home improvement

5 Renovations That Don't Increase Your Resale Value

Emily Guy Birken — Sat, 07 Nov 2020 22:45:56 +0000

The first major home renovation my husband and I ever undertook was insulating the walls of a 1921 Craftsman bungalow we shared in Columbus, Ohio. This project made the house a great deal more comfortable in the winter and the summer, since the existing insulation was the least expensive option available in the 1920s — making it completely inadequate for maintaining heat in the winter or coolness in the summer.

Unfortunately, despite the undeniable improvement to our comfort, we found that our new insulation did nothing for our resale value. Even though we had put nearly $5,000 worth of work and materials into this renovation, we didn't see that money and effort reflected in our sale price when we had to move several years later.

Not all renovations are going to increase your resale value. That doesn't necessarily mean you should forgo working on your home if you won't see the value when it's time to sell. For instance, I would definitely insulate that house again, even knowing that the money is only going to improve my comfort.

But there are some home renovation projects that you just can't expect to recoup your investment on. Knowing that, you should consider how long you intend to live in your house and whether you're renovating just to increase your home's value before jumping into any of these home improvement projects.

1. Invisible improvements

Insulating our bungalow was the kind of invisible improvement that had to be done, but didn't appear to change the house. Unlike "sexier" improvements like updating a kitchen or bath, or even putting on a new roof, invisible improvements don't change the look of the house. These are things like re-grading the yard to keep water from getting into the basement, updating the HVAC system, tuck-pointing bricks and chimneys, and replacing gutters.

While these improvements often have to be done to protect your house, the downside is that you may not recoup the cost of these improvements when it comes time to sell. It can be helpful to think of these renovation expenses as a way of protecting your home's current value, rather than as a way to increase your future resale value.

2. Swimming pool

While homeowners in Arizona, Florida, Hawaii, and Southern California may find that having a swimming pool is a big selling point for their homes, this isn't going to be the case nationwide. According to HomeAdvisor, the average cost to install a pool is over $27,000. That doesn't include the annual maintenance costs, ranging between $500 and $4,000. It's these maintenance costs, plus the work that homeowners will have to either do themselves or contract out in order to keep their pool sparkling clean that will turn off many potential buyers. Add in the additional insurance requirements that homeowners with pools will need to purchase, and it should be clear why many prospective buyers would rather not invest in a home that comes with a pool.

This is why you should only commit to the cost of installing a pool if you truly want to use it yourself and expect to stay in your home for at least five years. Otherwise, it might make more sense to invest in a membership to your local pool.

3. Bathroom and kitchen upgrades

Remodeling your bathroom and/or kitchen is an excellent way to increase your home's value, right? Yes and no. While replacing dingy tiling and updating old appliances will definitely help your home shine for potential buyers, there's such a thing as going overboard with your bathroom or kitchen upgrades.

Specifically, if you add granite countertops, custom-made cabinets, stainless steel appliances, and ceramic tiles to your kitchen and bathroom, but the rest of the home is still an ordinary suburban home, potential buyers will see the house as a work-in-progress, rather than a home that feels move-in ready. Over-improving the bath and kitchen could make buyers think that it's not worth the effort to try to get the rest of the house to match. (See also: 9 Home Improvements You Should Always Negotiate)

4. Built-in high-end electronics

We may all dream of living in a George Jetson house — where every possible electronic need you have is already built in — but committing to this kind of renovation may hurt your resale value.

There are a couple of reasons for this. First, while your personal movie theater (with remote-controlled state-of-the-art projector) may be exactly what you want from your home, a potential buyer may just see a room that will need to be torn out and remodeled as soon as they move in. Plus, technology advances at a breakneck speed, so your cutting-edge electronics will soon look as dated as shag carpeting and harvest gold refrigerators.

If you need or want built-in high-end electronics in your home, make sure you're installing them for your own pleasure and comfort, because it's unlikely a buyer will appreciate them too.

5. Extravagant landscaping

Making improvements to your landscaping requires a gentle touch. On the one hand, landscaping is often touted as an important aspect of curb appeal, and making sure your yard and garden look attractive and welcoming is certainly a great way to draw in potential buyers.

On the other hand, an elaborate landscaping remodel can turn off buyers. Those with black thumbs might look at your vast flowering garden with sculpted shrubs and pond and decide they are not up for the challenge of keeping it up, and those who do love to garden might not like your vision and want to start over.

If recreating the gardens of Versailles is how you make your house feel like a home, then there's nothing wrong with investing in this kind of renovation. But make sure you're doing this kind of work for yourself, and not because you hope to make back the money you spent once you're ready to sell. (See also: 14 Ways to Make Your Yard Look Awesome for Under $100)

Renovate for the right reasons

While many experts focus on resale value as the deciding factor on whether to take on a home improvement project, the important thing to remember is that you live in your house now. Deciding which home renovations to work on based on what someone else might like is the way madness lies.

When you make improvements to your home, make sure you take your own comfort, your plans for living in the home, and the potential resale value into consideration. They all matter.

This article is from Emily Guy Birken of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

How to Keep Home Improvement Projects From Busting Your Budget

Emily Guy Birken — Thu, 13 Jun 2019 08:00:10 +0000

There's a leak in my dining room that my husband and I are afraid to fix. We're not worried about destroying the old plaster (the water is doing a fine job of that on its own). Nor are we concerned that we can't handle the necessary work, since we plan to contract it out.

No, we're wary of this particular home improvement project because we know how little fixes can balloon into major rehabs when you're not looking.

Here's how it might go: We'll have to open a wall to find the source of the leak. Once the wall is open, we'll need to add insulation, since our 80-year-old house has very little. Then we'll need to install an attic fan to make the most of the insulation. To make sure the intake for the new attic fan works properly, we'll need to install soffit vents — which will involve cutting holes in our soffits. Next, we're going to need to caulk and repaint them to make sure there are no further leaks.

And these are just the potential repairs we can anticipate. Who knows what kinds of problems we'll uncover once walls are open and repair personnel are hired? This is how fixing a single leak could end up costing tens of thousands of dollars, plus all the hours we'd rather spend watching Netflix.

Engaging in necessary acts of home improvement doesn't have to bust your budget, or take up all of your time. Here's what you need to know about keeping your home improvement projects from wrecking your budget. (See also: 10 Things to Know Before You Start a Home Improvement Project)

Beware of scope creep

"Scope creep" is a useful term that comes from the world of project management. It describes the phenomenon where the work required for a project continues to grow after the project has begun.

There are three main reasons why scope creep runs rampant in home improvement projects:

Unanticipated repair needs

This is when you have no idea there's an issue that you'll need to take care of until after you get started on a project. For instance, let's say you're stripping the paint off of some floor molding to get it to match the hardwood. But as you work, you discover that the previous owners patched and painted the molding to cover termite damage. You can leave the job half-done, repaint what you've stripped to try to match the paint you've been stripping off, or pay to have all of your molding replaced.

The 'while-we're-at-it' effect

This happens when you feel like you should take the opportunity to make repairs you know you'll want in the future. The while-we're-at-it effect is the reason why my husband and I are playing chicken with the leak in our dining room. We know that getting started on the repair will mean opening ourselves to a number of other projects we want to take on, just not right now.

DIY incompetence

Sometimes a project's scope increases because of your own mistakes, and this is especially common with easy-to-fix problems. Let's say you're replacing the washer on a leaky bathroom faucet. This is an easy repair that pretty much any homeowner can handle solo. But you find corrosion once you've taken apart the faucet, so you decide to replace the old faucet with a new one. And in the process of removing the corroded faucet, you manage to break the pipe behind the wall.

Suddenly, a quick fix that costs a few bucks and an hour of your time has ballooned into a major home repair headache.

Protecting your budget

So how do you protect yourself, your budget, and your time from unexpected problems? Unfortunately, there's no way to completely eradicate the issue of scope creep in your home projects. However, there are some rules you can follow to keep the worst excesses of scope creep at bay.

Start with a plan

While no plan survives its first contact with reality, you're going to have a far easier time sticking to the plan you have than the one you don't. Before a single hammer is swung, a single paint scraper is wielded, or a single screw is driven, decide exactly what you plan to do with your project. (See also: 10 Simple Household Repairs Every Frugal Person Should Master)

Add 15 to 20 percent to every budget estimate

Planning to spend every single penny that you can afford on your project may be optimistic, but it's not good budgeting. Assume that any estimate you receive (or create, if you are DIYing) is the best-case scenario, and mentally add 15 to 20 percent to the total to see if the project is still affordable for you.

Know which problems are urgent and which are just ugly

A problem with foundation, structure, plumbing, wiring, heating, the roof, or mold is something you need to take care of right away. These issues can have long-term and serious impacts on your home if they're left unfixed. Uncovering such a problem will necessarily add to the cost of your project, but it's money you have to spend to protect yourself and your home. Problems outside those major areas may be unpleasant, but you can wait to fix them while you save up more money. It may not be fun to have a plastic tarp instead of the elegant cabinet doors you wanted in your kitchen, but it won't hurt you or your home's resale value to live with it temporarily.

Be willing to hit pause

Once you realize that your project is bigger than you planned, it can be tough to stop and assess what you'll need for the next part of the project. But pausing in the middle of a project can save you a great deal of heartache. This can give you the chance to research the best way to deal with your project as it currently stands. You can live with a little chaos while you take stock of what you need.

Scope creep doesn't have to bust your budget

Home projects will always have surprises that can potentially hurt a budget. However, thinking through what you want to accomplish before you start, adding some contingency money to your budget, understanding which problems are urgent and which are not, and a willingness to take your time to fix unexpected issues can all help you keep your project from spiraling out of control.

