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Wise Bread articles that are hot today.

Save Money by Being Friendly

Deliberate acts of friendliness can predictably reap payback. Here are ways you can save money.

How to Use Budgeting Skills to Improve Your Time Management

Managing your time requires some of the same skills as managing your money. Here's how to master both.

Saving for Retirement on a Variable Income

How do you save for retirement when you have a variable income? Not only is basic budgeting a different story when you have a variable income, but so is saving for retirement.

What Every Business Owner Should Know About Collateral

Establishing the collateral value of an asset is often a point of contention in loan negotiations. Here are some rules-of-thumb to help you understand how a lender's likely to v

How to Avoid These Common Hidden Fees

Don't let these sneaky fees blow your budget when making a purchase.

The Truth About Business Grants

If you don’t mind lots of paperwork, frequent disappointment, and many strings attached, here’s a quick guide to the slow process of finding grant money for your business.

Where to Shop Your Goods: Survey of Online Marketplaces

Where you list your products is as important as how much you price them, how you deal with customers, and other parts of your operations. Here are some online marketplaces for s

How to Cut the Last 10% of Costs

Eking out the last 10% is still possible without causing major changes to how individual departments or work groups interact with each other.

How to Leverage an Economy of Giving and Profit

Digital distribution of gifts offers small businesses an almost free way to reach new customers. Go ahead, give it away.

25 Questions to Ask Before You Outsource HR

A Professional Employment Organization can make a business owner's life a lot easier. But as with any business relationship, it pays to know what you're getting into before you do.

Self Directed IRA + LLC = Checkbook IRA

Growing your business may be your best retirement plan, but it's also important to set aside some personal retirement savings separate from the business. Doing so correctly can

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

10 Fun, Practically Free Ways to Make New Friends

Whether you've just moved to a new town, are feeling shy, or just want to talk to some interesting people, try out these great ways to meet new folks.

10 Easy Veggies to Plant This Spring

Yes, you CAN grow your own food. These easy-to-grow herbs and vegetables will thrive even if you've got the blackest of thumbs.

5 MicroSaving Tools to Help You Start Saving Now

Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.

4 Ways a Home Energy Audit Will Save You Money

Those drafty windows and ancient appliances are costing you, big time. This is one audit you'll be happy to endure.

The Best Secured Cards with No Annual Fee

Secured credit cards are known for their high fees, but there are a few cards with no fees, even no annual fee!

10 Free Things to Do With Your Kindle

The Kindle is a reading device that Amazon sells to enable you to spend more money on Amazon. However, it turns out there are lots of things you can do with your Kindle without spe

How to Make Moonshine

Making moonshine is especially easy because running it through a still makes all the delicate balancing of flavors that mark a great beer or wine irrelevant.

Ask the Readers: How Do You Care For Your Pet Affordably?

We've been talking about pets quite a bit here on Wise Bread: what to feed them, how to treat them affordably, their health and their well-being. We all love our pets, and sometim

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