Hot Today

Wise Bread articles that are hot today.

Pay Yourself First: What It Means, and How to Do It

Can't save money? Think again. Try this technique to automate your savings and reach your financial goals.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Top 5 Ways Thieves Use Your Stolen Credit Card

Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

Will Obama's new mortgage plan really reward responsibility?

Today President Obama announced a new $75 billion Homeowner Affordability and Stability Plan to the world. It is touted as a plan that helps responsible homeowners who have not

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

How to Do a Reconnaissance Trip Before Retiring Overseas

Thinking of retiring overseas? Do a thorough test trip before you make that big move.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Ask the Readers: Do you Procrastinate? (Win an $89 Tax Prep Prize!)

Besides taxes, is there something that you just don't seem to do until the very last moment? We'd love to hear your comments? Share your thoughts, either below in the comments or

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

11 Essential Documents You Should Keep in Your Safe

Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.

Frugal... or just plain wrong?

You know what I love? Getting something for nothing. Oh, it's rare. It's also sort of greedy and raises all kinds of ethical questions. [more]

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

Quickly Remove Scratches From CDs and DVDs

Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

Best Money Tips: Fun and Frugal Ideas for Fall

Today we found some awesome articles on frugal ideas for fall, mistakes people make when buying a home, and the complete guide to getting out of debt.