Cars and Transportation https://www.wisebread.com/taxonomy/term/4812/all en-US How to Get Your Car Ready for Hurricane Season https://www.wisebread.com/how-to-get-your-car-ready-for-hurricane-season <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-get-your-car-ready-for-hurricane-season" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/hurricane_evacuation_route_sign_on_highway.jpg" alt="Hurricane evacuation route sign on highway" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you're prepping for hurricane season, it's easy to get caught up in protecting your house and making sure you're stocked with basic supplies. You may totally forget about your car. This is a mistake &mdash; in a natural disaster, your car might be your saving grace.</p> <p>If you get caught in extreme weather, having a stocked, maintained, and ready-to-go vehicle can make all the difference in getting you to safety. Here's how you can prepare your car for hurricane season. (See also: <a href="https://www.wisebread.com/what-hurricane-maria-taught-my-family-about-life-money-and-community?ref=seealso" target="_blank">What Hurricane Maria Taught My Family About Life, Money, and Community</a>)</p> <h2>1. Keep it maintained</h2> <p>Before hurricane season starts, do a basic maintenance check. Get the oil changed, top off the wiper fluid, check the tire pressure, and clean the battery terminals. If you're mechanically inclined and have the tools, you can do these tasks yourself; while you do, check some other basics. Otherwise, take it to your mechanic to get an oil change and an inspection.</p> <p>Consider also checking:</p> <ul> <li> <p>Age and alignment of tires</p> </li> <li> <p>Windshield wipers</p> </li> <li> <p>The spare tire</p> </li> <li> <p>Age of battery</p> </li> <li> <p>Fluids: wiper fluid, coolant, oil</p> </li> <li> <p>Condition of hoses and belts</p> </li> <li> <p>The air conditioning/heating system</p> </li> </ul> <p>If you've been putting off a car repair due to time or budget constraints, it's time to dig in and make it happen. You need reliable transportation. Schedule a time to take your car in as soon as you can. (See also: <a href="https://www.wisebread.com/bookmark-this-save-money-with-an-easy-to-follow-car-maintenance-checklist?ref=seealso" target="_blank">Bookmark This: Easy to Follow Car Maintenance Checklist</a>)</p> <h2>2. Keep it fueled</h2> <p>Think about how much fuel you can safely store. In inclement conditions, gas becomes a high-demand item quickly. Keep your car's tank above the halfway mark until hurricane season is over. Buy a gas can or two and keep them filled, and follow these basic safety rules:</p> <ul> <li> <p>Only use approved containers, and store them outside or in your garage or shed.</p> </li> <li> <p>Keep them away from children, and don't store them near pilot lights or ignition sources.</p> </li> <li> <p>Don't store gas indefinitely; it goes bad.</p> </li> <li> <p>Periodically use what's in the cans to fill your car, and then refill the cans.</p> </li> </ul> <h2>3. Keep it insured</h2> <p>Make sure your auto insurance is up to date. Print out a copy of your policy information and keep it tucked in the glove box of your car. It might not be easy to access your personal files if you have to evacuate. With your insurance information on hand, even if your car is damaged, you can start the coverage process immediately.</p> <h2>4. Keep it stocked</h2> <p>The next move in prepping your car for hurricane season is to consider what you might need if you have to quickly evacuate, or if you're not able to reach your house for some time.</p> <p>You can purchase a pre-packed emergency kit, or <a href="https://www.wisebread.com/how-to-make-an-emergency-preparedness-kit?ref=internal" target="_blank">make your own emergency kit</a>. Stock your kit with first-aid and any medication that your family members might need.</p> <p>Here are some other smart items to include:</p> <ul> <li> <p>Solar-powered lights</p> </li> <li> <p>Portable water filter or water purification tablets</p> </li> <li> <p>Strong flashlight with extra batteries</p> </li> <li> <p>Power inverter</p> </li> <li> <p>Battery-powered fan</p> </li> <li> <p>Blankets</p> </li> <li> <p>Battery packs for your mobile devices</p> </li> <li> <p>Ponchos for every member of the family</p> </li> <li> <p>Small toys and games for children</p> </li> </ul> <p>It's also a good idea to have a couple of quarts of oil on hand, so you can top off your oil, if needed. Check that you have everything for changing a tire, too: a tire iron, a jack, and (of course) a spare tire. A good set of jumper cables is also a must. If you don't need them, chances are someone else will. Weathering a storm is all about helping one another.</p> <h2>5. Prep for meals and clothes</h2> <p>Keep some food basics in your car, as well. Start with bottled water, then add some nonperishable items that won't be damaged by heat. Dried fruit, nuts, beef jerky, and crackers work well. Protein gels can be helpful, too. The goal is maximum nutrition for minimal space.</p> <p>You might have already packed a go-bag for each person in your family, kept in your home. Consider packing a family version as well to keep in the car: one duffel bag that can stay in the trunk. For every member of the family, include two (or more) sets of clothes, a pair of sturdy shoes, extra socks, basic hygiene supplies, and a copy of identification. Finally, include a prepaid mobile phone, a short list of important phone numbers, and a paper map with evacuation routes for your area highlighted. (See also: <a href="https://www.wisebread.com/13-essentials-every-emergency-bag-should-have?ref=seealso" target="_blank">13 Essentials Every Emergency Bag Should Have</a>)</p> <h2>6. Stash some cash</h2> <p>Don't forget about money. Hurricanes and tropical storms can damage telecommunication lines and towers; if that happens, you might not be able to get cash from an ATM or even from your bank until repairs are completed. Keep a stash of cash hidden safely in your car. Consider at least $200 per person, if possible.</p> <h2>7. Look for shelter</h2> <p>The incredibly strong winds that come with a hurricane can cause all sorts of things to fly through the air. If you're going to wait out the weather, park your car in a sheltered area. A covered garage is best.</p> <p>If that's not available, secure a tarp over your car to protect the paint. Parking it close to a building can provide some shelter from wind, but beware of balconies or signage that might fall off and damage your car.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=https%3A%2F%2Fwww.wisebread.com%2Fhow-to-get-your-car-ready-for-hurricane-season&amp;media=https%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Get%2520Your%2520Car%2520Ready%2520for%2520Hurricane%2520Season.jpg&amp;description=How%20to%20Get%20Your%20Car%20Ready%20for%20Hurricane%20Season"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/How%20to%20Get%20Your%20Car%20Ready%20for%20Hurricane%20Season.jpg" alt="How to Get Your Car Ready for Hurricane Season" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/annie-mueller">Annie Mueller</a> of <a href="https://www.wisebread.com/how-to-get-your-car-ready-for-hurricane-season">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/can-acetone-dramatically-increase-your-gas-mileage">Can Acetone Dramatically Increase Your Gas Mileage?