Take Control of Your Money With These 10 Free Spreadsheet Templates

Rachel Slifka — Mon, 07 May 2018 08:31:13 +0000

While there are a ton of apps to help you automate your finances, some people prefer the old-school spreadsheet method. Spreadsheets are an excellent financial tool, because you can input your financial goals and numbers, and allow the spreadsheet to do the rest of the work. We rounded up a sample of free spreadsheet templates for every budgeting need.

1. Extended budget template

After searching for the perfect budgeting template for years, Libby Kane of Business Insider decided to create her own. This template is perfect for anyone looking to track both their business and personal spending all in one place. While it is pretty detailed, it's easy to simply delete or rename the categories that don't fit your lifestyle. (See also: 5-Minute Finance: Track Your Spending)

2. Student loan tracker

Young Adult Money's David Carlson knows a few things about student loans. After starting his blog as a side hustle to help pay off $100,000 in student loans, he credits a systemized approach to his success. You can download his student loan tracker for free by signing up with your email.

3. Income tracker

As a small-business owner, blogger Alexa Mason of Single Moms Income needed a spreadsheet to track all of her business income and expenses. So she created the income tracker spreadsheet. This spreadsheet is particularly helpful for income-earning bloggers, although you can easily swap out the line items to fit your business needs.

4. Weekly budget template

Want to break down your monthly budget even more? Try the free weekly budget template. This template can help give you a snapshot of your spending each week, allowing you to see where you can really cut back. (See also: Boost Your Savings With This Easy Budgeting System)

5. College student budget

College students have different budgeting needs than the rest of the adult world. If you're a college student, you can keep track of all of your expenses, tuition, and income all in one convenient place with Mint's free spreadsheet download.

6. Mortgage calculator

Want to make some serious progress on paying down your mortgage? This mortgage calculator from Vertex42 can advise you on pretty much anything you need to know about your mortgage rates and how to reach your payment goals. (See also: 4 Smart Ways to Lower Your Monthly Mortgage Payment)

7. Holiday spending budget

It's never too early to start prepping your holiday season budget. You know you'll have people to shop for and your budget can quickly turn into a mess if you wait until the last minute. Luckily, you can calculate all of your holiday costs with this spreadsheet from Microsoft Office.

8. Travel spreadsheet

Planning to hit the open road or head overseas in the near future? Take a gander at Lifehacker's free travel spreadsheet. It helps you to keep track of your confirmation numbers, schedule, and emergency contact info, plus, you can add all of your expenses so you get a full picture of your travel budget. (See also: How to Build Your Best Travel Budget)

9. Savings goals tracker

The best way to set and achieve savings goals is to track your progress. It's important to always understand how far you've come, and how far you have left to go. This free savings goal tracker spreadsheet from Vertex42 is the perfect tool to keep you on track.

10. Wedding budget

Weddings will always cost a pretty penny, but setting budget goals for the big day and finding smart ways to save can keep you from spiraling into debt before even uttering your vows. (See also: People Are Still Spending Too Much on Their Weddings)

For a simple, no-fuss wedding budget, check out this wedding budget work sheet template from Gail Vaz-Oxlade. This spreadsheet is completely free and doesn't require sign up.

Note: The author is a contributor at Young Adult Money but is not being paid to promote the site.

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This article is from Rachel Slifka of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread: