Hot Today

Wise Bread articles that are hot today.

Valentine's Day on a Budget

Looking for ways to honor your partner and your financial goals at the same time? Don't want to be a dud this Valentine's Day, but don't have fifty to a hundred bucks to drop on ch

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

Lentil Love: How to Sex Up a Simple Staple and Save

Let's face it. Lentils aren't usually a food that folks write love songs about, at least in this country. But for price and nutrition, they're pretty tough to beat. Bonus? They don

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

How to Use Budgeting Skills to Improve Your Time Management

Managing your time requires some of the same skills as managing your money. Here's how to master both.

How to Maximize Rewards Through Credit Card Shopping Portals

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

The 5 Best Allergen Sprays

Keeping your home free from dust mites and other allergens isn't easy, but it can be. Just use any of these allergen sprays and you'll always breathe easy at home.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

12 Genius Ways to Upcycle Old Scarves

Those old scarves in your closet can be put to fun new uses with a twist of creativity. Here are almost a dozen ideas to get you started.

Cooking great meals with your car engine. The heat is on.

Ladies, gentlemen, start your engines. But only after you've loaded them up with sausages, chicken, crabs, Cajun shrimp and plenty of vegetables. [more]

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

Ask the Readers: Who Do You Go to For Money Advice?

Tell us who you go to for money advice and we'll enter you in a drawing to win a $20 Amazon Gift Card!

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.