Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

Ask the Readers: Where Do You Like to Shop the Most?

Tell us where you like to shop the most and we'll enter you in a drawing to win a $20 Amazon Gift Card!

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

The Best Credit Cards for Back to School Shopping

The right credit card can mean big savings for your back to school shopping. These are the best ones to use for this fall.

How to Avoid (and Treat) Cold Sores

Cold sores are painful, ugly, and take a long time to heal. Here's how to avoid (and treat) these nasty little lesions.

Ask the Readers: What Is Your Favorite Thanksgiving Tradition?

Tell us about your favorite Thanksgiving tradition and we'll enter you in a drawing to win a $20 Amazon Gift Card!

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

How to Manage Your Money — No Budgeting Required

Nobody likes budgeting. Here's how to keep track of your money without one.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

Ask the Readers: How Do You Save? (Chance to win $20!)

We want to hear your tips for squirreling away some funds. If you share your answer, you'll be entered to win a $20 Amazon Gift Card!

8 Questions to Ask Before Hiring a Home Inspector

Before you hire a home inspector, make sure you get answers to these questions.

The vicious Home Rental Scam – don’t get conned.

It seems like new variations of the Nigerian 419 scam pop up every week. The one that caught my attention recently involved renting a home, and it’s a nasty trick that could take a

Ask The Readers: Do You Have Pets?

Tell us whether or not you have pets and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Best and Worst Nuts, by Nutrition and Price

Nuts are healthy, make easy snacks, and pack a lot of protein. But not all nuts are created equal. Discover the best nuts in terms of cost and health benefits.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

Ask the Readers: What Are Your Alternative Thanksgiving Traditions?

Tell us about your alternative Thanksgiving traditions and we'll enter you in a drawing to win a $20 Amazon Gift Card!