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Wise Bread articles that are hot today.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

Best Money Tips: Sarcasm-Free Edition

Welcome to Wise Bread's Best Money Tips Roundup! This week, we have some of the best personal finance posts from around the web, completely and utterly without any snarky commen

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

3 Ways Student Loan Debt Can Affect Your Mortgage Application

Many factors can sway a mortgage approval. Your student loan debt is one of them.

10 Boring Investments That Are Surprisingly Profitable

Just because an investment may lack charisma doesn't mean it can't make you money. Consider adding these wallflowers to your portfolio.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

How Buying a House Impacts Your Career

Believe it or not, buying a house impacts your career as much as it does your finances.

12 Ways to Save and Make Money While Traveling

Did you know there are ways to save AND make money while traveling? Give these a try next time you hit the road.

9 Frugal Gifts for the Person Who Needs a Nap

Question: Who in your life needs a nap? Answer: Everyone! Here's what to get them for the holidays.

Cooking great meals with your car engine. The heat is on.

Ladies, gentlemen, start your engines. But only after you've loaded them up with sausages, chicken, crabs, Cajun shrimp and plenty of vegetables. [more]

11 Pearls of Financial Wisdom From Jim Cramer

The animated host of Mad Money has a lot to say about investing. Here are some of Jim Cramer's best and biggest tips.

10 Cool DIY Home Improvements for $20 or Less

Add some pizazz (and property value) to your home without breaking the bank. All you need is $20 and a few hours to yourself.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

What You Can Buy With $5,000

When you're done fantasizing about what you could spend a cool million on, think about the possibilities of a realistic windfall — like a cool $5K!

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

100 Small Things That Can Bring You Joy

Need a quick mood boost? No matter where you are or what's got you down, you're sure to find a pick me up in this big list of small joys.

How to Throw a Kid's Birthday Bash on the Cheap

Throwing a birthday bash for your kiddo shouldn't cost an arm and a leg.

5 Money Problems You Can Solve With a Good Attitude

Money cannot buy happiness; but can happiness create wealth? Well, with a good attitude, you really can solve many of life's financial problems.