Which means it's probably time for us to do something about that leak in the dining room...

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This article is from Emily Guy Birken of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

How to Protect Yourself from a Home Improvement Scam

Paul Michael — Thu, 05 Jul 2018 08:30:18 +0000

From a small task like new sod, to a major job like a finished basement, home improvement projects can become a nightmare if you fall victim to a scam. Even the savviest consumers can get taken for a ride if they don't know how to spot the red flags. So before you commit to any kind of home remodel or upgrade, make sure you know how to protect yourself from the scammers.

Don't get work done that you didn't seek out

This happens all the time, even though door-to-door salesmen seem to be a thing of the past. You'll get a knock on the door and a friendly face will tell you that the recent hailstorm means your roof is in major trouble. Or, their firm is in the area replacing windows, and because so many of the neighbors have signed up, you'll get a great deal. The patter revolves around the same kind of setup, but the result is always the same — they won't go away until you agree to sign something and hand over a deposit.

Now, in all fairness, reputable companies will go door-to-door sometimes as well, but they won't use high-pressure tactics. The scammers will use every trick in the book to get invited inside and throw the hard sell at you. Don't ever get work done that you didn't actively seek out yourself; you're just asking for trouble.

Do your research, and do it well

When you take on any kind of home improvement project, it's not the same as getting a car overhauled or a gadget repaired. This is your home. Your safe space. Before you let anyone near it, let alone into it, you want to know they are reliable and trustworthy. A simple recommendation from a friend or work colleague isn't enough.

You have the vast resources of the internet and a community of clients to tap into, so use them. Start with the Better Business Bureau and Yelp. Get yourself a membership to a site like Angie's List (which is free now) and scour reviews. You may even want to do a Google search for the contractor's name followed by a phrase like "rip-off" or "scam." If there are overwhelmingly negative reviews, avoid them. If there are no reviews, avoid them. You want glowing reviews from at least a dozen people before you commit to anything. (See also: How to Find and Hire a Reliable Contractor)

Get free estimates from multiple sources

If you're any kind of savvy shopper, you won't buy anything without doing a little price comparison. The same applies to a contractor, only this is a much bigger and more important purchase.

Once you have researched the best three firms for the job, ask them to each give an estimate for the cost of the service, and ask them to itemize it as well. Next, compare the estimates side-by-side and look to see who is giving you the best value for money. Remember, this is not about the lowest price but the best investment in your home. The lowest price may come with cheaper materials and no guarantee.

You want to balance cost with quality, and if one firm is giving you everything and more for a surprisingly low cost, investigate it. If it looks too good to be true, it usually is. (See also: 8 Questions to Ask Contractors Before Hiring One)

Make sure this isn't a job you can easily do yourself

You'd be amazed at how many homeowners are willing to pay thousands of dollars in labor for a job that requires just a little research, elbow grease, and $50 in parts. And some unscrupulous contractors are quite happy to do that simple job and charge an arm and a leg for it.

Again, you live in the information age, and it's easy to not only identify a problem, but find multiple online videos and walk-throughs showing you just how to do the work yourself. Anything from replacing a washer to an entire furnace is now something within reach of many DIYers.

Of course, if you're just not comfortable doing any kind of work around the house, that's your call. But it you're willing and able, and can get some help from a handy friend, you could save a whole lot of money. What's more, check the status of the warranty if you're looking at a repair job. You may discover that you don't even need to pay for service. (See also: 10 Things to Know Before You Start a Home Improvement Project)

Get a contract, and get it checked before you sign

A contract is a vital piece of protection for a consumer and you must demand one. Even if it's just a small job costing a few hundred dollars, you should get the project down on paper and get it signed. List everything that needs to be done, the costs you have both agreed upon, any materials that need to be purchased, any permits that need to be pulled (permits offer additional protection against shoddy work), and the start and completion dates.

Ideally, you should have a legal mind look at it, be it a professional or someone who can help you out for free. Read every word, including the small print that can hide traps. You don't want to sign anything that could leave you high and dry. This contract will be your protection should anything go wrong and you need to take it to court.

Don't give more than 33 percent as a down payment

A contractor will ask for a down payment to secure the work, make sure you're serious about committing, and purchase materials. All this is absolutely business-as-usual. But if the down payment starts climbing above the 33 percent mark, you should proceed with extreme caution. Give away too much money at the beginning, and you may never see it or the contractor again.

You should hold off on paying the bulk of the money until the job is completed to your satisfaction, and even then that final payment should only be handed over when you receive something called a lien waiver, stating all supplies and any additional subcontractors have been paid for. Otherwise, you could find yourself getting harassed for extra money. (See also: 9 Home Improvements You Should Always Negotiate)

When possible, choose a credit card over cash payments

Not all small businesses accept credit cards. But if your contractor offers the option, paying with a credit card can provide a degree of purchase protection you wouldn't otherwise have with cash. Should the project have issues, you can call your credit card company and dispute the charges. They employ teams of professionals that will work on your behalf to get this issue sorted. (See also: 12 Times Your Credit Card Has Your Back)

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This article is from Paul Michael of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

10 Things to Know Before You Start a Home Improvement Project

Mikey Rox — Tue, 10 Oct 2017 08:30:10 +0000

When done properly, home improvement projects can add resale value to your home. In fact, Angie’s List estimates the return on investment for kitchen and bath renovations to be as high as 85 percent. (See also: 9 Easy Home Improvements That Add Thousands to Your Listing)

On the other hand, these projects can bust your budget if you fail to map out supply costs and get multiple quotes from contractors. Get the job done right the first time so you can cash in big later with these 10 tips for starting a home improvement project.

1. Before contracting anyone, consider the value added

No matter what project you plan to start around the house — from the bathroom to the backyard — it’s important to ask two all-important questions: How much will this cost you, and how much value will this add to your home? For those answers, you’ll need to talk to a couple people, mainly a contractor for the former and a realtor for the latter. If your project bumps up your home’s value significantly, it’s probably not a bad idea to dive in, especially if what you plan to upgrade is long overdue. If you’ll only see a small return on investment, however, consider the consequences. There’s nothing wrong with pursuing a vanity project if it’ll make you happy in the long run, but you need to reconcile that with yourself and your wallet before you make any costly decisions. (See also: Architect, Designer, or Contractor: Who Should You Hire for Your Project?)

2. You will most likely be inconvenienced

If you’re planning a major renovation, you’ll likely be inconvenienced by not being able to use those rooms while the project is ongoing, and that’s something you need to think about before starting. Consider not only how you’ll manage without these facilities, but also the time of year and how uncomfortable you may be during construction. (See also: 5 Home Renovations That Could Hurt Your Home's Value)

3. Not all contractors are created equal

You won’t have trouble finding a contractor to bid out your work, but finding the right contractor will take some time.

“In the planning stages, interview multiple contractors,” says Kylee Della Volpe, an editor for Mortgages.com. “Ask them about their costs, communication style, and to provide references. This will help you choose a professional who can help keep the project running smoothly for you.”

It’s not a bad idea to ask your friends and family for recommendations, as well. Before I blindly search online for a contractor, I always consult those in my network whom I trust. Look at past results, too. Ask the contractor for photos and/or videos of recent projects. Those who know what they’re doing and run a solid business will have no problem showing you what they’re capable of. Experience counts here.

The Better Business Bureau also advises that homeowners find out if a contractor is a member of a professional association, which has standards or a code of ethics.

“All BBB Accredited Businesses have agreed to uphold BBB standards for ethics in the marketplace,” says Lisa Schiller, director of investigations and media relations for BBB serving Wisconsin. “Homeowners also should check with BBB to learn how long a contractor has been in business and if the firm has been responsive to any complaints filed with BBB. In addition, BBB reports can tell you how long the company has been in business, show complaint detail, and show posted reviews — positive, negative, and neutral — as well as any known government action.” (See also: How to Find and Hire a Reliable Contractor)

4. Original blueprints of your house will move the process along faster

If you have the original blueprints of your home, plus any plans that include home improvements and additions over the years, offer them to the contractor. You’ll save time and possibly money if he or she doesn’t have to start from scratch.

5. Make sure there’s a contract that covers the scope of work

Before starting any kind of work that’s going to impact your finances, you should have a contract in place. If the contractor is unwilling to provide one or acts shifty when it’s suggested, you should absolutely consider this a red flag. Do not work with anyone who doesn’t want to draw up a contract for your plans.

The contract should include the company's name, address, and phone number, and have start and completion dates, plus estimated cost written into it.

However, if you sign the contract away from the place of business, the Right of Rescission applies — which says you have three legal business days to cancel. If you enact this right, be sure to put the rescission in writing, mail it so that it’s postmarked by the third business day, and make a copy for yourself. Also, keep a copy of the contract and the warranty for your records, as well.

6. Permits will most likely be required for major work

You may need permits for your work. The contractor should provide the costs for all permits in your estimate, and usually the contractor is responsible for pulling the permits from local offices unless you agree otherwise. Home improvements that may require permits include new windows, fences; structural changes, like building a deck; and plumbing and electrical work. Your city council office will have information for improvements and projects that require permits.

7. Get an itemized estimate to help you plan your budget

When a contractor bids out your work, ask for itemized billing opposed to a lump sum fee for the scope of work. The latter doesn't provide you with a transparent view of where you’re money is going, but that’s information you need to know in order to choose the right person for the job, or if the job is even worth it. (See also: 9 Home Improvements You Should Always Negotiate)

“Before you start a project, you should be sure to get estimates on everything, including the permits and any money you spend if you can't use parts of your house, like the kitchen or bedrooms, then do some research to see how much that particular improvement adds to the value of the home,” Della Volpe says. “If it adds more value than it costs, go for it. If it doesn't, it's time to evaluate how much you'll lose in the process and whether that amount is worth it to you in terms of comfort in your home.”

