Hot Today

Wise Bread articles that are hot today.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

10 DIY Dog Toys You Can Make for Pennies

Instead of spending oodles of cash on toys your pup is only going to rip apart, make these cheap, easy, and sturdy dog toys with items you already have.

Great idea for Papa Murphy’s – make the pizzas in order.

What do you get if you cross a bunch of hungry people with an ineffective ordering system? You get the riot that almost happened at my local Papa Murphy’s on Friday. And if they do

Root cause of the financial crisis

Several times recently, Treasury Secretary Paulson (and many others) have claimed that the "root cause" of the current financial crisis is "the housing correction." This is comple

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

HP Giving Away $500 to a Lucky Wise Bread Reader

To enter tell us your smartest investment. It can be anything! A degree, cooking lessons, hot stock, or a great pair of shoes.

How to Avoid (and Treat) Cold Sores

Cold sores are painful, ugly, and take a long time to heal. Here's how to avoid (and treat) these nasty little lesions.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

Ask the Readers: What Is Your Favorite Thanksgiving Tradition?

Tell us about your favorite Thanksgiving tradition and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

Ask the Readers: How Do You Save? (Chance to win $20!)

We want to hear your tips for squirreling away some funds. If you share your answer, you'll be entered to win a $20 Amazon Gift Card!