Money Tips Network

Best 203(k) Rehab Loans of 2021

Sometimes referred to as an FHA construction loan, the FHA 203(k) loan is a government-insured mortgage designed for homeowners looking to make renovations or for new buyers looking to rehab a fixer-upper. While a rehab loan may take longer to complete the paperwork and get approved, there are significant benefits like smaller down payments, lower […]

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Best Installment Loans for Bad Credit in 2021

We’ll get straight to the point: We found that the best installment loan for bad credit is NetCredit, which we go into more detail in this post. We also look at the best bad credit installment loan for rate drops (RISE Credit) and the.best bad credit installment loan for easy application (Peerform). In this look […]

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MetLife Auto Insurance Review

MetLife is perhaps best known for providing life insurance, but auto insurance is also available, and we found with our proprietary SimpleScore that this insurance carrier has a lot to offer. With a 4 out of 5 in claims satisfaction, and a 5 out of 5 with coverage options, MetLife is more than competitive. However, […]

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Progressive Home Insurance Review

From its proprietary Name Your Price tool to superior accessibility and support, Progressive home insurance has both traditional and unique offerings for its customers. However, its customer service for claims is not as high as it could be. In this Progressive Insurance review, we look at what we love about Progressive Insurance, what could be […]

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The Best Homeowners Insurance Companies in New Jersey

Our methodology Using our proprietary scoring system, called SimpleScore, we assessed the top home insurance companies. We looked at available discounts, coverage options, customer satisfaction, accessibility and quality of support. We also looked at other reputable reviewers, such as J.D. Power, which tracks customer satisfaction each year, and Consumer Reports, which looks at such factors […]

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Best Flood Insurance Companies of 2021

We found that Liberty Mutual, Allstate, State Farm and MetLife are great options for home insurance companies that offer flood insurance. Using the SimpleScore and our proprietary methodology, our team evaluated the top four insurance providers offering flood insurance. It’s an issue your insurance agent may bring up, because in 2019, the Center for Disaster […]

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Geico Home Insurance Review

Though best known for its car insurance, Geico’s offerings also include home, renters, and life insurance. Geico home insurance is competitively priced, and customers can save even more by taking advantage of some of its discounts. It’s important to note that Geico doesn’t underwrite its own homeowners insurance policies. Customers will end up working with […]

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20 Frugal (Not Cheap) Hacks That Save Money and Time

The best frugal tips usually aren’t big, complicated practices, but little tweaks to ordinary things that you do that save a few cents or a dollar each time you do it. You keep doing the same thing you always did, just a bit more efficiently in terms of cost (and often time) just by being […]

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The Best Non-Owner Car Insurance of 2021

Non-owner car insurance is a small expense that can spare you major headaches in the event of an accident.

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6 Ways To Avoid College Loans

We all know the big story: College is great, but it’s expensive. Let’s start with the “great” part. Simply put, a college education means a big bump in income. A report by John Winters at the Fordham Institute concludes that the national mean earnings for a person with a bachelor’s degree is $92,608, compared to […]

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Cryptocurrency taxes: Determining cost basis

The IRS is watching your crypto! Learn how I calculated my cost basis for cryptocurrency taxes …

So how about that cryptocurrency, huh?

It's been on a bit of a wild ride lately. I just heard a few days ago that someone I knew had invested in some Dogecoin and had earned enough on the capital gains to buy a Jeep! All from a cryptocurrency that started as a joke.

Cryptocurrency certainly has performed very well recently.

The good performance means, though, that the IRS is keenly interested in its share. It's explicitly asking people on their 1040 if they've done any dealings in cryptocurrency:

At any time during 2020, did you receive, sell, send, exchange, or otherwise acquire any financial interest in any virtual currency?

6 Costs of Working and How To Save on Those Expenses

Most of us work in order to make money so that we can afford our basic needs and some of our wants. We do the job we do for that paycheck. However, your job has expenses: Child care.  Transportation.  Wardrobe.  Food.  Travel.  De-stressing.  All of those are expenses that we face simply by working a […]

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Is New Tech Worth the Cost?

It’s very likely that, at some point, you’ve fallen prey for the desire for a new tech product. You hear about a new technology product and it sounds really cool! It has all of these great features that sound amazing. It’s expensive… but it’s really, really tempting. Should you buy it? Consider these things. I’ll […]

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I Got the Pfizer Covid Vaccine And This Is What Happened

The moment arrived. After spending two years social distancing due to breast cancer treatment -- and then the pandemic -- I got a COVID vaccine. Some tips breast cancer survivors should know.

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The Best Cheap Auto Insurance for Teens

Car insurance for teens can be expensive, but you can cut costs without cutting coverage. The key: look for specific discounts geared towards young drivers.

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The Best Car Insurance Companies in Florida

Florida has some of the highest car insurance rates in the nation due to factors like its weather, its no-fault insurance law and the high rate of uninsured drivers. In fact, the Insurance Information Institute reports that Florida had the sixth highest in uninsured drivers in 2019 at 20.4%, the year with the most recent […]

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Got That New Job? 6 Financial Steps To Take Immediately

You’ve got a new job. Maybe it’s your first real job after graduation. Maybe it’s a significant step up from your old job. Maybe you’ve just returned to the workplace after a break. Whatever it is, you passed the interview and signed on the dotted line, and now you’re a fresh new employee. This is […]

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10 Money Books for Children and Teens

Reading is one of the most valuable skills children learn. Not only does reading enable us to navigate the modern world, it provides an endless source of learning and entertainment. I am incredibly thankful that all of my children are avid readers who love nothing more than to have a fresh new book in their […]

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How To Start Your Financial Life Midlife

For some, the realization that financial responsibility is important doesn’t kick in until midlife. You wake up one day, realize you’re in your 40s, and you have no idea where you’re going. It’s time to get started. For others, a midlife calamity can completely reset the financial game. Issues like divorce, a career failure, a […]

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How To Save for Retirement on a Small Income

If there’s one personal finance tactic that almost everyone agrees on, it’s the value of saving for retirement, or at least saving for your second act. There will come a point where you will no longer want to or will no longer be able to do the work that you’re currently doing and switching to […]

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