Hot Today

Wise Bread articles that are hot today.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

Best Money Tips: Small New Year’s Resolutions for Your Money

Today we found small New Year’s resolutions for your money, cheap ways to make your life happier, and overpriced grocery items to skip.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

16 Everyday Things You Shouldn't Be Paying For

If you're still shelling out for any of these 16 commonly free things, you're throwing your money away.

Should You Pay Your Kids For Good Grades?

Have you ever considered rewarding your kids' good grades with money? Or is that a terrible idea? Let's discuss.

What You Can Buy With $5,000

When you're done fantasizing about what you could spend a cool million on, think about the possibilities of a realistic windfall — like a cool $5K!

Is it worth paying more for faster shipping?

"Free shipping" is often advertised as attractive bait for you to take action and buy something! That is, until you find out it's not free after all. Here are tips & tricks to help

Did Your Parents Give You a Whole Life Insurance Policy? Here's What to Do With It.

What is whole life insurance all about? If you have any questions about this, read on.

12 Personal Finance Skills Everyone Should Master

Budgeting and negotiation are just the tip of the iceberg. How many of these critical life and money skills have you mastered?

5 Difficult Conversations You Have to Have With Your Spouse

You know strong relationships are built on trust and openness, so make sure you discuss these five things with your partner.

Will New Chip-and-PIN Credit Cards Stop Identity Theft?

Pretty soon you'll be getting a new, more secure credit card in the mailbox. It's called "chip and PIN," and here's what you need to know about it.

Homemade Peanut Butter: Recipe and Cost Comparison

Normally we assume it's cheaper to make something homemade rather than buy it at the store. But what about peanut butter? Is it cheaper to make your own homemade peanut butter?

7 Expensive Stocks That Are Totally Worth It

Make no mistake about it, these stocks are super-expensive — but they're not necessarily overpriced.

6 Ways Millennials Have Changed Money (So Far)

The kids these days are bringing money matters into the social media age, and reinventing some old tricks along the way.

Why You Need to Make Financial Habits, Not Goals

Everyone has their list of money goals, but you may hit them even sooner if you turn them into everyday habits.

4 Reasons Credit Is Safer Than Debit

If you're prone to overspending, a debit card may be your best bet. For everyone else, credit cards are the safer choice.

How to Spring Clean Your Whole Life — One Step at a Time

Spring cleaning can seem overwhelming, but there is a way to organize your entire life, one step at a time.

8 Real Life Calamities That Can Drain Your Finances (Plus How to Defend Against Them)

Life is full of ups and downs. Sometime the downs take all your money along for the ride.

When and How to Offer Discounts for Early Payment

Offering discounts for cash, upfront and early payment can be an integral part of a comprehensive business management strategy, not just the domain of the accounts receivable de

How to Turn Your Backyard Into a Moneymaker

A big backyard costs money. Did you know it can also make you money?