Hot Today

Wise Bread articles that are hot today.

5 Personal Loan Fees You Should Never, Ever Pay

The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.

8 Truths From a Mystery Shopper You Must Read Before You Get Started

These eight tips are vital to making money in the somewhat misunderstood profession of mystery shopping.

How to Eat Well on Just $20 a Week (With Meal Plans!)

If you shop smart and keep your recipes simple and healthful, you really can eat for a whole week on just $20. Here's how.

8 Vile Craigslist Scams to Watch Out For

Although 99% of the ads on Craigslist are legit, some are designed to scam you. Recognize these eight common Craigslist scams and avoid becoming a mark.

How to Choose a Credit Card

With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.

40 Restaurants That Offer Senior Discounts

What a drag it is getting old — except for the discounts. Bookmark this list and never forget where seniors can eat for cheaper.

HP Giving Away $500 to a Lucky Wise Bread Reader

To enter tell us your smartest investment. It can be anything! A degree, cooking lessons, hot stock, or a great pair of shoes.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

The Best Secured Credit Cards

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

6 Confidence-Inspiring Facts About the Stock Market

Even after a tough couple of weeks, the market is still way, way up from its Great Recession lows. There, feel better?

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

8 Cheap Ways to Update a Wardrobe You Hate

If shopping for new clothes is on your brain but not in your budget, check out these totally cheap ways to help you love your wardrobe again.

9 Simple Ways to Stop Impulse Buying

I can't tell you that changing your shopping habits will be easy, but these simple strategies can help you lock down your impulse spending.

5 Money Strategies for the Sandwich Generation

Your kids depend on you. Your aging parents depend on you. For the sandwich generation, smart money management is a must.

Feeling Stuck? 100 Ways to Change Your Life

In 20 minutes, you too can change your life in 100 different ways. Check it out!

Quickly Remove Scratches From CDs and DVDs

Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.

How to Get Rid of a Skunk Without Losing Your Dignity

Got a skunk stinking up your property? Learn from one writer's successful (and failed) attempts at skunk removal before losing your mind over a skunk.