Hot Today

Wise Bread articles that are hot today.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

30 Easy Ways to Unstick Something That's Stuck

Need a sticky label removed? A frozen zipper released? Before you run off to buy a pricey chemical "remover," try these common household unstickers first.

What Kind of Auto Insurance Do Uber Drivers Need?

Driving for Uber and not entirely sure you're covered? This guide will help.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

13 Businesses Your Tween Can Start

Who says you need to be an adult to create a successful side hustle?

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

Why I Choose to Rent Instead of Buy

Some say that homeownership is the smarter financial move, but for many folks, renting is just the better call.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

How to Avoid (and Treat) Cold Sores

Cold sores are painful, ugly, and take a long time to heal. Here's how to avoid (and treat) these nasty little lesions.

Cracking the Infamous McDonalds Monopoly Game

Your chances of winning McDonald's Monopoly game are all based on the odds of finding one particular piece from each set.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

12 Garage Sale Items That Sell Like Hotcakes

You've finally decluttered your house. Feature these items prominently in your ads and your sale to draw the crowds — and the cash.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.