Hot Today

Wise Bread articles that are hot today.

12 Lessons in Manners From Around the World

Don't tip in Tokyo and don't bring wine to a dinner party in Paris. Follow these and 10 other tips in etiquette to stay classy wherever you are.

4 Coupon Rules That Stores Let You Break

Couponing is an art form. Know how to bend these rules, and watch the savings follow.

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.

How much are memories worth?

I get a particular negative jolt when I review a credit card bill and find a charge for something that's already over and done--a meal already eaten, a vacation already taken,

How Retailers Manipulate You Into Spending

Whether you're at the mall or online, retailers have plenty of tricks to help separate you from your cash. Learn what they are so you can shop smarter.

10 Less Awkward Ways to Ask a Friend for Your Money Back

Friendships can easily be ruined by borrowed money. But if you're looking to get your loan repaid, here's how to do it with minimal awkwardness.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

Fresh Fruits and Vegetables, By the Month

Not sure which fruits and vegetables are 'in season'? Here's a handy list to help you out!

25 Ways to Have Cheap Summer Fun

From picnics and photography to movies, magic, and even massages, discover 25 great ways to have cheap (or free!) summer fun.

Are Private Schools Worth the Money They Demand?

I went to public schools for my entire life and my husband had a completely private education and we had the following discussion: are private schools worth the tens of thousan

Non-financial investments

Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

5 Personal Loan Fees You Should Never, Ever Pay

The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

It Pays to Be True to Your School: 5 Ways Your Alma Mater Can Save You Money

Alumni associations are doing everything they can to make things better for graduates of their college during this difficult time. Some of the savings are pretty substantial.

You Won't Believe How Much the Average Person Spends on Salon Visits Each Year

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

FREE fluorescent lightbulbs - a very bright idea

It's great to see a big retailer giving back to the environment and the public. [more]