Hot Today

Wise Bread articles that are hot today.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Are You Withholding the Right Amount of Taxes from Your Paycheck?

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

Where Are They Now? The Forgotten Dollar Bills (and Coins)

You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!

How to Protect Your Credit After the Equifax Breach

In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

10 Signs Your Company Is Going Under

Has half the executive staff suddenly decided to make more time for family? Yeah, your company is doomed.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

How to Use Airline Shopping Portals to Cash In On Rewards

Airline shopping portals can help you earn thousands of miles each year, without getting on an airplane.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

8 Questions to Ask Before Hiring a Home Inspector

Before you hire a home inspector, make sure you get answers to these questions.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.