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/remove-car-dents-quickly-and-cheaply">Remove Car Dents Quickly and Cheaply</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation emergency preparations go bags hurricane season natural disasters Mon, 16 Jul 2018 08:00:09 +0000 Annie Mueller 2156332 at https://www.wisebread.com Should You Fix Up Your Car, Or Get a New One? https://www.wisebread.com/should-you-fix-up-your-car-or-get-a-new-one <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/should-you-fix-up-your-car-or-get-a-new-one" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/buying_a_car_on_credit_and_for_your_cash.jpg" alt="Buying a car on credit and for your cash" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your aging car's engine has been knocking loud enough that turning up the radio doesn't help anymore. You take it to your trusted mechanic, who gives you the bad news: One of your main bearings has worn out, and the repair will cost around $3,000.</p> <p>Since you can't know for sure if this is just the beginning of your car's transition into a rolling money pit, or if the $3,000 repair will get you motoring happily along for another 50,000 miles, it can be nigh-impossible to figure out whether to stick it out with Old Faithful or cut your losses and buy a new car.</p> <p>Thankfully, there are some guideposts that will help you to make this difficult decision. Here's what you need to consider if you are trying to decide whether to fix up your old car or get a new one.</p> <h2>Consider the age and safety of your ride</h2> <p>If you are still driving a car that emerged from the factory in the early-to-mid 1990s, you might want to factor safety into your decision of whether to repair or replace. Safety standards have grown and changed a great deal in the past 20 years, and upgrading your car to something that was built in this millennium could make a big difference if you were to get into an accident. This is especially true for anyone using an older car as a family vehicle. Newer cars have made it much easier to properly install car seats, for example, which can offer parents a great deal of peace of mind. (See also: <a href="http://www.wisebread.com/8-common-car-repair-mistakes-that-can-cost-you?ref=seealso" target="_blank">8 Common Car Repair Mistakes That Can Cost You</a>)</p> <h2>Take rust seriously</h2> <p>According to automotive journalist Steven Lang, there is one type of car problem that indicates your automobile is ready for that big garage in the sky: &quot;If the integrity of the car's frame has been compromised by rust, then you should plan on getting a new car.&quot;</p> <p>While a little surface rust on a car's frame is not necessarily a big deal, your mechanic will let you know if the frame has rusted to the point where it has become dangerous to drive. &quot;It's game over at that point,&quot; Lang states. &quot;Cars cannot come back from that kind of damage.&quot; (See also: <a href="http://www.wisebread.com/bookmark-this-save-money-with-an-easy-to-follow-car-maintenance-checklist?ref=seealso" target="_blank">Bookmark This: Follow This Car Maintenance Checklist</a>)</p> <h2>Find an online forum for your make and model</h2> <p>Even if you are not concerned about the safety of continuing to drive your aging car, you might still worry that a repair is just the tip of the iceberg, and that you'll continue throwing good money after bad if you head down this path.</p> <p>While this kind of quandary was very difficult to figure out pre-internet, these days you don't have to decide what to do by yourself. Start by searching for an enthusiast forum online that is dedicated to your specific make and model of car. (Believe it or not, there are such groups for everything from Kia Sorentos to BMW E30 M3s &mdash; although the former are more likely to be &quot;support groups&quot; rather than enthusiast forums.)</p> <p>Once you've found a forum, you can ask about the specific repair you are considering. It's likely that someone else has faced a similar problem on the same car, and they can let you know just how much more drive time their repair was able to buy them.</p> <p>You can also use the forums to find out if there are common problems facing your specific car, as some cars have known issues that crop up as they age. These forums are also a great place to ask about recalls or other issues that you might not be aware of, especially if you bought your car used. (See also: <a href="http://www.wisebread.com/your-car-was-recalled-now-what?ref=seealso" target="_blank">Your Car Was Recalled. Now What?</a>)</p> <h2>Determine cost vs. worth</h2> <p>So how do you know if the cost of a repair is worth it to you? For insurers, simple subtraction makes the decision easy. If the cost of a repair is higher than the Kelley Blue Book value of a car, the insurer will total the car. And if you are in a position to purchase a new car, this kind of simplified equation is helpful.</p> <p>However, what a car is worth to you is not necessarily as simple as that. If you own your current car free-and-clear, and would struggle to take on a car payment, the determination of whether the cost of the repair is worth it becomes a little more difficult. A good rule of thumb in this situation is to buy a new car if the repair would cost more than one year's worth of car payments &mdash; but keep the clunker if it is less.</p> <p>And don't forget the potential value of trading in your clunker, even if it needs a repair. It's tougher to sell or trade in a car in need of a major repair, but your old ride may still be worth something and can help you with the purchase of something newer or more reliable. (See also: <a href="http://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car?ref=seealso" target="_blank">8 Questions to Ask When Buying a Used Car</a>)</p> <h2>Answering the impossible question</h2> <p>You can never know for sure if you made the right call with this kind of repair-or-replace decision. But gathering all the information you can about your car's safety, its common problems, and its worth can help you to determine if a repair will serve you better than a new car.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=https%3A%2F%2Fwww.wisebread.com%2Fshould-you-fix-up-your-car-or-get-a-new-one&amp;media=https%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FShould%2520You%2520Fix%2520Up%2520Your%2520Car%252C%2520Or%2520Get%2520a%2520New%2520One_.jpg&amp;description=Should%20You%20Fix%20Up%20Your%20Car%2C%20Or%20Get%20a%20New%20One%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/Should%20You%20Fix%20Up%20Your%20Car%2C%20Or%20Get%20a%20New%20One_.jpg" alt="Should You Fix Up Your Car, Or Get a New One?" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="https://www.wisebread.com/should-you-fix-up-your-car-or-get-a-new-one">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/buying-a-rental-car-heres-what-you-need-to-know">Buying a Rental Car? Here&#039;s What You Need to Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/these-8-modern-car-features-are-riskier-than-you-think">These 8 Modern Car Features Are Riskier Than You Think</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/remove-car-dents-quickly-and-cheaply">Remove Car Dents Quickly and Cheaply</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation car repairs cost comparisons maintenance old cars pros and cons recalls replacements safety used cars Fri, 06 Jul 2018 08:30:09 +0000 Emily Guy Birken 2150925 at https://www.wisebread.com How to Score an Empty Seat Next to You on Your Next Flight https://www.wisebread.com/how-to-score-an-empty-seat-next-to-you-on-your-next-flight <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-score-an-empty-seat-next-to-you-on-your-next-flight" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/woman_on_an_airplane.jpg" alt="Woman on an airplane" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When it comes to being comfortable on an airplane, having an empty seat next to you can be the single most important factor. After all, most domestic first class cabins have just two slightly wider seats per row, rather than three seats. So having an empty middle seat is almost like being in first class. And while most people attribute it to luck when they have an empty seat next to them, there are actually several ways you can influence the outcome. (See also: <a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets?ref=seealso" target="_blank">10 Ways to Get Free (or Almost Free) Airline Tickets</a>)</p> <h2>Choose a seat toward the back</h2> <p>As soon as you make a flight reservations, most airlines allow you to select a seat assignment. And in general, most passengers choose seats in the front of the plane in an aisle or a window seat, not a middle. This means that the last seats to be chosen are the middle seats in the back of the plane.