8. Never pay in full or up front

You should solicit at least three bids from prospective contractors based on the exact same specs of the full project, including materials, labor, and time needed to complete.

“Homeowners need to discuss bids in detail with each contractor, making certain they understand the reasons for any variations in the prices and not automatically making a decision based on lowest price,” Schiller says. “Cost differences may include issues such as material quality, craftsmanship, and subcontracting for specialized labor.”

Never pay in full or up front. Any contractor who requires this is most likely scamming you. Only pay the balance once the work is completed and to your satisfaction. One-third down payment should be sufficient to start — if you must put anything down. Then pay one-third when the project is underway, and the balance upon completion. Don't pay in cash, either; BBB suggests paying with a credit card whenever possible.

9. Your contractors must be insured

God forbid something happens to one of your contractors on the job and you’re held liable or just plain S.O.L. You don’t want that headache, which is why their company should be bonded and insured against worker’s comp claims, property damage, and personal liability in case of accidents. Don’t just take the contractor’s word for it, either. Ask for proof or call to verify insurance coverage by asking for the name of the agency and carrier.

10. Don’t bite off more than you can chew if you’re DIYing

If you think you’re handy enough to handle a home improvement project yourself, more power to you. Just be realistic in your capabilities and what you can handle given the scope of work. You don’t want to bite off more than you can chew, which in the long run will not only inconvenience you, but could end up being costlier than if you’d have hired a contractor from the beginning. (See also: The Top 10 DIY Jobs Homeowners Should Avoid)

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This article is from Mikey Rox of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

How to Find and Hire a Reliable Contractor

Dr Penny Pincher — Tue, 19 Sep 2017 08:30:10 +0000

Hiring a contractor for a home improvement project can be among the biggest financial commitments you will make. Poor project execution by a contractor can result in years of frustration and unplanned expenses. Here are four steps you can take avoid headaches by getting the best contractor to work on your project. (See also: Architect, Designer, or Contractor: Who Should You Hire for Your Project?)

Plan your project and your budget

Before you start looking for a contractor, you will need at least a basic plan for the work you want done so you'll know what type of contractor is needed. You may be able to save money by strategically combining projects. For example, I'm having a chimney rebuilt and bathroom roof vent added at the same time I'm having my roof reshingled.

Home improvement projects can make your home more enjoyable and more valuable as well. In some cases, the return on investment can be more than the expense of doing the project.

However, even if a project will boost the value of your home, it's important to make sure you can afford it. A home improvement loan or a home-equity loan from your bank or credit union may be less expensive than other forms of financing for a project. A loan officer can quickly give you a range for the line of credit that you could obtain and an idea of the repayment terms. (See also: 10 Home Renovations That Almost Pay for Themselves)

Find contractors to bid on your project

When you have decided the scope of the project you want done, the next step is to contact contractors and get estimates. You will want to do some research and contact only highly-rated contractors who are qualified to do the kind of work that's needed.

Here are some reliable places to find contractors:

Recommendations from neighbors who have done projects similar yours.
Companies you see working in your neighborhood on projects that impress you.
Contractors with good ratings on consumer review sites: Angie's List, the Better Business Bureau, and Yelp.

Keep in mind that it can take a few months from the time you start requesting estimates until work begins on your project. Most contractors schedule jobs in the order that they are signed up, and good contractors are often very busy, so be prepared to be patient.

Evaluate estimates before booking

It's good practice to get three estimates for your project before selecting a contractor. This will give you a good idea of the cost range for your project, and you'll have three expert opinions on what should be included. Some contractors will make verbal promises when they are talking to you about your project, but such statements can easily be forgotten later and you'll see that reflected on the estimate. Make sure to get any special requests and promises in writing — even if it is handwritten on the estimate as a note.

When reviewing estimates, it might seem like choosing the low bidder would automatically be the smart way to go, but if one of the estimates is significantly lower than the others, you should find out why. The lower bidder may be cutting corners to save money by using lower quality materials or inexperienced laborers. Some low bids are "bare-bones" estimates that leave out work that will likely be needed, so the actual cost of completing the project will be higher than the estimate.

For some projects, the grade of materials will be specified in the estimate, the type of shingles or siding that is included in the estimate, for example. Materials can make a big difference in the cost, and also to the quality of your project. Look at the labor portion of the estimate separately from the materials to compare costs. You can ask a contractor to update their estimate using different materials if that's what you prefer. This is your house, after all. (See also: 9 Home Improvements You Should Always Negotiate)

Ask all the questions you need

With your favorite estimate picked out, there are a few questions to ask before you pull the trigger and sign a contract. You want to make sure you are signing up with a contractor who will be able to complete a project for you without unpleasant surprises after the contract is signed.

Questions to ask before signing a contract:

When will the work be scheduled?
Can you provide references for similar projects?
Can I visit a project in progress?
Are you and your subcontractors insured?

Think twice before signing a contract if you discover any of these red flags:

The contract calls for a big payment in advance of any work being done.
The contractor doesn't provide references you can contact.
You are being asked to get required building permits.
The company has not been in business long, or is using a new name.

Spending some time to plan your project, screen potential contractors before getting estimates, compare competitive estimates from several qualified bidders, and check out your contractor's work before signing a contract greatly increases your chances of having a good experience and a result you'll be pleased with.

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This article is from Dr Penny Pincher of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

19 Frugal (And Easy) Ways to Update an Old Home

Dr Penny Pincher — Wed, 17 Aug 2016 10:30:18 +0000

Even though I have a tight budget for home improvement, my wife and I have been able to make cheap changes that have the neighbors complimenting us on how nice the house looks, and in one case even asking if we replaced the siding and the roof! The truth is that we spent nowhere near the cost of big projects like new siding or a new roof. We spent only a few dollars to make some highly visible changes that made a big impact.

So what are these cheap upgrades you can do yourself to make your house look so much better? Here are some of the cheap upgrades I did at my 1980s house over the past two years. (See also: How to Create Your Dream Backyard on a Budget)

1. Add an Architectural Mailbox

Our house is at the end of a street with the mailbox right out front. Unfortunately, our faded old mailbox made a terrible first impression with its wasp nests in the newspaper slot, battle scars from having trellis nailed to it, and being overgrown with vines over the years. My wife found a black steel "architectural" mailbox set on clearance and we decided to upgrade. Now we have the fanciest mailbox in the neighborhood for only a few dollars more than the standard plastic mailbox kit that everyone else seems to have.

2. Paint the Front Door

A new front door can cost a few hundred dollars or more. Painting the front door you already have costs about $30. You can add some color to your exterior, and painting your front door can protect it from the elements and make it last longer as well.

3. Paint Shutters

My house has vinyl decorative shutters on each side of the windows, but they were looking faded. We were able to easily take them down, paint them, and replace them since they are attached with screws. We painted the shutters a bold color to add some interest and make the windows more prominent.

4. Hide Ugly Utilities

The central air conditioning unit, gas regulator, and other utilities are installed right at the front of our house, probably because it is at the end of a street. My wife built a low fence about eight feet wide out of cedar pickets in front of the utility stuff, and stained it a nice golden color. She hung some flower baskets on the fence posts and installed some nice black steel house numbers on the new fence that match the mailbox. Now instead of seeing ugly utility equipment, you see a nice feature that is coordinated with the house.

5. Replace Front Porch Light

I removed the faded and out-of-style early 1980s porch light next to the front door and replaced it with a modern unit for about $30.

6. Housewash

A neighbor generously offered to let us borrow their power washer for an afternoon, and my wife happily signed me up to take advantage of this offer! We washed the moss, mold, and mildew off of the vinyl siding — making it look almost new again.

7. Slash and Burn

While doing the other exterior projects, we gathered up several truckloads of clutter from the yard. We hauled the stuff that someone might want to the auction house and hauled the junk to the landfill. The yard had a number of overgrown bushes and flower beds filled with weeds. We pruned back the bushes, weeded the flower beds, and added fresh mulch. Finally, we had a huge bonfire to finish clearing the yard.

8. Install Bathroom Floor Tile

An inexpensive upgrade to the bathroom was to install a porcelain tile floor. We got some tiles on clearance at the local carpet warehouse and installed these on top of cement board that went down right over the old vinyl bathroom floor.

9. Install a One-Piece Toilet

We decided to replace the leaky old toilet with a new one since we had to take it out to install the tile floor anyway. Much like the architectural mailbox, a one-piece toilet is not the cheapest way to go, but it sure adds a lot of style for a few extra dollars.

10. Replace Light Switch Plates

We went around and replaced all of the old faded plastic light switch plates and outlet plates with nice brushed nickel ones. This cost about $5 per plate, but this is a cheap upgrade that adds style and consistency throughout the house.

11. Replace Bathroom Vanity

We found a deal on Craigslist for a bathroom vanity with solid surface top and a built-in sink. It even included the faucet with the sink. This is just what we needed to replace the old bathroom vanity set and provide a nearly instant upgrade. We also installed a new mirror and light above the sink.

12. Install LED Recessed Lights

The old recessed spotlights that are used as primary lighting in much of the house were hot and used a lot of electricity. I replaced all of them with LED recessed light fixtures that will last thousands of hours and use a fraction of the electricity.

13. Replace Light Fixture in Entryway

The old light fixture in the entryway was one of the first things to catch your eye when you walked in the front door. We replaced this with a nice new light fixture that has a glass shade that looks like tile for about $50.

