Hot Today

Wise Bread articles that are hot today.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

Living Without Air-Conditioning Can Save Big Bucks This Summer

Living in 90 degree weather with over 70 percent humidity the past few days has not been easy here in rural Nebraska. Hearing others complain about it only makes it worse -- especially knowing that they probably have air-conditioning. [more]

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

Ask the Readers: Do You Have Side Income?

Tell us whether you have side income and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Are You Wasting or Saving Money With a Warehouse Club Membership?

Warehouse clubs are large stores such as Costco or BJ's that charge a yearly membership to purchase items at wholesale prices. Are they worth it?

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

Ask the Readers: What Are You Most Looking Forward to in 2012?

Tell us about what you are most looking forward to in 2012 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 DIY Dog Toys You Can Make for Pennies

Instead of spending oodles of cash on toys your pup is only going to rip apart, make these cheap, easy, and sturdy dog toys with items you already have.

Ask the Readers: When Did You Get Your First Credit Card?

Tell us when you got your first credit card for a chance to win 1 of 3 $20 Amazon gift certificates!

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

Here's What You Can (And Can't) Buy With SNAP

There's a lot of confusion about what government food assistance can — and cannot — buy. Here's a rundown.

Ask the Readers: How Often Do You Cook at Home?

Tell us how often you cook at home and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

Ask the Readers: What Was Your Most Recent Splurge?

Tell us about your most recent splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.