Hot Today

Wise Bread articles that are hot today.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

25 Things to Do With Used Corks (Including Making Money With Them)

So you've popped open a bottle of wine...now, what do you do with the wine cork? You have a surprising number of options.

10 Places to Find Inexpensive Accessories

From getting the best buys on baubles, bangles, and bags to running awesome accessory swaps, discover where to find fashionable, frugal accessories.

Homemade and Store Bought Mouse Trap Designs That Work

If you have an unwelcome visitor in your home, you probably already have everything you need to make humane, or deadly, mouse traps.

The 5 Best Mechanical Pencils

Keeping your writing utensils in tip-top shape isn't easy, but it can be. Just use any of these mechanical pencils and never have the need to use a pencil sharpener again.

15 Delicious Gifts You Can Bake

Holiday baking is a sweet tradition, and you'll find plenty of traditional holiday baking ideas here, plus a few new ones for some sweet holiday surprises.

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

15 Lucrative Side Hustles for City Dwellers

You can find just about anything you need when you're a city slicker — including one of these great side gigs!

How to Set Up Automatic Payments

Sick of sitting down to pay the bills? Don't! Set up automatic payments, and let your bank (or the company you're paying!) do the work for you.

5 Reasons Why Life Insurance Isn't Just for Old People

Life insurance protects the ones we love in case the worst should happen. That's why you shouldn't wait to buy some.

7 Free Ways to Get Out of the House

When you're trying to not spend money, it can be easy to feel "stuck" at home. Don't be a hermit — do one of these fun, free activities instead.

Great idea for Papa Murphy’s – make the pizzas in order.

What do you get if you cross a bunch of hungry people with an ineffective ordering system? You get the riot that almost happened at my local Papa Murphy’s on Friday. And if they do

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Why I Choose to Rent Instead of Buy

Some say that homeownership is the smarter financial move, but for many folks, renting is just the better call.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

TIPS and I-Bonds

There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might

12 Smart Uses for Safety Pins

The humble safety pin can do more than just conceal clothing tears. Dig a couple out from the bottom of the drawer and put them to work!