14. Paint Old Light Fixture

In the dining room, we decided to keep the old light fixture, but painted it black with spray paint to make it look more modern. This project cost about $5 for a can of spray paint. This light fixture was installed on an adjustable track, so it could be easily unplugged and taken down for painting. If your fixture is wired-in, you will need to turn power off at the circuit breaker in order to disconnect the wire nuts and take it down safely for painting.

15. Install New Kitchen Sink, Faucet

We picked up a kit at the home improvement store that included a heavy-duty two bowl stainless steel kitchen sink and faucet for under $200. Replacing the stained porcelain sink and leaky faucet fixtures was a great upgrade.

16. Paint Subfloor With Porch Paint

The carpets were stained and worn out, so we removed them and found raw subfloor underneath. Ideally, we would have installed hardwood flooring, but this is quite expensive. Instead, we painted the subfloor with a $30 can of brown porch paint. This was a quick and easy project, and it is easy to touch up any scrapes or scratches that may occur with a bit of porch paint.

17. Paint Tub and Shower Surround

Replacing a bathtub and shower surround would be a big, expensive ordeal. We decided to apply some white epoxy tub paint to our old fiberglass bathtub and surround instead of replacing it. This project cost about $60. I must say that painting the tub and surround with the sticky epoxy paint was a lot of work, and the strong chemical odor of this paint was unpleasant. But hauling out the old bathtub and shower surround and replacing it would have been much more difficult and expensive.

We found a replacement kit and installed a new shower faucet and bathtub spout. We also upgraded the shower head with one that provides a bit more pressure. The shiny new plumbing fixtures look sharp against the freshly painted bright white tub and shower surround.

18. Paint Interior Walls

My wife led the charge in painting the interior walls. The walls were a faded off-white color. now they are several colors including a modern light gray, dark blue, green, and orange. Putting some modern color on the walls is a cheap way to make an older house look more modern.

19. Install Closet Organizers

We installed closet organizer kits in all of the bedroom closets, adding more places to hang clothes and additional shelves to amplify storage. I changed the light bulbs in the closets to cool white LED bulbs to better show the color of clothes and avoid the possibility of something falling against a hot incandescent light bulb and catching on fire.

What are the best frugal home upgrades that you have done? Share with us!

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This article is from Dr Penny Pincher of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

6 Ways to Improve Your Curb Appeal for Next to Nothing

Kyle James — Tue, 22 Mar 2016 09:30:35 +0000

Whether you're selling your home, or simply looking to spruce it up, improving your curb appeal is a great way to increase value. But it can be really expensive if you head off to your local home improvement warehouse and buy items at full retail. That said, with a little bit of planning and forethought, improving your curb appeal can be done for next to nothing. Here are six ways to make it happen.

1. Score Free Mulch

Having a fresh layer of mulch or bark in your flower and planting beds is a fantastic way to improve your curb appeal. But buying individual bags can be darn expensive, especially if you're doing a large area. So instead, try calling a local tree trimming service and ask if they have any free mulch available. After all, many such businesses have excess woods chips available and are happy to find ways to get rid of it. Often they'll even deliver a truck load to your home if they happen to be doing a job in your general vicinity.

Worst case scenario, you might have to swing by their work yard and shovel up a truck load. But you can't beat the free price tag, and your plants and flowers will thrive with the new mulch. Plus, it will help keep down weeds and give your yard a fresh new look.

2. Find Great Deals on Paint

Another cheap way to effectively spruce up the front of your home is with a fresh coat of paint on your front door, shutters, or moldings. While the job itself can be fairly inexpensive if you can tackle it yourself, a great way to save even more is to look for "whoops" paint at Home Depot, Lowe's, or even from your local paint store. These are the paints that were either incorrectly tinted or were rejected by the customer and are being sold at a big discount.

Simply ask an employee where their "whoops" shelf is located and check out the colors they currently have available. You can typically get paint for 50%–75% off the original price. Surprisingly, many of the colors you'll find are quite neutral in color and would look beautiful on your home as either a main or accent color.

3. Hide Garbage Cans and A/C Unit

If you have garbage cans or an A/C unit that can be seen from your front yard, consider building an inexpensive lattice screen to hide them. In a few short hours, you can hide these big eye sores. Lattice screens can be made of either wood or vinyl. The vinyl option will cost more upfront but will require less maintenance in the long-run.

4. Big Discounts on Plants

Surprisingly, one of the single best ways to score deals on plants, shrubs, and flowers to beautify your front yard is at your local nursery — but only on specific days. Almost every nursery across the country has two big sales per year. One is in the fall when they clear out a large chunk of their inventory before winter, and the other is in early spring when they offer discounts to entice shoppers to start planting for the warmer months. These two sales often see discounts in the 50% off range making them no-brainers for those looking to improve their home's curb appeal.

Be on the lookout for sales flyers from local nurseries and score savings that will typically beat the big-box stores, plus the quality of the plants and trees is typically much higher.

5. Add Garage Door Hardware for Updated Look

A really cheap way to spruce up an otherwise ordinary garage door is to add new hardware to give it a terrific new look. For less than $35, and 30 minutes of your time, you can upgrade your door with inexpensive hardware. The new hardware will really make your garage door a focal point rather than an eyesore.

6. Find Deals on Exterior Lighting

New exterior lights can really improve the look of your home, but if you've ever priced them, you know they can be expensive. But having worked at The Home Depot, I have a tip that can save you a lot of money — they almost always have floor model light fixtures for sale at a steep discount.

Due to a large and ever-changing inventory, they're constantly updating their stock with new lighting fixtures, which gives you ample opportunity to save on floor models. Simply ask an employee what floor models they are trying to get rid of and they'll point you to the best deals — deals that can light up the front of your home, and beautify it in the process, at 50% to 75% off the original price.

How do you improve your home's curb appeal without breaking the bank?

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This article is from Kyle James of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

6 Surprising Ways to Maximize Your Savings at Home Depot

Kyle James — Fri, 13 Nov 2015 09:15:50 +0000

There's no arguing the fact that Home Depot can be a great place to save money on hardware and building supplies. And having worked at Home Depot fairly recently, I have the inside scoop on how to best take advantage of the savings opportunities. Here are a few tips to maximize your savings. (See also: 8 IKEA Shopping Tricks)

1. Don't Ignore the Cents in the Price

I recently had a former Home Depot employee, who used to perform all of the price changes in his store, inform me of how their pricing system works. Use this information to determine what items are clearance price, and if they might go even cheaper.

Price Ending in .06

If you see an item with an ending price of .06, you know it's a clearance item. These price stickers will typically be printed on a yellow tag. The "6" means that after six weeks, if the item has not sold-out, the price will be lowered again. Look for a date printed on the price tag, as that indicates the date the tag was printed. If the date is close to six weeks ago, you know the item is about to get marked down again. If they still have plenty in stock, it's worth waiting in order to get it cheaper in the near future.

Price Ending in .03

Any price ending in .03 is a clearance item that has been marked down from .06. This means that after three weeks, the item will be removed from the store if not sold-out. Typically, when you see an item ending in .03, printed on a yellow tag, it's the rock-bottom price and your best opportunity for a deal. Again, examine the date on the price tag to determine how close the item is to being liquidated.

2. Negotiate the Price on Damaged Stuff

The Home Depot is notorious for slashing the price on any visible imperfections or damage on either the product's packaging, or the item itself. When I worked in the warehouse, we were actually given the authority to knock 15% off the price on damaged products without any managerial approval required. Use this insider information to your advantage, and look for items that have cosmetic damage. Then, ask an associate if a discount is available.

Your chances of success increase greatly if you're polite and ask in a conversational tone. Also, if the item is the last one on the shelf, and shows even the slightest evidence of damage or wear, your success rate will increase substantially as employees want to clear it out of the store, since they know they'll have trouble selling it at full price. As a general rule of thumb, I like to start by asking for a 25% discount, knowing that I will probably settle for 15% off.

3. Score a Deal on Products Wrongly Stocked

This tip is not for everyone, but I saw it work several times during my employment at Home Depot. The average store stocks thousands of products, and every once in a while, a product is put back in the wrong spot or simply mis-stocked by the overnight crew. If you notice that a product is incorrectly stocked, and has a lower shelf price tag then it should, you can politely ask for the lower price.

According to Consumer Reports, the store does not have to honor the lower price, but in many cases, Home Depot will give you the lower price if the price difference is not outrageous. I saw this work for a customer that found a $25 Purdy paint brush stocked with the $5 cheap brushes. The assistant manager immediately gave him the $20 discount rather than argue with the man and create a scene.

4. Buy "Oops" Paint for Cheap

The next time you need to paint a room, or even an entire house, always check the "oops" paint rack in the Home Depot paint department. You'll find it next to the paint mixing station and it's where they sell highly discounted paint that was either mistinted by the paint machine, or simply not the color the customer requested. Having worked in the paint department in my younger days, I can tell you that you'll find some amazing hidden gems. This is especially true if you're not picky about paint color and simply looking for something neutral. Examples include one-gallon cans of Behr paint for $5–$8, and five-gallon buckets of paint, which typically sell for $125, can often be had for under $50.

A word of caution: Always ask to see the actual paint color, and never trust the color swatch on top of the can. To foil customers trying to scam the system by intentionally rejecting a color so they can come back and buy it from the "oops" rack, employees will sometimes add bright colors to the cans and change the color intentionally. Make sure the color you think you're getting is the actual color.