</p> <p>When you are selecting a seat assignment, to maximize your chances of sitting next to an empty seat, sit as far toward the back as possible, especially if you're flying on a domestic route. If the plane is a widebody, sit in the center section of seats rather than in the seats in the side sections. (See also: <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?ref=seealso" target="_blank">Best Airline Credit Cards</a>)</p> <h2>Consider the back of the extra-legroom section</h2> <p>Another strategy involves the extra-legroom seats that most airlines offer. These are in sections sometimes called economy plus, comfort plus, or main cabin extra. Seats in these areas are available to flyers who hold elite status in the airline's frequent flyer program, or to anyone else who pays an extra fee. On domestic flights, these may fill up if there are a lot of business travelers, because many of those road warriors have elite status.</p> <p>But on international flights, these seats are often the last to be filled because many leisure travelers are unwilling to pay the extra fees. Therefore, the rows at the back of this premium section may be even more likely to have an extra empty seat than the rows of standard seats at the very back. If you hold elite status or choose to pay for the extra legroom, then this is where you will want to sit to have the most chance of an empty middle seat.</p> <p>When traveling as a couple, try to book both the aisle and the window seats, leaving the middle open. If the middle seat is occupied but you still want to sit next to each other, you can be confident that the passenger in the middle seat will gladly swap and take the aisle or window seat if you offer it. (See also: <a href="http://www.wisebread.com/5-ways-to-get-more-legroom-on-your-next-flight-for-free?ref=seealso" target="_blank">5 Ways to Get Extra Legroom on Your Next Flight &mdash; for Free</a>)</p> <h2>Use the airline's app</h2> <p>If the tips above fail and you're assigned a seat you don't want, check the airline app when you're at the gate. You may be lucky enough to spot a seat that's available next to an empty seat and if so, some apps will let you change your seat right then and there. If not, try asking the gate agent to make the swap. It won't always work, but it never hurts to check.</p> <h2>On Southwest Airlines, aim for the middle</h2> <p>Southwest Airlines doesn't offer seat assignments, so you have to use a slightly different strategy to find an empty middle seat to sit next to. As with other airlines, Southwest passengers prefer to occupy the seats in the front of the plane, as well as the aisle and window seats. However, I've observed that some Southwest passengers will walk all the way to the back of the plane to look for an empty aisle or window seat, rather than take empty middle seats near the front of the plane.</p> <p>Therefore, if you have the option, it's best to take an aisle or window seat near the middle or even the front of the plane, since those passengers often walk past those seats in the hopes of finding an aisle or a window in the back. Even if there are only middle seats left in the back of the plane, some passengers will occupy those rather than turning around and going back to the front of the plane. Besides, doing so is impossible if others are still boarding. (See also: <a href="http://www.wisebread.com/how-to-get-a-great-seat-on-southwest?ref=seealso" target="_blank">How to Get a Great Seat on Southwest</a>)</p> <p>Beyond that, some Southwest passengers have resorted to questionable behavior to save an empty seat next to them, such as placing an item on it or making themselves seem as unappealing as possible as seatmates. This can include spreading themselves out, pretending to be sick, or simply engaging in a loud telephone conversation while boarding.</p> <p>I don't recommend any of those tactics. You'll likely have to sit in close quarters with these folks and you don't want to be making enemies before the flight has even started. Anyway, these behaviors will make no difference if the flight is completely sold out.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-score-an-empty-seat-next-to-you-on-your-next-flight&amp;media=https%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Score%2520an%2520Empty%2520Seat%2520Next%2520to%2520You%2520on%2520Your%2520Next%2520Flight_0.jpg&amp;description=How%20to%20Score%20an%20Empty%20Seat%20Next%20to%20You%20on%20Your%20Next%20Flight"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/How%20to%20Score%20an%20Empty%20Seat%20Next%20to%20You%20on%20Your%20Next%20Flight_0.jpg" alt="How to Score an Empty Seat Next to You on Your Next Flight" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="https://www.wisebread.com/how-to-score-an-empty-seat-next-to-you-on-your-next-flight">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/9-things-you-should-always-carry-on-an-economy-flight">9 Things You Should Always Carry on an Economy Flight</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/12-preflight-tricks-that-make-long-flights-bearable">12 Preflight Tricks That Make Long Flights Bearable</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/how-to-get-the-most-out-of-airport-lounge-access">How to Get the Most Out of Airport Lounge Access</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/how-to-get-a-great-seat-on-southwest">How to Get a Great Seat on Southwest</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/how-to-use-british-airways-points-on-us-flights">How to Use British Airways Points on U.S. Flights</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Travel empty seat on a plane flight booking hacks flight tickets flight tips travel tips Wed, 20 Jun 2018 08:30:23 +0000 Jason Steele 2150088 at https://www.wisebread.com Best Money Tips: When Is the Best Time to Buy a Car? https://www.wisebread.com/best-money-tips-when-is-the-best-time-to-buy-a-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-when-is-the-best-time-to-buy-a-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/woman_new_car_836574442.jpg" alt="Woman learning best time to buy a new car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on the best time to buy a car, ways to make the most of your time and money, and how to handle sentimental clutter.</p> <h2>Top 5 Articles</h2> <p><a href="https://wallethacks.com/best-time-to-buy-a-car/">When is the best time to buy a car?