Hot Today

Wise Bread articles that are hot today.

Is MagicJack a Scam?

MagicJack is a device that claims to offer unlimited local and long distance calling for just $20/year. Sounds too good to be true, doesn't it? I decided to dig around for myself.

Ask the Readers: What will You Buy with Your Tax Refund? (Win Turbo Tax Prizes!)

People are just now starting to see their tax refunds filtering through their home offices. We want to know what you plan on doing with that refund -- if you get one OR what you be

Ask the Readers: What Do You Buy in Bulk?

Tell us about your bulk purchases and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Make Your Own Moon Sand, Dirt Cheap

While moon sand is certainly not a bank-breaker, it is costly for what is basically wet sand. So, I did a little digging and discovered a way to make your very own moon sand.

No Signal? 6 Ways to Boost Your Cell Phone Reception

I have been researching and testing methods to boost my phone in case of emergencies. Here are the five methods that worked, with varying success, for me.

7 Best Websites for Last-Minute Airfare Deals

Planning a last-minute trip doesn't mean your flight should drain your bank account. Here's where to find great airfare deals, fast.

Money in Your Yard: How to Sell Palm Trees For Cash

Palm trees are ubiquitous in California and other states with a warm climate. Although they are beautiful trees, some homeowners find them to be a nuisance because they require rou

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

7 Things Your Credit Report Does NOT Include

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture. Find out what's missing.

4 Paint Colors That Can Boost Your Home's Value

Want a quick, easy way to raise the value of your home? The right color paint in the right room can do the trick.

10 Things You Should Do Immediately After Losing Your Wallet

Losing your wallet can be frustrating and scary — identity theft, anyone? Take these steps to ensure your finances stay safe when your wallet isn't.

22 Reasons to Stop Drinking Soda

Most of us know that soda isn't good for us, but that doesn't mean we stop drinking it. Here are 22 financial, health, and other reasons to kick the habit.

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

3 Reasons Not to Save for Your Child's College Fund

It goes against common advice, but you might be better off not saving for your child's college education. Here's why.

Are You Wasting or Saving Money With a Warehouse Club Membership?

Warehouse clubs are large stores such as Costco or BJ's that charge a yearly membership to purchase items at wholesale prices. Are they worth it?

11 Essential Documents You Should Keep in Your Safe

Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

Are Music Lessons Worth It? Hidden Benefits May Tip the Scale

Music lessons for your child can be costly. But from teaching discipline to fostering a love of music to even improving math skills, the benefits are great.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