5. Buy Paint on a Holiday Weekend

Sticking with the paint theme, another insider tip I learned while working in the paint department involves the rare days of the year when paint actually goes on sale. The best days of the year to buy paint are on holiday weekends when the weather is warm. These include Memorial Day weekend, Fourth of July, and Labor Day weekend. The discount is usually a $5 rebate on one-gallon cans and a $25 rebate on five-gallon buckets. These holiday sales are typically good for both major brands of paint (Behr and Glidden) that Home Depot stocks. So, if you're thinking of doing a large painting project in the near future, it may very well be worth the money to wait, and buy, on one of these sale weekends.

6. Buy a Gift Card for Less Than Face Value

If you have a large remodel or DIY project in your future plans, you should definitely consider buying a discounted Home Depot gift card and easily save 7%–10% off your purchases. This is done by taking advantage of websites like Gift Card Granny and Raise, which sell unwanted gift cards at less than face value. Typically, the higher the gift card balance, the larger the discount. For example, right now you can buy a $100 Home Depot gift card on Gift Card Granny for $90 with free delivery.

By knowing some of the inner-workings of Home Depot, you can definitely learn to save money — money that can easily be used to make your next DIY or home remodel project a little more affordable. Whether it's knowing how they price clearance items, or how willing they might be to negotiate the price of an item, it's all information you can use to become a smarter consumer.

How do you maximize your savings when shopping at Home Depot?

This article is from Kyle James of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

10 Cool DIY Home Improvements for $20 or Less

Andrea Cannon — Wed, 02 Sep 2015 21:00:35 +0000

If you have an extra weekend and $20 burning a hole in your pocket, then a DIY home improvement project may be just what the doctor ordered. We've compiled a list of some of the best DIY home improvement projects that can give your home a facelift, without making a dent in your pocketbook. These affordable upgrades can add curb appeal and even value to your property, without requiring a large investment of time or money.

1. Add a Fresh Coat of Paint

A fresh coat of paint can completely transform a room or piece of furniture. Experiment with different colors and trims to update any room in your home. If you don't feel like painting the whole room, consider adding an accent window frame or accent wall by choosing one or two walls to paint. You can even add stripes or dots to any wall for a unique, sophisticated touch. While you're at it, add a fresh coat of paint or spray paint to your air vent covers.

Total cost for a quart of interior paint: $18.95

2. Paint the Front Door

Adding new paint to the front door will make it feel and look completely fresh and renewed as soon as you or a guest drives up. Often, a door can become covered in scuff marks, signs of weather changes, and other exterior damage. A fresh coat of paint can help cover that damage and make your door look like new again. While you're at it, consider painting the inside of the door as well, which can add an exciting accent to your home. It should only cost you about $15 for the paint and supplies.

Total cost for a quart of exterior paint: $17.07

3. Change a Window Treatment

Choose an inexpensive fabric treatment to update the window in your kitchen, bathroom, or bedroom. Drapes and window coverings are available in all different colors, designs, and price ranges, so you can find the perfect fit for any room. You can even use fabric remnants on small windows.

Total cost for a new window shade: $9.38
Total cost for new window panels: $5.00

4. Install a Message Center

A message center can help you get organized and allow you to leave notes and reminders for your family. There are several possible message center options for your home, including:

Install a premade magnetic, cork, or dry erase message board on any wall.
Buy chalkboard paint and paint any surface you like for an instant chalkboard message center anywhere. You can even add chalkboard paint to your cabinets to draw or write inspirational words.
Use an inexpensive glass panel to create a DIY dry erase board. You can then paint the back of the glass panel to match your kitchen or office decor and color scheme, and frame the glass panel to complete the look.

Total cost for a magnetic dry erase/cork combo board: $12.99

Total cost for spray-on chalkboard paint: $3.74

5. Add a Wall Decal

Wall decals are extremely affordable, simple to install (they work like a sticker), and can completely change the look of any room. They can be applied in an office, bedroom, kitchen, or bathroom, and are available in a variety of colors and designs. You can also use self-adhesive and repositionable wallpaper to create a unique accent on any wall. You can experiment with different patterns, colors, or even shapes!

Total cost for a vinyl wall decal: $3.99

6. Upgrade Doorknobs and Handles

Installing new doorknobs or spray-painting old ones can transform the look of any door, making it look more polished. The same can be done for the handles and drawer pulls on any of your cabinetry. These are simple projects that won't cost much and can make old doors and furniture feel like new.

Total cost for a new privacy doorknob: $10.50

Total cost for 10 decorative cabinet handles: $11.15

7. Add Hooks, Shelving, and Storage

Hooks can be easily added to any room to increase space and allow you to hang up things like your bathroom towels and robes. Consider adding hooks or shelving to your closet for an instant storage upgrade. You can also install floating shelves in your bedroom, office, or bathroom. This can add the extra storage you need to better organize any room. You can also use them to display unique artwork, vintage finds, and other decorative items that display your personal style.

Adding labels, dividers, and clear plastic bins can help instantly organize things and make it easier for you to locate all of your items at a glance. If you decide to add more storage, keep your eyes open for used or refurbished furniture that you can use around your home. With the right paint and handles, any furniture can be transformed.

Total cost for six medium hooks: $7.07

Total cost for a set of three floating shelves: $19.95

Total cost for a 12-drawer plastic storage bin: $17.99

8. Change Electrical Plate Covers and Wall Outlets

Whether we like it or not, electrical plate covers and wall outlets are in every room of the house. Take a look at yours and replace any that are cracked, stained, or just need an upgrade. There are a variety of affordable electrical plate covers to choose from, or you can paint your current switch plate and install an affordable frame around it for a decorative flair. While you're at it, consider also replacing your wall outlets or upgrading to USB wall outlets, which can also charge your mobile device.

Total cost for an electrical plate cover: $1.18

Total cost for a three-outlet wall mount with USB ports: $14.99

9. Upgrade the House Numbers and Doorbell

The numbers in the front of your home are the first things a guest will look for as they're driving by looking for your home address. You can easily and affordably install new metal or wooden house numbers or simply add a fresh coat of spray paint to your current ones. You can also install a new doorbell for under $20, adding a modern, vintage, or retro flare to your home.

Total cost for each brushed nickel house number: $5.98

Total cost for a satin nickel doorbell: $7.00

10. Take Up Gardening

Decorating with potted plants, hanging plants, and flowers is a home improvement project that will continue to provide benefits to your home over time. Visit your local nursery to speak with someone about what plants may be right for you, based on how often you want to garden, your budget, and the look you are trying to achieve. With the right plants and flowers, you can add a decorative touch that welcomes you and your guests.

Total cost for a gardening tool set: $15.02

Bonus: Clean Up and Get Organized

Nothing transforms a home like getting rid of clutter and giving the place a good cleaning. Give your home a spring cleaning by shampooing the carpets, cleaning the furniture and upholstery — and don't forget about your filters and vents. Get rid of what you aren't using and donate what you can. This will instantly make your home feel bigger and can even help clear allergens.

Total cost for a spring cleaning kit: $19.99

What are your some of your favorite DIY projects under $20? Please share your thoughts in the comments!

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This article is from Andrea Cannon of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Boost Your Home's Value With These 5 Projects

Ashley Marcin — Thu, 30 Oct 2014 13:00:05 +0000

Whether you've lived in your home for decades or just moved in, ROI's something to consider when thinking about home improvement projects.

A good first step — especially if you plan to sell in the near future — is to invite a trusted agent over to evaluate your home's features in relation to other houses in the neighborhood and market. You can get a solid idea of which projects are getting the biggest payoffs and, alternatively, which are better left undone. (See also: Recoup More of Your Investment: 8 Improvements that Add the Most Value)

That said, there are some universal improvements that can help you better enjoy your space today and gain property value down the line.

1. Bathrooms

When we put our house on the market earlier this year, the biggest detriment to sale ended up being our lonely single bathroom. We lived in a 1940s kit house that was identical to our neighbors' digs, and most of them had gone ahead and squeezed in a toilet and sink into the downstairs closet for a couple grand. Recent data from the American Housing Survey indicates that adding a half bath can add 10.5% to a home's value while a full bath adds closer to 20%. Plus, living with more than one toilet or shower is a huge convenience if you plan to stick around.

2. Exterior

Any improvements to curb appeal will instantly garner your home listing more views. We tried selling our house a few years ago, but after the initial rush — we weren't getting any foot traffic. A couple years later, we switched out the old front door for an energy efficient one with decorative glass. We also got our house professionally painted and put up new shutters. Guess what happened! Yeah — we sold within a couple months and had lots of "cute house" comments after showings. The ROI is in your favor for projects that involve siding, doors, windows, etc. They can gain back more than 70% of their cost at resale.

3. Kitchen

If you've ever watched a marathon of those house hunter shows, you know that people of all ages are obsessed with kitchens. Thankfully, the kitchen is one of your best bets when it comes to house improvements that pay off. Energy savvy appliances and upgraded finishes like solid surface countertops can — again — get back up to 70% of their original costs at resale. But don't order fancy granite just yet! Consider neighborhood comps when it comes to planning any upgrades. Sometimes simple stuff, like painting kitchen cabinets, will get more value via sweat equity.

4. Space

Need more space in your home? Rather than draft up blueprints for an addition or plan a move across town, consider transforming unfinished basement area into living space. The national average for ROI on finished basements is nearly 80 percent. And if you're on the fence about selling or staying due to space, some extra square footage could save you some major moving costs. Those of you with notoriously wet or damp basements, however, need to consider any remediation costs that could total thousands and cut into your bottom line.