</a> &mdash; The final days of a month and a year are traditionally good times to buy a car, but that's not the whole story. [Wallet Hacks]</p> <p><a href="https://everythingfinanceblog.com/24774/make-the-most-of-your-time-money.html">7 Ways to Make the Most of Your Time and Money</a> &mdash; Learn how to make better use of your time and money so that it benefits YOU. [Everything Finance]</p> <p><a href="https://www.becomingminimalist.com/sentimental-clutter/">How to Handle Sentimental Clutter</a> &mdash; Owning fewer things can actually create more meaning and value for the sentimental possessions you decide to keep. [Becoming Minimalist]</p> <p><a href="http://www.moneyaftergraduation.com/2018/06/18/emergency-fund-of-stuff/">Why You Need An Emergency Fund of Stuff</a> &mdash; Keeping an stash of household and personal essentials on hand will reduce your stress, ensure your physical security, and keep more money in your bank account in case of an emergency. [Money After Graduation]</p> <p><a href="https://www.popsugar.com/smart-living/Best-Travel-Destinations-Adventure-44481178">The Ultimate Adventure Travel Bucket List For Thrill Seekers</a> &mdash; From white water rafting in the Poconos to sky diving over the Swiss Alps, these once-in-a-lifetime adventures should be on every thrill seeker's bucket list! [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="https://thefrugalcrafter.wordpress.com/2018/06/18/15-cheap-or-free-watercolor-hacks/">15 Cheap or FREE Watercolor Hacks!</a> &mdash; Stretch your art supply budget with these cheap or free hacks for painting with watercolors. [The Frugal Crafter]</p> <p><a href="https://www.csmonitor.com/Environment/2018/0615/EPA-announces-plan-to-clean-up-Colorado-mines">EPA announces plan to clean up Colorado mines</a> &mdash; The EPA will work to remove or control toxic contaminants from Colorado campgrounds, mine waste piles, ponds, and rivers over the next five years. [The Christian Science Monitor]</p> <p><a href="http://www.experian.com/blogs/news/about/financial-issues-lgbtq-community/">Important Financial Issues Facing The LGBTQ Community</a> &mdash; Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion on financial tips for the LGBTQ community. [Experian]</p> <p><a href="https://www.moneyunder30.com/how-to-create-a-financial-plan-without-paying-for-an-advisor">How To Create A Financial Plan Without Paying For An Advisor</a> &mdash; A financial adviser will guide and coach you through the process of creating a financial plan that works for you, but it is possible to set it up on your own. [Money Under 30]</p> <p><a href="https://thecollegeinvestor.com/22098/above-average-college-graduate/">5 Money Tips for the Above-Average College Graduate</a> &mdash; You've mastered academics, but do you know how to take control of your finances? [The College Investor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="https://www.wisebread.com/best-money-tips-when-is-the-best-time-to-buy-a-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/can-acetone-dramatically-increase-your-gas-mileage">Can Acetone Dramatically Increase Your Gas Mileage?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/remove-car-dents-quickly-and-cheaply">Remove Car Dents Quickly and Cheaply</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips buy a car Tue, 19 Jun 2018 08:00:35 +0000 Amy Lu 2150447 at https://www.wisebread.com 9 Ways to Save Big on Parking Costs https://www.wisebread.com/9-ways-to-save-big-on-parking-costs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-save-big-on-parking-costs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/young_woman_paying_for_her_parking_on_the_street.jpg" alt="Young woman paying for her parking on the street" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever given thought to how much money you spend just placing your car on a spot of land? When you think about it, paying to park is an enormous waste of money. Yet we do it anyway, and we often make matters much worse by being careless about how we park.</p> <p>Parking fees and tickets can be a killer to your budget. But you can avoid parking costs with a little bit of planning and change of habits. Here's how.</p> <h2>1. Know when to go</h2> <p>In many cities, parking fees are lifted on certain days and times. For example, it's free to park almost anywhere in the District of Columbia on Sundays. If you intend to visit a location and take time to learn when parking fees are waived, you can then choose to travel during those times to avoid parking costs.</p> <h2>2. Give yourself time</h2> <p>We've all been in this situation: You're running late and park in the first spot you can find. You pull into an expensive garage because you don't have time to circle the neighborhood looking for street parking. It may cost you several dollars extra every time you park in a rush. My rule of thumb is to estimate how long it takes to get to a destination, especially in the city, and add 20 minutes to find acceptable parking. Budgeting less time often means settling for a spot that's unnecessarily costly.</p> <h2>3. Take advantage of a pretax parking plan</h2> <p>If you pay to park at your job, your employer may offer a pretax benefit, allowing you to take money out of each paycheck to pay for parking. By doing this, you reduce your taxable income slightly and may save some money. Your employer may also have other special discounts or parking plans for frequent parkers. Check with your company's human resources department to find out what parking programs they offer. (See also: <a href="http://www.wisebread.com/10-things-besides-salary-to-negotiate-at-work?ref=seealso" target="_blank">10 Things Besides Salary to Negotiate at Work</a>)</p> <h2>4. Use a website to reserve parking</h2> <p>There are a number of websites that allow you to search for parking in garages or even the street, potentially saving you money if you pay in advance. These sites let you search for the cheapest spots in the area you'll be visiting. It definitely beats driving around cluelessly trying to find the best parking deal. I've personally used <a href="https://www.parkingpanda.com/" target="_blank">Parking Panda</a> with some success, but there are others, including <a href="https://www.parkwhiz.com/" target="_blank">ParkWhiz</a>.</p> <h2>5. Use an app to pay for parking</h2> <p>If you were unable to reserve parking in advance, you may be able to pay for metered parking using an app such as <a href="https://spothero.com/" target="_blank">SpotHero</a> or <a href="https://parkmobile.io/" target="_blank">Parkmobile</a>. These apps can help you avoid parking tickets because they tell you how much time is left on a meter and you can add money straight from the app &mdash; no running back to your car or scrambling to find change. Tip: Download the app via Wi-Fi before you depart for your destination to save time and data. (See also: <a href="http://www.wisebread.com/the-11-best-parking-apps-for-your-city?ref=seealso" target="_blank">The 11 Best Parking Apps for Your City</a>)</p> <h2>6. Use an app to fight the ticket</h2> <p>Many people end up paying tickets they didn't deserve because they don't want to deal with the hassle and time of fighting them. Fortunately, there's an app for that. Several apps, in fact, will allow you to take a picture of your ticket and send it to a legal adviser, who will handle all of the work. <a href="https://offtherecord.com/" target="_blank">Off The Record</a> is one app capable of doing this. There are fees associated with these services, but some companies will offer you a full refund if you are found guilty.</p> <h2>7. Learn to parallel park</h2> <p>Many people will park in pricey garages or pay-to-park lots rather than the street because they don't know how to parallel park. Not only is street parking usually cheaper, but in fact, it's often free on certain days and times, assuming you know where to look.</p> <p>Parallel parking is tricky, but it's a skill worth obtaining. You can impress your friends &mdash; or even a date &mdash; by fitting your car in a tight spot against the curb. (See also: <a href="http://www.wisebread.com/skills-that-can-save-you-money-part-1-parallel-parking?ref=seealso" target="_blank">Skills That Can Save You Money Part 1: Parallel Parking</a>)</p> <h2>8. Don't drive</h2> <p>You can't get a parking ticket if you ride the trolley. You'll never overpay when you ride your bike. And you get a lot more exercise when you lace up your shoes and walk. There are a lot of great reasons to walk, bike, and take public transit to get places, and avoiding parking costs is certainly on the list.