal a real reward and you'll win twice.
8 Myths About Health Savings Accounts — Debunked!
An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.
Ask The Readers: Do You Pay For A Gym Membership?
Tell us if you pay for a gym membership and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Can You Really Make a Living in the Gig Economy?
Making a stable living in the booming gig economy isn't easy, but it is possible.
I Checked My Credit Score in 11 Places — Here's What I Learned
Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.
Is it Safe to Re-Finance Your Home Close to Retirement?
Refinancing to a lower mortgage may sound like a no-brainer, but if you're close to retirement, consider these complications.
Ask the Readers: How Do You Host a Summer Party on a Budget?
Tell us how you host a summer part on a budget and we'll enter you in a drawing to win a $20 Amazon Gift Card!
The 7 Debt Payoffs That Boost Your Credit Score the Most
If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.
5 Ways to Qualify for a Mortgage With a Small Downpayment
A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Best Lenders for Personal Loans
Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.
The Guide to Staying at Hostels for People Over 30
Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.
Here's Why Credit Scores and Reports Are Not the Same
Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.
8 Financial Decisions You'll Never Regret
Hindsight is 20/20 and it's easy to look back and second guess ourselves. But not with these financial choices — they're right every time.
6 Surprising Ways to Maximize Your Savings at Home Depot
The big box hardware and supply stores already offer big discounts over smaller stores. Learn how to save even more with some smart shopping.
Here's What Happens to a Mortgage in a Divorce
Divorce is messy. And step one is figuring out how to split ways with your biggest shared asset; your home.