The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
It’s not a fun feeling. You’ve reached the checkout at the grocery store, you feel into your pocket, or purse, and realize that your wallet is missing. You heart stops, you walk ou
Wise Bread articles that are hot today.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
5 Times You Must Freeze Your Credit Report
Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.
5 Savings Tricks You Haven't Tried Yet
If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.
The 6 Best Vacation Deal Websites
You need a getaway, but don't pack your bags just yet. You can save big on everything if you know where to shop for it online.
10 Rules of Etiquette Everyone Should Know (and Follow!)
Etiquette is the grease that keeps the gears of civilization turning. Do your part by following these 10 basic rules of etiquette.
How to Increase the Chance of Someone Returning Your Lost Wallet
It’s not a fun feeling. You’ve reached the checkout at the grocery store, you feel into your pocket, or purse, and realize that your wallet is missing. You heart stops, you walk ou
15 Ways to Recycle and Reuse Old T-shirts
Give your old T-shirts a new life with these DIY ideas ranging from highly personalized quilts to durable pet toys to household rags and much more.
10 Awesome Sites to Shop for Affordable, Cool Jewelry
Whether you're dressing up or down, these sites have jewelry that doesn't cost a lot, but looks like a million bucks.
8 Things You Need to Know About Debt Management Plans
Debt management plans can help you work your way out of debt, but they aren't for everyone.
6 Ways to Improve Your Curb Appeal for Next to Nothing
A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.
Ask the Readers: What Financial Topic Do You Want to Learn More About?
Tell us what financial topic you want to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Debit Or Credit? Which One Should You Choose At The Checkout?
Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.
4 Ways to Make the Most of Your Student Loan Grace Period
A student loan grace period isn't a pass to spend your first big paychecks willy-nilly. Be smart, save up, and prepare to tackle your loan.
5 Money Strategies for the Sandwich Generation
Your kids depend on you. Your aging parents depend on you. For the sandwich generation, smart money management is a must.
15 Lucrative Side Hustles for City Dwellers
You can find just about anything you need when you're a city slicker — including one of these great side gigs!
6 Signs You Should Refinance Your Student Loans With a Private Lender
Is it time to refinance your student loans with a private lender? Here are six signs it might be.
18 Surprising Ways Your Identity Can Be Stolen
You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.
This Email Trick Will Save You Big on Shopping
Finally, a smart way to declutter your inbox and save a boat load of money.
10 Little Words That Will Get You the Best Price, Every Time
There's nothing complicated about getting the best price — you just need to know what to say.
5 Reasons Building Credit in College Helps You Win at Life
College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.