Hot Today

Wise Bread articles that are hot today.

Start Planning Now for When Your Target-Date Fund Ends

Target-date funds are a common way to help you save for retirement. But what happens when they actually hit their target?

Early Holiday Shopping: Why I Finish by Thanksgiving

Already feeling that pre-holiday stress set in? Get a jump on holiday shopping, and reclaim some of that peace that the holidays are supposed to be about.

How Small Business Credit Cards Affect Your Personal Credit

Those small business credit card offers sure are tempting. Understand the risks to your personal credit before you sign up.

5 Homemade Stain Removers That Actually Work

For pesky household stains, skip the store-bought cleaners — you can beat the grime with common household items you already have.

Last night I threatened to disconnect my cable

Sit down, relax, and let me tell you a story. A story about how you get to be a hero, and how to get your cable company begging on all fours like a dog. [more]

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

The 6 Best Ways to Invest Just $100 Per Month This Year

Now that 2020 has begun, make sure you're setting your future self up for success by investing just $100 per month.

Ask the Readers: How Often Do You Eat Out?

Tell us how often you eat out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

We Are Our Own Worst Enemy

Today my friend sent me an article titled "We Have Met the Enemy" by Knight Kiplinger, the Editor in Chief of Kiplinger publications. It is a blunt article pointing out that Americ

4 Quick Ways to Decide if a Company Is Worth Your Investment

You don't have to be an insider to glean valuable insights about a company. These four public sources of info can tell you a lot of what you need to know before you invest.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

15 Reasons You Should Eat More Chocolate

Go ahead and reach for the chocolate. It's delicious, and even better, it's good for a better mind, a better body — and even better sex.

The 35 Best Ways to Spend Your Free Time (Frugally)

One way to spend less is to take up a fun hobby. Try one of these great ones, and you may even improve yourself and your bank account along the way too.

The 5 Worst Pieces of Financial Advice Your Friends Give You

Have you been listening to any of this advice from your friends? If you have, you need to stop right now.

8 Most Affordable Beach Towns in Mexico

Looking for a quick beach getaway? These gorgeous seaside towns in Mexico offer the most bang for your buck.

How to Find and Hire a Reliable Contractor

Nothing's more scary for homeowners than the prospect of hiring the wrong contractor. Here's how to hire the right one.

The College Freshman Budget

College can be where you get your first taste of independence...including financial independence. Make sure you enjoy it without blowing all your cash.

25 Eco-Friendly Changes You Can Make Today

Little efforts can have a big impact on the environment — and your wallet. Get green by tackling one (or more!) of these changes today.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Alternative Wedding Registry Ideas

Don't need gift bags full of new towels and soap dispensers? Consider one of these uncommon registry ideas for your wedding.