</p> <h2>9. Carpool</h2> <p>If you have five friends all heading to the same destination, there's no need for you to all drive separately. Carpooling will save you money on gas and, most importantly, parking. Imagine splitting a $20 parking fee down to $4 per person. This is why you have friends!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F9-ways-to-save-big-on-parking-costs&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F9%2520Ways%2520to%2520Save%2520Big%2520on%2520Parking%2520Costs.jpg&amp;description=9%20Ways%20to%20Save%20Big%20on%20Parking%20Costs"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/9%20Ways%20to%20Save%20Big%20on%20Parking%20Costs.jpg" alt="9 Ways to Save Big on Parking Costs" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="https://www.wisebread.com/9-ways-to-save-big-on-parking-costs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/do-you-know-how-to-use-a-parking-meter-serious-question">Do you know how to use a parking meter? Serious question.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/4-ways-being-a-safe-driver-will-save-you-big-money">4 Ways Being a Safe Driver Will Save You Big Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-driving">Here&#039;s How Rich You&#039;d Be If You Stopped Driving</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/what-if-energy-costs-keep-rising">What if energy costs keep rising?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation apps carpooling driving parallel parking parking parking garages public transportation street parking tickets Tue, 12 Jun 2018 08:30:34 +0000 Tim Lemke 2147199 at https://www.wisebread.com These 8 Modern Car Features Are Riskier Than You Think https://www.wisebread.com/these-8-modern-car-features-are-riskier-than-you-think <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-8-modern-car-features-are-riskier-than-you-think" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/red_car_zooms_down_bixby_bridge_in_big_sur.jpg" alt="Red car zooms down Bixby Bridge in Big Sur" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're in the market for a new car, you may be paying close attention to some of the more modern features than can improve your driving experience. While some newer car features improve the safety and convenience of your vehicle, others can make your ride more dangerous. Here's what you need to know to stay safe with modern car add-ons.</p> <h2>1. Air bags</h2> <p>Air bags provide a significant improvement to vehicle safety overall, but there are certain situations where they present a hazard. Air bags can be dangerous to children or adults of short stature due to the close proximity of shorter individuals to the front bag when it deploys. To reduce risk of injury, seat shorter folks in the back seat, or adjust the front seat to a position further away from dashboard.</p> <p>Another problem in recent years is faulty air bags. When buying a used car, check to see if it falls into the <a href="https://www.nhtsa.gov/equipment/takata-recall-spotlight" target="_blank">massive recall for Takata air bags</a> that can malfunction and spray shrapnel when they deploy. (See also: <a href="http://www.wisebread.com/your-car-was-recalled-now-what?ref=seealso" target="_blank">Your Car Was Recalled. Now What?</a>)</p> <h2>2. Keyless ignition</h2> <p>Keyless ignition is a convenient feature that allows you to start your car remotely. A keyless ignition fob allows you to press a button and transmit a radio signal to start your vehicle. But this convenience can come at a dangerous cost. Without the need to turn a key or actually sit in the car, it's easy to forget that the engine is running. You may inadvertently create a carbon monoxide hazard in a garage or other enclosed space. Always check that the engine has been turned off when you exit the car.</p> <h2>3. Touch screens</h2> <p>That big screen on the dash that runs the climate controls, shows you a map, and controls your music can be a major distraction. Not only does the display catch your attention, but dynamic touch screens take a lot more focus to use than old fashioned knobs and buttons that you can learn to operate by touch from muscle memory. Touch screens have different menus for different functions and typically require the driver to look at the screen to see where to press, diverting attention from the road. Practice safety first by not using the touch screen while driving.</p> <h2>4. Jacked-up vehicles</h2> <p>Jacked-up vehicles have been trendy for quite some time, going back to the SUV craze in the 80s and the Hummer craze in the 90s. Driving a large vehicle that sits high above the ground provides a commanding view of the road, but handling can be compromised. Tall vehicles have a higher center of gravity and heavier tires, which results in a greater risk of rollover.</p> <p>Driving a jacked-up vehicle also poses risks to other cars on the road. Instead of meeting bumper-to-bumper in a collision, a smaller car might take the bumper of a jacked-up vehicle through the windshield, greatly raising the risk of serious injury or fatality.</p> <h2>5. Roof racks</h2> <p>Much like with a jacked-up SUV or truck, placing heavy items on top of your car raises the center of gravity and increases risk of rollover. In addition, items placed on roof rack may become loose during transit, presenting a risk of injury to pedestrians or passengers in nearby vehicles. Finally, attempting to lift cargo up to a roof rack can cause back injuries.</p> <h2>6. Overstyling</h2> <p>Styling can make an ordinary car look cooler and more expensive, but it can also make cars more dangerous. Dark tinted windows can reduce visibility for the driver, especially at night. This problem gets worse in cars that have lots of electronic displays that can create glare. Chunky pillars make vehicles look sturdier, but also make it harder get a good view of oncoming traffic or obstructions.</p> <h2>7. Super-bright headlights</h2> <p>Some expensive sports and luxury cars come with high-intensity discharge (HID) lights, often using xenon gas, that generate very bright light with a bluish hue. Some vehicle owners upgrade their standard headlights to HID to make their car seem more expensive. While bright headlights can improve visibility for the driver of the car equipped with them, the bright lights can produce glare and reduce the vision for oncoming motorists.</p> <h2>8. Cruise control</h2> <p>Cruise control can make long distance driving much easier &mdash; just reach your desired speed, and you can set your cruise to maintain speed without working the accelerator. The problem with cruise control is that it tends to promote unsafe driving behavior and reduces reaction time. Drivers using cruise control tend to cruise right up on slower vehicles before making a quick lane change to pass. Be vigilant at all times while driving &mdash; cruise control is <em>not</em> autopilot.</p> <p>Cruise control can also be dangerous in slippery conditions that can result in the tires spinning out of control when there is not enough friction between the tires and the road. You should never use your cruise function in poor weather conditions.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthese-8-modern-car-features-are-riskier-than-you-think&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThese%25208%2520Modern%2520Car%2520Features%2520Are%2520Riskier%2520Than%2520You%2520Think.jpg&amp;description=These%208%20Modern%20Car%20Features%20Are%20Riskier%20Than%20You%20Think"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/These%208%20Modern%20Car%20Features%20Are%20Riskier%20Than%20You%20Think.jpg" alt="These 8 Modern Car Features Are Riskier Than You Think" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/dr-penny-pincher">Dr Penny Pincher</a> of <a href="https://www.wisebread.com/these-8-modern-car-features-are-riskier-than-you-think">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/should-you-fix-up-your-car-or-get-a-new-one">Should You Fix Up Your Car, Or Get a New One?