From cutting up credit cards to cutting out lattes, these pervasive personal finance tips are repeated again and again, but could be bad advice for you.
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.
Wise Bread articles that are hot today.
The Best and Worst Times to Go Grocery Shopping
Maximize your shopping efficiency and minimize your food spending by mastering the art of grocery store timing.
5 One-Size-Fits-All Spending Tips That Don’t Really Fit Everyone
From cutting up credit cards to cutting out lattes, these pervasive personal finance tips are repeated again and again, but could be bad advice for you.
How Recent Grads Should Prepare for Student Loan Payments
Now that college is over, it's time to start paying those student loans. Here's how to budget for those payments without feeling too overwhelmed.
The Easy Way to Negotiate a Cheaper Hotel Room
Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
The Meaning of Milk Label Colors
Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.
2-Minute Read: What You Need to Know About Credit Reports
Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?
Why I Still Write Paper Checks
I know people who never write checks, but I'm not one of them. Here's why.
3 Money Arguments That Can Hurt Your Relationships
You should really nip these common money arguments in the bud before they hurt your relationships.
How to Protect Your Child From Identity Theft
Identity theft is scary. When your kids are the target, it's positively terrifying.
The 5 Best Products for Dry Skin
If you're looking for a new product to hydrate your skin, look no further than these five!
10 Things You Should Never Buy at the Dollar Store (and 10 You Should)
You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.
8 Myths About Health Savings Accounts — Debunked!
An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.
Why You Should Call Your Mortgage Lender Every Year
When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.
Home Equity Loan or HELOC: Which Is Right for You?
You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?
4 Ways Couples Are Shortchanging Their Retirement Savings
You and your spouse are in it together for all things, including retirement savings. Make sure you're saving enough for both of you.
Quickly Remove Scratches From CDs and DVDs
Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.
Where to Find Emergency Funds When You Don't Have an Emergency Fund
A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.
How to Manage Your Money — No Budgeting Required
Nobody likes budgeting. Here's how to keep track of your money without one.
6 Fast Ways to Restock an Emergency Fund After an Emergency
Crisis averted! Your emergency fund came through when you needed it. Now it's time to rebuild that financial safety net before the other shoe drops.