5. Bedrooms

Much like with a basement remodel, an attic bedroom transformation can get you some big bucks back at sale. Also: I loved my big room in the attic as a kid. The national average for a return on an attic bedroom conversion is a little over 70%. Beware, however, since the actual return can vary significantly between cities. In San Francisco and Honolulu, for example, you can get up to 114% back for this upgrade. Where I live in upstate New York, that number is more like 47%. Think this type of project might be for you? Bounce the idea off a real estate agent to get some constructive feedback before signing on the dotted line.

Have you made a big home improvement recently? Did it pay off?

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This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

14 Ways to Make Your Yard Look Awesome for Under $100

Tim Lemke — Tue, 30 Sep 2014 17:00:06 +0000

Owning a home can be a lot of work, and it can be costly, especially when you have a sizable property. But there are some basic things you can do to keep your yard looking awesome without spending a ton of cash.

Here are 14 things you can do to keep your yard in tip-top shape while spending less than $100.

1. Plant Stuff

A good-looking yard is full of life. Plant some shrubs in your front yard, perhaps even a couple tall bushes to frame your doorway. Buy some different types of flowers and plant them in spots that get good sunlight, and water them frequently. (Consider planting perennials, like roses and mums, which can bloom for multiple seasons.) To get started, you'll want to invest in some decent soil, which can be purchased relatively cheaply at your local home improvement store.

2. Trim Stuff

It's great to have trees, bushes, and plants to give life to your yard, but things can get overgrown if you don't keep an eye on them. Trim any tree branches that are close to your house or over your neighbor's yard. Keep your hedges at a nice, consistent height. Cut away any vines creeping over your fences. You can handle most trimming work with a decent pair of long clippers and a band saw. Cordless, rechargeable hedge trimmers can also be useful and are often available for under $100.

3. Pull Weeds

If you have plants, you will have weeds. And weeds are your enemy. Luckily, they are easy to spot, and usually easily pulled out of flower beds. Use RoundUp or a similar product to kill any weeds in stubborn areas, like along the cracks in your sidewalk and driveway.

4. Rake

Get those leaves up! Leaves on the yard can look pretty for a while, but after a short time they start to block any sun from reaching your grass. A couple good days of raking will do the trick, but you could also blow those leaves away with a gas or battery powered blower.

5. Lay Down Mulch

Putting some mulch in your gardens serves several purposes. A thick layer of mulch makes it harder for weeds to grow, and also protects plant roots from getting scorched by the sun in the summer. Moreover, a good, dark mulch can help make the color from flowers petals really pop. You can get a bag of mulch for just a few bucks, so it's one of the best investments for your yard. Tip: Always buy a bag or two more than you think you might need.

6. Edge

To make things look extra-nice, you'll want to sharpen things up by creating a hard edge between your lawn and garden beds, and along any sidewalks or driveways. You can do this by hand in small areas using a trowel, but it's also worth investing less than $100 in a cordless or gas-powered edger. (Some edgers have replaceable heads that allow you to turn the machine into a weed-wacker or other tool.)

7. Put Up Some Lattice

Some white crisscross lattice can be a good way to cover up unsightly areas. At my house, we had lattice installed near the outdoor steps to my basement, and it has the added effect of preventing small kids from falling over into the stairwell. Vinyl lattice is virtually maintenance-free, and can be purchased for less than $1 per square foot.

8. Power Wash Your House

What's the point of sprucing up your yard if the house looks filthy? After enduring heavy rain, intense sun and other assaults, the exterior of your house is bound to get dirty. Vinyl siding might get stained or discolored, brick and stone walls look dingy, and the roof looks grimey. You can blast your house clean by investing in a good gas-powered washer. It's possible to buy one for under $100, or you could rent one a couple times a year to keep your house looking spiffy.

9. Paint

Look around your house for any faded or peeling spots, and get to work with a few gallons of paint. This won't set you back much, and it's a job most people can do themselves. Pay special attention to things like front doors, window ledges, deck railings, and shutters.

10. Tend to Your Lawn

It's easy to just mow the lawn and forget about it, but if you want one of the nicest yards in the neighborhood, you'll have to do some extra work. Each fall, you'll want to spend some time thatching out any dead stuff — there are special rakes you can buy at a low price, or even machines to rent. Once that's done, lay down new seed. This may mean you'll have to buy or rent a spreader, but those are usually available for under $100. Bags of seed will run you about $50 each. Water your lawn and feed it fertilizer in the spring. This will ensure your lawn comes up nice, healthy and green.

11. Get an Old Bench

It's amazing how something like a bench can transform a space in someone's yard. It's not too hard to procure an old bench from yard sales and antique shops, and you can spruce it up by sanding out any rough edges and giving it a new paint job. Place the bench under a tree or next to a flower bed to create an awesome sense of place.

12. Get a Birdbath

A birdbath has a similar effect as a bench. They look great when placed next to trees, and it's fun to see how they can attract various species of birds. You can buy a solid birdbath for under $50 at many stores.

13. Build a Firepit

It's really fun to sit out back and enjoy the warmth of a fire on a cool night, and a firepit can be a great accent to any yard. Top-of-the-line firepits can be expensive to install, but you can easily make one yourself using some flat stones and cement or mortar on a gravel surface. (Here's one person who claims to have built a firepit for only $8.)

14. Dig a Pond

This can be a wonderful addition to any garden, and they aren't too difficult to construct. You can get a small polyethylene liner for less than $100. Just dig and install. (Okay, it's not quite that easy. But it's not a big chore, either.) Over time, you can add some surrounding flowers, lilypads, and fish. You may even attract some frogs and turtles. Those with bigger budgets may want to consider a fountain or waterfall.

How do you keep your yard looking great, for cheap? Please share in comments!

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This article is from Tim Lemke of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Best Money Tips: Cheap and Easy DIY Home Improvement Projects

Ashley Jacobs — Tue, 22 Apr 2014 09:00:20 +0000

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on cheap and easy DIY home improvement projects, jobs to satisfy your wander lust, and putting your tax refund to work.

10 Home Renovations That Almost Pay for Themselves

Miranda Marquit — Wed, 19 Jun 2013 10:24:32 +0000

We'd like to think that the improvements we make to our homes will result in an increase in resale value. The unfortunate reality is that, according to Remodeling magazine, the average return on projects is really only about 60.6%. (See also: DIY Home Improvement: 10 Free Options for Training and Advice)

Most of the time, you aren't going to increase your home's resale value, dollar for dollar, with any remodeling project. You can make your home more comfortable to live in, and you can boost the resale value a little bit, but you're just not going to get what you put in.

Every year, Remodeling magazine offers a "Cost vs. Value" report. For 2013, the renovations that will earn you the most return (at least in the mid-range cost) are entry doors and deck additions. The worst renovations? Bathroom additions and backup power. OK, let's get to the count down!

10. Major Kitchen Remodel

If you are willing to remodel your kitchen, you can see a fairly decent return. However, a major kitchen remodel is expensive. It will cost you about $53,931 and return about $37,139 in the dollar increase for your home's resale value. This is a recoup of 68.9%.

9. Basement Remodel

A basement remodel is even more expensive than a major kitchen remodel. It costs about $61,303 to remodel a basement. However, you'll see better results, with a $43,095 increase in your home's resale value, for a recoup of 70.3% of the cost.

8. Window Replacement (Vinyl)

The way your windows look can have an impact on the resale value of your home, and replacing your old windows with new vinyl surrounded windows can result in a $6,961 increase in the value of your home. It'll cost you $9,770, though, which amounts to a recoup value of 71.2%.

It might be worth it to check with your locality for information on financing programs. Some cities will finance your window replacement, if you choose energy efficient replacement windows, and do it for a very low rate, or even no rate. Additionally, there is an energy tax credit offered at the federal level for windows replaced through December 31, 2013.

7. Siding Replacement (Vinyl)

Add siding to your home, and you could see an improvement in the resale value. Siding replacement will cost you about $11,192 and return $8,154 in the resale value of your home. This represents a cost recoup of 72.9%.

6. Attic Bedroom

Are you willing to turn your attic into a bedroom? If so, you could see a return of 72.9% in your efforts. It will cost you $47,919 to turn your attic into a comfortable bedroom, and your home's resale value will improve by about $34,916.

However, your attic bedroom could provide you with a better return if you are willing to rent it out. For those who are looking for a way to earn a little extra income each month, you can rent out the attic bedroom to a boarder. That will improve your return, and provide you with a little cash flow to help pay for the cost of the renovation.

5. Window Replacement (Wood)

Vinyl windows can provide you with a solid enough return, but wood window replacement is even better. It costs about $10,708 to replace windows at this rate, and you see an increase in your home's resale value of $7,852. That's means you recoup 73.3% of the cost.

Again, consider tax credits and other programs to help you offset some of the cost of your renovation.

4. Minor Kitchen Remodel

If you don't have the money for a major kitchen remodel, that might be a blessing in disguise. As much as you might want to completely overhaul the kitchen, the reality is that a minor remodel will give you more bang for your buck — at least when it comes time to sell your home.

A minor kitchen remodel will cost about $18,527 and return about $13,977 in an increase to your home's resale value. That means you recoup 75.4% of the cost.

3. Garage Door Replacement

Increase the curb appeal of your home and get a reasonable value for your home improvement dollar with a garage door replacement. You'll pay about $1,496 for a new garage door, but your home's resale value will increase by about $1,132, for a recoup rate of 75.7%.

2. Deck Addition (Wood)

Have you dreamed of having a nice wood deck out back? If that is your dream, this might be the year to make it come true. A nice wood deck provides a decent value for your money. You'll recoup about 77.3% of your $9,327 outlay on a deck, increasing your home's resale value by about $7,213. Plus, you'll have a great place to relax all summer. Just make sure that you maintain the deck so that it still looks nice when the time comes to sell your home.

