Hot Today

Wise Bread articles that are hot today.

25 Products You Think You Need, but Really Don’t

Marketers spend a lot of effort convincing us that our wants are needs. From aftershave to baby walkers, here are 25 things you can easily do without.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

Ask the Readers: What Do You Do For Self-Care?

Tell us what you do for self-care and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Free Debt Management Tools

You're always checking your smartphone anyways, so you may as well put it (and the Internet) to better use tracking your debt!

50 Things You Can Do Today Instead of Going Shopping

Resist the retail therapy urge and instead spend the day broadening your horizons, reconnecting with a friend, or participating in one of these 48 other pastimes.

11 Essential Documents You Should Keep in Your Safe

Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.

Here's How Billionaires Are Preparing for the End of the World

If you're rich enough, you can live out the end of the world in true luxury.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

What Is a Good Credit Score and Why Is It Important?

Credit scores can be confusing. Make sure you understand how they work and how to get a good credit rating.

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

17 Uses for Stale Bread

Using up leftover bread is not only frugal, it's delicious. Make sure you eat every last crumb of that aging loaf with these recipes.

7 Modern Ways to Send Money to Your Kid

When your kids need cash in a flash, use these modern tools to get them the money they need, often in just a few moments.

Ask the Readers: What Are Your Hobbies?

Tell us about your hobbies and we'll enter you in a drawing to win a $20 Amazon Gift Card!

3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)

It’s that dreaded time of year. Each trip to town requires a 10-minute pre-start on my car, and the hated task of scraping my windshield. There are several options to help you wi

9 Savory Soups That Make Perfect Freezer Meals for Fall

Freezer meals are a busy parent's best friend. These nine freezer-friendly soups are perfect for keeping your family warm on those chilly fall nights.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

4 Cheap and Easy Homemade Mosquito Repellents

When summer hits, the mosquitoes start swarming. Here are several easy, cheap, and chemical-free recipes for making homemade mosquito repellent.

You Won't Believe How Much the Average Person Spends on Salon Visits Each Year

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.