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/3-things-you-should-know-about-rental-car-insurance">3 Things You Should Know About Rental Car Insurance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/6-cars-you-can-drive-almost-forever">6 Cars You Can Drive (Almost) Forever</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation accidents air bags car features cruise control recalls safety technology tinted windows touch screens vehicles Mon, 11 Jun 2018 08:30:18 +0000 Dr Penny Pincher 2147603 at https://www.wisebread.com 7 Ways to Tell If That Used Car Used to Be an Uber https://www.wisebread.com/7-ways-to-tell-if-that-used-car-used-to-be-an-uber <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-tell-if-that-used-car-used-to-be-an-uber" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/man_and_woman_with_new_car.jpg" alt="Man and woman with new car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are plenty of things to consider when buying a used car: the vehicle's make, model, mileage, and accident history. One potential deal breaker that you may not have even considered is whether the vehicle was used for ride-sharing services like Uber or Lyft.</p> <p>While laws in your area may require car sellers to indicate if the vehicle was used as a taxi or limousine, the law may not be as clear about ride-shares. To make an informed decision about your next used car purchase, here are some things that can help determine if your prospect was once used for carting around large volumes of passengers. (See also: <a href="http://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car?ref=seealso" target="_blank">8 Questions to Ask When Buying a Used Car</a>)</p> <h2>1. Lots of miles in a short amount of time</h2> <p>According to the U.S. Department of Transportation, Americans drive an average 13,476 miles annually. Any odometer with 20,000 miles or less per year shouldn't raise red flags. It's when you get into the 40,000-to-50,000-miles-a-year range that you should ask about whether the vehicle was used for commercial purposes like deliveries or ride-sharing, even if it's not listed as such.</p> <p>For instance, if you're looking at a 2016 model that already has 100,000 miles on it, and it's listed as a personal-use vehicle, it's highly likely it was used for commercial purposes. That doesn't mean it's not a good car or it won't serve you well, but it may require extra TLC before most other vehicles its age. (See also: <a href="http://www.wisebread.com/how-to-buy-a-used-car-without-getting-ripped-off?ref=seealso" target="_blank">How to Buy a Used Vehicle Without Getting Ripped Off</a>)</p> <h2>2. Above-average wear and tear in the back seat</h2> <p>Usually you'd concentrate on the wear and tear in the front seats of the vehicle because that's where you'll spend most of your time when driving. But if you're trying to determine whether or not the vehicle was an Uber, inspect the back seats. If the car was transporting passengers on a regular basis, you can expect to see more wear and tear back there, especially on the right side of the vehicle as that's the side on which most passengers enter, exit, and stay seated during the ride. (See also: <a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them?ref=seealso" target="_blank">A Used-Car Salesman Reveals Dirty Tricks (and How to Avoid Them</a>)</p> <h2>3. Unusual amount of fender-benders</h2> <p>When you review the Carfax vehicle history report (and you should), take note of any fender-benders and other repairs to the vehicle. If there seems to be an unusual amount of these occurrences, there's a possibility the vehicle was used for ride-sharing. The likelihood of getting into accidents and experiencing other damage is higher for Ubers than standard personal-use vehicles because the former is on the road much more often.</p> <h2>4. Sticker residue on windshields</h2> <p>In all markets, ride-sharing vehicles are required to display the company's emblem, which is often adhesive, on the windshield. Uber and Lyft both offer non-adhesive emblems in some markets, so you might have to look a little harder. For instance, search for signs of smaller stickers from permits granting the right to service airports. Those are now required in certain areas.</p> <p>The longer these stickers are affixed to the glass, the harder the adhesive is to remove completely, even when the sticker is peeled off. If the residue doesn't look like typical DMV required stickers, it's likely from a permit of some sort.</p> <h2>5. Stains on the upholstery</h2> <p>Sure, anybody can leave a stain by accident, but if it looks like someone has vomited on the back seat, someone has probably vomited on the back seat. It could've been a child, or it could've been a drunk guy. You make the call.</p> <p>&quot;You should also look at the condition of the upholstery and the padding underneath,&quot; says Jim Milan, communications manager for Auto Accessories Garage. &quot;Most vehicle seats should stay in pretty good shape even over the years, while an Uber or Lyft might seem especially indented or may show some light tearing around the seams. If the bucket seats seem a bit too bucket-y, be wary.&quot;</p> <h2>6. Ride-sharing paraphernalia in the glovebox</h2> <p>You might get lucky. The previous owner of the car may leave evidence hidden in the car that reveals its past, such as an airport permit or extra Uber stickers, says Harry Campbell, author of <em>The Rideshare Guide</em>. Inspect the glove compartment and any vehicle pockets for indications that the vehicle was used for ride-sharing.</p> <h2>7. Extra-worn door armrests in the back seat</h2> <p>You know how all the wood railings leading to amusements park rides are super smooth from years of people touching them with their oily hands? Well, the same sort of thing happens to the side armrests in cars as a constant flow of passengers opens and closes the doors and rests their arms and hands on them.</p> <p>If these areas look worn &mdash; and there are no other signs that kids dominated the back seat &mdash; take it into consideration. Another sign is when the symbols on the window controls in the back seat are rubbed off partially. Sporadic back seat passengers wouldn't cause that much fading.</p> <h2>When in doubt, ask the seller or consider walking away</h2> <p>If any of the above signs raise your suspicions, you can always ask the seller if the car has been used for ride-sharing. They may not tell you, but if they do fess up, take that into consideration when negotiating the price. If they won't tell you, or if you're still in doubt about the car's history, it may be time to pass the car by and look for a vehicle you can feel more confident about.