1. Entry Door Replacement (Steel)

Another way to increase the curb appeal of your home is to replace your front door. This is a fairly cost-efficient measure that can help you recoup 85.6% of your cost. You'll pay about $1,137 and get $974 back in the increased resale value of your home.

Worst Renovations to Make to Your Home

Before you add that sunroom or remodel your home office, think twice about whether or not you want to bear the expense. Some of the worst renovations, in terms of recouping your outlay, include:

Home Office Remodel: 43.6%
Sunroom Addition: 46.5%
Master Suite Addition: 52.1%
Backup Power Generator: 52.7%
Bathroom Addition: 54.8%

Of course, there are trade offs when you make these renovations to your home. A bathroom or master suite addition can add dramatically to your comfort, so you might not care that you won't recoup as much of the cost. Additionally, a backup power generator might be worth the $11,410 cost, even though it only adds about $6,014 to your home's resale value. You can't put a price on peace of mind.

Bottom Line

Chances are that your home's resale value won't improve dramatically with any renovations you make, especially if you engage in upscale projects. However, you can recoup some of your costs in terms of resale value if you carefully choose which projects you undertake — and consider whether or not the emotional benefits are worth the financial costs.

Have you done any significant home improvement or renovation projects? Did potential return on your investment influence your decision?

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This article is from Miranda Marquit of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

The Top 10 DIY Jobs Homeowners Should Avoid

Paul Michael — Thu, 23 May 2013 10:38:36 +0000

Doing it yourself is a great way to save money. Home improvements and repairs can be costly, and any contractor you hire to do the job will mark-up prices on materials and labor. Some will also charge for an estimate, although that is rare these days.

So, with that in mind, and with the Internet being such a vast resource of free information, it's very easy to be tempted to do a lot of these expensive jobs yourself. However, you can soon find yourself out of your depth and spending even more money than the initial job would have cost to correct your own mistakes. (See also: 5 Household Fixes You Should Stop Paying Others For)

I talked to several professionals over the last few weeks, some of whom I have hired to work on my own home. They outlined a list of jobs that you should think twice about attempting. Of course, if you're a skilled handyman or handywoman, or have experience doing particular repairs, go ahead and do your thing. But if in doubt, get a professional out.

1. Roof Repair

We recently had to replace the whole roof due to hail damage. Insurance picked up the $12,000 tab, but there's a reason it costs a lot of money to repair or replace a roof. It's time-consuming, it's labor-intensive, it takes a lot of people, it's dangerous, and it can mess up your whole house if you do it wrong. If it's replacing one or two shingles, and you are confident you can do the job well, that's one thing. But any major repairs you should leave to the pros. A roof should last 20 years or more; it's worth the investment.

2. Tree Removal

Big, bad tree taking up too much of your yard? Well, think twice before pulling that sucker out.

If it's a large tree, you need to know exactly how to make it fall in the right direction. One false move and you have a tree in your bedroom. If you do manage to plan it correctly, and it falls just where you want, you now have a stump to remove. A huge, heavy stump with a root system that could spread 20 to 40 feet. After all that heaving and pulling, probably with a truck, you now have a very heavy stump to haul away, plus the rest of the tree. Is it worth it? Nope. Hire a tree service; they do this daily and they're reasonably priced.

3. Structural Improvements

Most people know about load bearing walls. They may not know exactly how to handle them though, and if you don't do it right, your whole house is at risk. But even if you avoid the load bearing walls, you still have other walls to deal with that contain water and gas pipes, electrical wiring, and ductwork for the HVAC system. If you're planning on taking out a wall or two, plan to bring in the professionals.

4. Major Plumbing or Electrical Work

If you have a blocked toilet or a leaky faucet, don't pay big money on a contractor when you can do the job in a few minutes. Similarly, installing a new ceiling fan or light is no big deal either. But when it comes to anything that involves rerouting pipe work or significant rewiring, don't save a buck and do it yourself. This requires the work of professionals, and when you consider the house could burn down or be flooded by your actions (not to mention you could kill yourself in the process) it's not worth the risk.

5. Installing New Windows

My wife wants a new window in our bathroom. Well, she wants a window in our bathroom period. There isn't one in there right now. I'm tempted to do it myself; it would be so much cheaper. You may feel the same way, too. But when you consider you are literally cutting a huge hole in the side of your house and have to make sure it is safe and watertight, is it worth saving the money? What if you don't get it quite right, and the window falls out? It could kill someone. Even a small mistake could result in serious damage to your home and the contents. Hire a contractor.

6. Attic Insulation

What? Just throwing a bit of insulation in the attic? No worries. Well, think again. If you don't know which type of insulation to use, how much to use, and where to put it, you can actually create new problems. These include improper ventilation, home overheating, and even wood rot from moisture buildup. And if you don't watch your step, you could come right through the ceiling. If you feel confident and have done your research, you could give it a try. But I would recommend a professional service.

7. Replacing Exterior Siding

A little piece here or there, well, that's something you could attempt to do if you consider yourself handy. But the whole house? If the siding on your abode is looking past its prime, it will take a serious amount of time and knowledge to replace it. This is what is considered a major DIY task, and one most homeowners know better than to take on. Remember, this is not just making your home look good; it is protecting it from the elements. Mess this one up and you can severely impact the value of your home and its ability to stand up to the elements.

8. Gutter Repair or Replacement

At first glance, it seems easy enough. A few screws here and there and you're done. Easy. But consider this — the guttering system is directly linked to the roof, and it is virtually impossible to repair it without impacting that roof. It's also tricky work, done on a long ladder with limited stability. It should certainly not be attempted alone. But save yourself the headache and the risk of injury to yourself and damage to the roof. Call the pros.

9. Basement Finishing

If you have an unfinished basement, you have probably already thought about the option of getting it transformed into a livable space. No doubt you have even looked into the costs and cried a little. It is expensive. And there's a reason for that. It takes time, planning, and a lot of experience.

I have a friend who just finished his basement remodel. He started it five years ago. He said he's probably spent twice what it would have cost to get it done by a professional firm, taking into account his own time, the amount of mess-ups he had to replace, and the "money" he spent learning on the job. This is a massive undertaking. Some call it an adventure, others, a potential nightmare. And if you do it wrong, you may have to pay someone to rip it out and redo it. Unless you have some major DIY chops, a stockpile of equipment, and a lot of friends who can help, give this one a very wide berth.

10. HVAC Systems

HVAC, if you don't already know, stands for Heating, Ventilation & Air Conditioning. This is complicated stuff. Your air conditioner, your furnace, your boiler, the ductwork, the electrics, the pipe work — it goes on and on and on. You may know a few things about HVAC, but certainly not enough to rival the professionals who do this for a living. This is what makes your home livable. It keeps you warm in winter and cool in summer, and if it's done wrong, it can seriously mess up your home's value. This is not something you want to tackle, even if you consider yourself fairly handy.

That's my top 10 DIY jobs homeowners should avoid. Did I miss anything? Is something on this list that you believe is easier than I've made it sound? Let us know in comments!

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This article is from Paul Michael of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

52 Great Weekend Projects to Improve Your Life

Mikey Rox — Fri, 22 Feb 2013 11:24:32 +0000

For this list, I’ve come up with not 20, not 30, not 40, but 52 weekend projects! That’s one project per weekend all year; no reason to complain about Saturday afternoon boredom anymore. All can help you identify a small problem or an unaccomplished goal and help you fix it or reach it. (See also: How to Have a Perfect No-Spend Weekend!)

Let’s get started.

1. Create a Monthly Budget

Get your finances back on track by creating a monthly budget that details all your expenses.

In listing your expenses, especially if they exceed the amount of money you make per month, identify items you can reduce or cut out altogether. Do you really need those premium cable channels (or cable TV at all)? Can you live without Internet? Can you cut back on heating and cooling somehow? Think of every possibility of whittling down your expenses so you can start saving more than you spend.

2. Do a Deep Clean of Your Home

You can do a deep clean of your home any time of year — it doesn’t have to be springtime — which will improve your life in many ways, from freeing up space that clutter used to occupy to providing a general feeling of happiness when you come home to a fresh, clean space.

3. Learn How to Change Your Oil

Learn how to change your own oil by finding a how-to video online or ask an in-the-know friend or family member. This valuable skill that can be accomplished in one weekend day will save you tons of money over your lifetime.

4. Take a Basic Cooking Class

If you’ve always wanted to learn how to cook, now’s the time. Find a local class for beginners and enroll. To become a decent cook, all you really need are the basics. After you’ve got those down, the rest comes naturally.

5. Organize Your Inbox

You’ll be able to breathe a sigh of relief with a clutter-free inbox because you’ll no longer feel guilty for putting off replies and and avoiding projects that need to be completed. Delete expired messages, file away messages that need saving, and respond to outstanding queries. You can almost feel the weight being lifted, can’t you?

6. Try a No-Waste Weekend

This won’t be easy to do — and it’s something you’ll really have to think about — but it can be done. From paper and plastic to the food you eat, try to make it the entire weekend without wasting anything.

7. Purge Unwanted Clothes From Your Closet

Go through your closet this weekend and get rid of anything that doesn’t fit or that you don’t (or know you probably won’t) wear anymore. When you have a pile, go through the items and decide what you can sell (brand-name accessories can do well on eBay) and what you will give away to a donation center.

8. Update Your Resume and Cover Letter

Even if you’re not actively seeking a new job, it’s never a bad idea to have your resume and cover letter up to date — just in case. Standards have changed a bit over the years, so it may be wise to research what’s acceptable and what’s not before you get started.

