Hot Today

Wise Bread articles that are hot today.

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

Should You Always Dispute Mistakes on Your Credit Report?

We all make mistakes, which is why you shouldn't skip regular reviews of your credit reports. Any errors there can cost you.

Do You Need Wedding Insurance?

You hope your wedding day goes off without a hitch, but some things you just can't control, so you might want to consider wedding insurance.

People Who Became Millionaires Overnight (and What They Did With the Money)

Some lottery winners seem to wind up penniless — or worse — after their windfall. Read their stories — as well those of winners who did better.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

12 Personal Finance Skills Everyone Should Master

Budgeting and negotiation are just the tip of the iceberg. How many of these critical life and money skills have you mastered?

20 Delicious Recipes for Canned Clams

Canned clams may not top everybody's list of favorite seafood staples, and that's a shame, because the affordable bivalve is delicious in dips, soups, pastas and more.

6 Reasons Introverts Make the Best Employees

Face it — introverts get a bad rap. Truth is these smart, sincere, and hard-working people are the perfect addition to your workforce.

What Happens to Debt After Divorce?

Divorce doesn't only involve the distribution of assets; it involves the distribution of debts, too. Here's what to expect when you untie the knot.

Make Pizza Night Fun Again With These 30 Pizza Sauce Alternatives

Don't settle for the same old pizza with red sauce and traditional toppings. Sauce and top your pizza crust with these terrific alternatives.

27 Things You Should Have in Your Utility Drawer

Fess up — we all have a junk drawer. Take yours from "junk" to "utility" with a little organization and these 27 must-have household items.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

7 Signs It's Time to Quit Freelancing

The life of a freelancer has its ups and downs. But when the downs are outnumbering the ups, it may be time to move on.

10 Unexpected Uses for Laundry Detergent

Who says laundry soap is just for clothes? Try it for one of these other common household clean ups.

Designing your life

Key decisions that you make—especially when you're young, but also later—have implications that ripple through the whole rest of your life. People treat these early

Ask the Readers: What Are You Most Thankful For?

Tell us what you're most thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Selling Your Life Insurance Policy for Cold, Hard Cash

Would you sell your life insurance policy for a lump sum, knowing that someone else now profits from your death?

10 Surprising Ways to Use Bungee Cords

Bungee cords come in many colors and sizes and that means you can be stylish when you're using them for more than tying down loose loads.

25 Great, Cheap, and Easy Crock Pot Recipes

A crock pot can be your key to a fast and delicious dinner. These 25 recipes are simple, cost little, and, most importantly, taste great.

Our high, high standard of living

In the 1950s and 1960s, a working man could support a family at a middle-class standard of living with just one income. It might surprise you to learn that one person working full