Hot Today

Wise Bread articles that are hot today.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

5 MicroSaving Tools to Help You Start Saving Now

Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.

The Best Secured Credit Cards

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.

Decipher Credit Card Offers With the Schumer Box

Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

25 Quick, Cheap Lunch Ideas

You lunch doesn’t have to be a budget-buster or bland. These 25 fast and inexpensive lunch ideas will keep your midday meals interesting and easy.

How to Choose a Credit Card

With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.

7 Easy Ways to Build an Emergency Fund From $0

When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!

How to Get Your Spouse on Board With Budgeting

You and your spouse may be on the same page with beliefs, and parenting methods, but are your financial goals in line?

6 Secrets to Mastering the Debt Snowball

The debt snowball method really, truly works. Now, you just need to master it!

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Don't Panic: Do This If Your Identity Gets Stolen

Identity theft is a scary subject. But really, you shouldn't panic. Help is right around the corner.

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

Best Money Tips: Fun and Frugal Ideas for Fall

Today we found some awesome articles on frugal ideas for fall, mistakes people make when buying a home, and the complete guide to getting out of debt.

What to Do With a Windfall

You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.

52 Uses for Rubber Bands

The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.

10 Things You Should Never Buy at the Dollar Store (and 10 You Should)

You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.

How to Keep Home Improvement Projects From Busting Your Budget

You might have a set home improvement budget, but scope creep can easily bust it wide open. Here's how to prevent that.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

Spend Less This Valentine’s Day (And Win an iPod Touch!)

Whether you love or hate the holiday, there are some lovely things to adore about Valentine’s Day (like all the assorted chocolates.) We’ll recap the best of Wise Bread’s suggesti