9. Start an Exercise Program

Get your bum off the couch and start sweating. Whether it’s indoors to an aerobics video or outdoors on your own accord, get back on the track to fitness.

10. Make a Monthly Meal Schedule

I started doing this in the middle of last year and it’s improved my life in two ways:

I save a bundle at the grocery store because I only put on my list the ingredients I need to make the recipes I’ve chosen for the month.

With my meals on paper, I don’t have to wonder what’s for dinner (a problem that leads many of us to eat out or order in unhealthy and expensive food).

I use a combination of recipes from Pinterest and photos from digital magazines to come up with interesting meals on a regular basis.

11. Attack Your Desk Clutter

Recycle unneeded papers, organize your rubber bands and paper clips, and hit your monitor and keyboard with liquid cleaner. The better your work area looks, the better you’ll feel working in it.

12. Learn How to Reduce Your Carbon Footprint

Recycling is just the first step. Detail other ways you can reduce your carbon footprint — from the laundry detergent you use to the transportation you take to how many appliances and electronic devices you keep plugged in. There are likely lots of ways to cut back on waste that you’re overlooking.

13. Embark on a Mini Road Trip

Sometimes all you need to have a better outlook on life is a quick getaway. Plan a mini road trip with a friend or two and drive off into the sunset for a weekend away from your regular lives.

14. Host a Potluck

Invite a few friends over for good conversation and even better food. Suggest that everyone brings a dish for the party to share. Come up with a theme or theme ingredient to keep everyone on their potluck toes.

15. Find Ways to Maximize Storage at Home

Most of us are already maximizing our space, but there may be areas that you’ve missed — like space under the couch, an area at the top of your closet, or a corner of your pantry. A lot of times, just a new shelf or two can provide many square feet of extra storage.

16. Declutter Your Wallet or Purse

If your wallet looks anything like mine, it could use a good cleaning. Toss out expired cards, reduce the number of savings and loyalty cards (you probably don’t use them all), and file receipts.

17. Plan to Go Paperless

Going paperless is more than refraining from using your computer’s printer. Cancel catalog subscriptions, sign up for online bill pay, and find other ways to reduce the amount of paper products that come your way on a daily basis.

18. Join a Public Speaking Group

Afraid of public speaking? Master the art by joining a public-speaking group, like Toastmasters International, or enrolling in a course nearby.

19. Learn How to Play an Instrument

It’ll take more than a weekend to become proficient with the instrument of your choice, but it’s not a bad idea to make this a weekend project so you can devote a few hours to it in the beginning.

20. Give Yourself a Makeover

Do something different to your appearance that will make you feel better. Perhaps it’s shaving off your beard if you have one, buying a new outfit, getting a spray tan, or cutting your long hair short. If you’ve been thinking of making a change to your physical appearance, take the plunge.

21. Host a Yard Sale

Gather all that junk that you don’t want anymore and pawn it off on someone else. Set up a yard sale one weekend to help you make money instead of spend it.

22. Pick Up a Few Motivational Books

Having a hard time staying motivated lately? Find out why and how you can address it by picking up a few motivational books at your local library.

23. Learn How to Make a Daily To-Do List

I have a to-do list of projects that I need to complete every weekday. If I didn’t, I wouldn’t get anything done. It’s hard to remember so much. If you’re experiencing a similar problem, start listing out your tasks so you have a guideline to follow moving forward.

24. Optimize Your Home for Productivity

Are there things in your home that are distracting? A noisy ceiling fan? A TV that’s constantly calling your name? Whatever it is, try to get these distractions under control so you can be more productive in your own home.

25. Volunteer to Help Clean Up Your Neighborhood

How does your neighborhood stay so clean? It’s not just the fine folks at the sanitation department doing all the work. Your neighbors are pitching in to do their part, which is why you might also want to lend a helping hand by joining local volunteer efforts. No local volunteer efforts? Start one!

26. Plant a Vegetable Garden

Planting a vegetable garden is not only a lot of fun, but it will give you a constant source of fresh, healthy, free food. There are few weekend projects that continue to improve your life and provide a source of satisfaction on a consistent basis as a vegetable garden.

27. Cut Down Your Devices

We’re all incredibly connected these days, but do we need so many devices? If you’re feeling overwhelmed, try to cut out one to two devices — like your iPad, for instance — and be content with only your computer and your phone. Make some extra cash along the way by selling your unwanted devices on Craigslist or eBay.

28. Finish Projects You’ve Neglected

If you’ve started a project (or two or three) over the past few weeks and months, revisit them and complete them for peace of mind.

29. Replace Batteries in Smoke Detectors

Been a while since you’ve changed the batteries in your smoke and carbon monoxide detectors? Change the batteries this weekend so you can be sure that they’re working properly.

30. Make Thank You Gifts

People always appreciate being appreciated. If there are friends, family members, or coworkers who have done something nice for you lately, thank them with a homemade gift to show your gratitude.

31. Learn a New Language

Like learning to play an instrument, learning a new language won’t be accomplished in one sitting. But it makes for a good weekend project so you can give it your undivided attention in the beginning.

32. Set New Short- and Long-Term Goals

Everybody should have both short- and long-term goals to work toward. If you already have a few in place, reevaluate those goals to make sure you’re on track. If you’re not, get back on track or create new goals to achieve.

33. Abstain From Alcohol

There’s nothing wrong with a 72 hour self-imposed ban on drinking. Just think of all the things you can get done when you’re not hungover.

34. Eliminate Negativity From Your Life

Start with unfriending negative people from Facebook and take it from there. Surrounding yourself with negativity will only put you in a bad mood — and ain’t nobody got time for that.

35. Join a Meetup Group or Other Social Gathering

Increase your social circle by joining a weekend social group — like a brunch club from Meetup. You never know who you’ll meet and what kind of opportunities might come your way.

36. Interpret Your Dreams

Visit your local library and pick up a book or two on dream interpretation. Having insight into your dreams might help you feel less anxiety about your life and help you think of ways to eliminate that anxiety altogether.

37. Create a Disaster Preparedness Kit

Some people think I’m crazy for my disaster preparedness efforts. I’m not as serious as the people on TV, but I’d rather be safe than sorry. To make sure you’re prepared for a catastrophe, start stockpiling necessary supplies like food, water, and first-aid materials so you can ride out a disaster safely should one strike.

38. Consider Adopting a Pet

A pet is expensive to keep, so if your budget doesn’t allow this addition it’s not a good idea. On the other hand, if you can afford it, a pet can bring lots of joy to your life, especially if you’re a single person living alone.

39. Start a Blog

Like detailing your vacations or musing on the weird things that happen to you from day to day? Start a blog and entertain the world with your quirky take on life. If you stick to it and gain a following, a blog could possibly turn into an additional source of income.

40. Practice Yoga at Home

If you don’t have the extra cash for a yoga class, practice the art in the comfort of your own home by queuing up a video online or finding one on TV.

41. Let Yourself Nap

Some people might not think of this as a project, but I do. I have a very hard time napping in the middle of the day — even when I don’t have anything else to do — because I tend to feel guilty. Don’t feel guilty. We all deserve a nap now and then. So take one.

42. Wean Yourself Off Processed Foods

If you’d like to eat healthier, start by cutting out processed foods. It’ll be hard — everywhere you look there’s junk food — but it can be done. Toss out what you have now so you’re not tempted to eat it, and stick to a list of healthy, raw foods the next time you go to the market.

43. Bike to Your Errands

Instead of starting your engine to run your weekend errands, map them out so they’re easy to achieve by bike. Not only will you reduce your carbon footprint, but you’ll also save money on gas and get a workout in at the same time.

44. Try a Detox Regimen

If too much junk food and alcohol are making you irritable and lazy, it may be time for a detox. Choose a weekend to cleanse so you can start Monday with a fresh slate and a clean system.

45. Spend a Few Hours Networking

Whether it's online via LinkedIn or Facebook or in person at a networking event, put in the time to get your professional skills and accomplishments noticed. If you're networking in person, be sure to have professional business cards — even if you don't have a job — so your new contacts will take you seriously right from the start.

46. Reduce Your Social Networks

There is such a thing as too much. If you’re feeling overwhelmed by all the social networks in which you take part — Facebook, Foursquare, Reddit, MySpace, Digg, LinkedIn — consider exiting a few of them. If you have friends on one but not the others, be sure to inform them that you’re leaving the network if you’d like to stay in touch.

47. Think of Ways to Be Kind to Others

One way to do this is to create a list — like many of the ones you find on Wise Bread — on ways you can show someone else kindness. After the first few, the ideas will start flowing.

48. Hydrate More Throughout the Day

Drink more water, and you’ll feel and look better. The old eight glasses a day advice is not exactly scientific, but it's only half a gallon, which is totally doable.

49. Register to Be a Mentor

Look into local organizations — like Big Brothers Big Sisters — and start making the necessary strides to become part of the program. There are few things more rewarding than being a positive role model for a young person.

50. Get Back to Nature

Take a day to enjoy the outdoors. Listen to the sounds. Smell the scents. Become whole again. You’ll probably sleep better that night, too.

51. Brainstorm Ways to Make More Money

Wish you had more cash? Make your dreams a reality by thinking of real ways you can make more money by picking up a part-time job, accepting one-off gigs, promoting your special skills, or selling unwanted-but-still-valuable items in your possession.

52. Do Something — Anything! — Besides What You Normally Do

Break out of your cycle. This weekend do something that you haven’t done before. There’s absolutely no better way to improve your life than to try something new. The world awaits.

What are you doing this weekend?

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This article is from Mikey Rox of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread: