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Wise Bread articles that are hot today.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

Tell us if you pay for a gym membership and we'll enter you in a drawing to win a $20 Amazon Gift Card!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.

Refinancing to a lower mortgage may sound like a no-brainer, but if you're close to retirement, consider these complications.

Tell us how you host a summer part on a budget and we'll enter you in a drawing to win a $20 Amazon Gift Card!

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Hindsight is 20/20 and it's easy to look back and second guess ourselves. But not with these financial choices — they're right every time.

The big box hardware and supply stores already offer big discounts over smaller stores. Learn how to save even more with some smart shopping.

Divorce is messy. And step one is figuring out how to split ways with your biggest shared asset; your home.

Making a stable living in the booming gig economy isn't easy, but it is possible.

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Selling your home is more than just signing on a dotted line. You have to find emotional closure, too.

If you want to be a landlord, you'd better brush up on some important money lessons first.