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-ways-to-tell-if-that-used-car-used-to-be-an-uber&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Ways%2520to%2520Tell%2520If%2520That%2520Used%2520Car%2520Used%2520to%2520Be%2520an%2520Uber.jpg&amp;description=7%20Ways%20to%20Tell%20If%20That%20Used%20Car%20Used%20to%20Be%20an%20Uber"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/7%20Ways%20to%20Tell%20If%20That%20Used%20Car%20Used%20to%20Be%20an%20Uber.jpg" alt="7 Ways to Tell If That Used Car Used to Be an Uber" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="https://www.wisebread.com/7-ways-to-tell-if-that-used-car-used-to-be-an-uber">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/buying-a-rental-car-heres-what-you-need-to-know">Buying a Rental Car? Here&#039;s What You Need to Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation car shopping carfax lyft red flags ride-sharing Uber used cars warning signs wear and tear Thu, 07 Jun 2018 08:30:31 +0000 Mikey Rox 2146891 at https://www.wisebread.com Best Money Tips: Cheap Ways to Keep Your Car Cool in Summer https://www.wisebread.com/best-money-tips-cheap-ways-to-keep-your-car-cool-in-summer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cheap-ways-to-keep-your-car-cool-in-summer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/woman_driving_car_832085296.jpg" alt="Woman finding cheap ways to keep the car cool in summer" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on cheap ways to keep your car running cool in the summer, tips for hosting a guest with dietary restrictions, and ways to make you wedding better for your guests.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.moneytalksnews.com/8-ways-keep-your-car-cool/">8 Cheap Ways to Keep Your Car Running Cool in the Summer Heat</a> &mdash; Your car needs protection from the heat, just like your home does. In fact, driving in an overheated car can cause serious damage that's costly to fix. [Money Talks News]</p> <p><a href="https://theartofsimple.net/dietaryrestrictions/">5 Tips for Hosting a Guest with Dietary Restrictions</a> &mdash; Chances are, you have a friend with some kind of dietary restriction. Hosting them for a meal doesn't have to be a stressful production! Here are a few tips for a fun &mdash; and safe &mdash; dinner party. [The Art of Simple]</p> <p><a href="https://www.popsugar.com/smart-living/How-Have-Fun-Wedding-44812029">10 Things You Can Do to Make Your Wedding Better For Your Guests</a> &mdash; While choosing the venue for your wedding, consider how your guests will get there. A difficult location with limited transport options and a lack of affordable accommodation can put a huge strain on your guests. [PopSugar Smart Living]</p> <p><a href="https://www.frugalrules.com/summer-jobs-for-college-students/">The 7 Best Summer Jobs for College Students</a> &mdash; Summer is a great time for college students to earn some cash and get some work experience, but not all jobs are equal! There are many jobs that there that will allow a student to earn well above minimum wage. [Frugal Rules]</p> <p><a href="https://www.breakthetwitch.com/consumer-culture/">Minimize The Pressure of Consumer Culture</a> &mdash; The pressure to consume comes from everywhere, not just from the companies that profit from your purchases. [Break The Twitch]</p> <h2>Other Essential Reading</h2> <p><a href="https://adventuresfrugalmom.com/key-tips-on-keeping-your-family-safe-when-walking-home-at-night/">Key Tips On Keeping Your Family Safe When Walking Home At Night</a> &mdash; Try to wear bright or reflective clothing at night so drivers have an easier time seeing you. [Adventures of Frugal Mom]</p> <p><a href="http://www.pennilessparenting.com/2018/05/affordable-tricks-for-comfortable-home.html">Affordable Tricks for a Comfortable Home</a> &mdash; You may not have the budget for a complete home renovation, but that doesn't mean you can't enjoy a comfy home. These affordable fixes will perk up your home and make it feel extra cozy. [Penniless Parenting]</p> <p><a href="https://femmefrugality.com/protect-online-finances/">Protect the Way You Access Online Finances</a> &mdash; So much of our information is online these days! Here are a few tips to keep your financials a little more secure. [Femme Frugality]</p> <p><a href="http://missfrugalmommy.com/lifestyle-changes-to-make-your-life-healthier/">Lifestyle Changes to Make Your Life Healthier</a> &mdash; Your health is a crucial ingredient to a happy life. It's never too late to start taking care of your body! [Miss Frugal Mommy]</p> <p><a href="https://www.csmonitor.com/Business/2018/0509/Crowdfunding-loses-luster-as-investment-strategy-for-small-businesses">Crowdfunding loses luster as investment strategy for small businesses</a> &mdash; Crowdfunding was hailed as the future of startups, but two years later they are losing their appeal due to a dearth of small investors and strict regulations eating into funds. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="https://www.wisebread.com/best-money-tips-cheap-ways-to-keep-your-car-cool-in-summer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/heres-how-the-right-rv-and-vehicle-insurance-protects-your-summer-fun">Here&#039;s How the Right RV and Vehicle Insurance Protects Your Summer Fun</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/can-acetone-dramatically-increase-your-gas-mileage">Can Acetone Dramatically Increase Your Gas Mileage?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/remove-car-dents-quickly-and-cheaply">Remove Car Dents Quickly and Cheaply</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips summer Mon, 14 May 2018 08:31:14 +0000 Amy Lu 2140619 at https://www.wisebread.com 7 Things That Affect Your Car Insurance Rates https://www.wisebread.com/7-things-that-affect-your-car-insurance-rates <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-that-affect-your-car-insurance-rates" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/coins_stack_in_columns_on_saving_book_and_car.jpg" alt="Coins stack in columns on saving book and car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you've ever shopped around for car insurance, there's one thing you may already realize: Calculating rates is not an exact science. This is why you can get relatively different quotes from different insurers. It's also why you should shop around.</p> <p>That said, your rate is also affected by a variety of factors &mdash; some of which you can control, and some of which you can't. You probably already know that factors like your gender, age, and driving record affect your auto insurance rates, so we reached out to a few experts to find out what other, lesser-known factors can affect your premiums. Here are a few.</p> <h2>1. The kind of car you drive</h2> <p>You can probably guess that if you drive a $100,000 sports car, you're going to have very high insurance rates. But there are a lot of other common details about your car that could affect your insurance rates.</p> <p>According to Mark Nicholson, marketing director at auto marketing company Absolute Results Productions Ltd., these include the safety rating of your vehicle, its size and age, and even the likelihood that it might be stolen.</p> <p>&quot;Another factor some providers use is how much horsepower your engine has, because by their logic, it suggests that you're more likely to drive fast and are at greater risk of getting into an accident,&quot; Nicholson says.</p> <p>This is why when you're buying a new car, it's a good idea to call for insurance quotes <em>before </em>you actually make your final purchase decision. If the new car you choose is considerably faster or sportier than the one you're driving now, that'll be reflected in a higher insurance rate.</p> <p>For example, if you're considering a 4x4 SUV, you need to consider that a factor as well.</p> <p>&quot;Even if 90 percent of 4x4 SUVs will never be driven off-road, the insurance company will assume you'll want to take the occasional trek up a mountainside or fly down that dirt path through the woods. That's a higher risk, and you'll pay more for it,&quot; says Chris Burdick of Automoblog.net.</p> <p>Even if you opt for a super-practical family sedan, you still might get stuck with high insurance premiums.</p> <p>&quot;You'd think that the more common the car, the less insurance will be, but that's not always the case,&quot; Burdick says. &quot;For example, if you own a Honda Accord, it's considered to be one of the most stolen cars in the U.S. Same with the Honda Civic, Nissan Altima, Chevy Impala, and Toyota Camry. If you own a car that's stolen frequently, your insurance company will find that to be a higher risk and your insurance rates will go up accordingly.&quot;</p> <p>Bottom line? Talk to your insurance company <em>before</em> you choose a new car to ensure that insurance rates for the vehicle you're considering are in line with what you're willing or able to pay. (See also: <a href="http://www.wisebread.com/heres-how-a-claim-will-impact-your-car-insurance?ref=seealso" target="_blank">Here's How a Claim Will Impact Your Car Insurance</a>)</p> <h2>2. Poor credit</h2> <p>Yup, they're watching you. In fact, your insurance company probably uses quite a few facts about you &mdash; both basic and personal &mdash; to calculate your car insurance rate. Some of the most common factors that will count against you and raise your rate include being under 25, being male, and having a poor credit score.</p> <p>&quot;We can see a difference in rate of 100 percent or more in premium increase for someone with poor credit,&quot; says Joe Espenschied, agency principal and owner at Insurance Brokers Group. &quot;When we have a quote for someone with a clean driving history &mdash; but a very high insurance premium &mdash; it's due to credit.&quot;</p> <p>At least credit (unlike age and gender) is a factor you can control. But there are other interesting details about your life that could impact your premium, too.</p> <h2>3. Homeowner status</h2> <p>Sophia Borghese, a consultant for Superior Honda in Louisiana, says that being a homeowner can impact your insurance rate, much like your credit score.</p> <p>&quot;Homeowners are lucky. It's thought that they do not have as many financial issues as renters. Because of this, insurance companies trust and reward them by not giving them the burden of high rates,&quot; Borghese says.</p> <h2>4. Marital status</h2> <p>Another personal detail many insurers consider is your marital status. Some insurers see married drivers as being more responsible than single ones. In fact, a 2004 study by the National Institutes of Health and reported on by DMV.org found that singles were twice as likely as married people to get into automobile accidents.</p> <p>&quot;The amount by which your rates drop can vary greatly based on your other circumstances, although men's rates tend to drop more than women's when they get married,&quot; says Steve Pritchard, founder of insurance comparison site Cuuver. &quot;However, those who have a driving history free of accidents, and a clean driving record before getting married, could see their rates reduced by almost half of what they were paying before they tied the knot.&quot;</p> <h2>5. Your career</h2> <p>There's one more personal wild-card that could have an impact on your premium: your job. According to The Zebra's 2018 State of Auto Insurance Report, drivers with full-time jobs will save about $30 on car insurance over those who are unemployed, while active duty military and veterans will get a discount of about $50 over civilians. If you use your vehicle for work, you can also expect to see your rates go up.</p> <h2>6. How and where you drive</h2> <p>We all know that our driving records affect our insurance rates, but there are lots of other components of how and where you drive that can affect premiums as well.</p> <p>The distance of your commute to work can affect your premium. After all, if you're on the road longer, you're considered higher risk. (Which is why you should definitely inform your insurance provider whenever your commute changes.)</p> <p>Where you live and drive is also scored according to cases of vandalism, the number of claims and fraudulent claims in that area, cases of vehicle theft, and the occurrence of damaging weather, such as flooding or hurricanes.</p> <p>But insurance providers are also moving beyond statistics and data about your past behavior to provide insurance based on how you are <em>actually </em>driving day to day. This involves installing what's called a usage-based insurance device into your car, which tracks your driving behavior.</p> <p>&quot;If you practice safe driving habits, don't frequently drive between 12:00 and 2 a.m., or use lots of high-traffic routes, you could qualify for up to a 30 percent decrease in insurance rates,&quot; says Anna Drake, the insurance producer at Insurance Shop LLC. Of course, if your driving habits are less than stellar, this type of policy could also drive your rates upward.</p> <h2>7. And then there's the &quot;secret sauce&quot;</h2> <p>While most insurance companies use some combination of the same or similar factors to calculate your insurance rate, there's no standard calculation.</p> <p>&quot;Each company compiles its own factors to find its own 'secret sauce' or 'ideal insured.' When the individual hits a company's sweet spot, it will reflect in pricing and coverage,&quot; says Janine Fixmer, an independent insurance agent at Agency Insurance LLC.</p> <p>This why it's so important to shop around for the best rate and coverage, and to try to keep a handle on the factors insurance companies consider that you can control &mdash; such as your driving record, credit score, and the type of vehicle you choose to drive. (See also: <a href="http://www.wisebread.com/6-mistakes-to-avoid-when-shopping-for-car-insurance?ref=seealso" target="_blank">6 Mistakes to Avoid When Shopping for Car Insurance</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-things-that-affect-your-car-insurance-rates&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Things%2520That%2520Affect%2520Your%2520Car%2520Insurance%2520Rates.jpg&amp;description=7%20Things%20That%20Affect%20Your%20Car%20Insurance%20Rates"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/7%20Things%20That%20Affect%20Your%20Car%20Insurance%20Rates.jpg" alt="7 Things That Affect Your Car Insurance Rates" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/tara-struyk">Tara Struyk</a> of <a href="https://www.wisebread.com/7-things-that-affect-your-car-insurance-rates">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/is-pay-as-you-drive-auto-insurance-worth-it">Is Pay-As-You-Drive Auto Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/4-hidden-costs-of-a-luxury-car">4 Hidden Costs of a Luxury Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Insurance car insurance career credit score driving homeownership marital status premiums vehicles Thu, 10 May 2018 08:30:16 +0000 Tara Struyk 2136558 at https://www.wisebread.com 5 Ways to Get Out of a Car Lease Early https://www.wisebread.com/5-ways-to-get-out-of-a-car-lease-early <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-get-out-of-a-car-lease-early" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/miniature_car_on_money_coin_stack_growth_with_clock.jpg" alt="Miniature car on money coin stack growth with clock" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Leasing a vehicle is still a popular way to finance a new car. According to Experian, nearly 30 percent of all new vehicles were leased rather than purchased during the fourth quarter of 2017. Leasing comes with some initial perks; you can often get a much nicer car than you could afford buying outright, and it's a tempting option to trade in for a newer model every few years. But the payments and restrictions of a lease can quickly get old.</p> <p>Whether you are sick of your current vehicle, or can't afford your lease payments any longer, getting out of a car lease can be tricky. However, you do have a few options when it comes to freeing yourself from a car lease that is no longer meeting your needs. (See also: <a href="http://www.wisebread.com/what-you-need-to-know-before-leasing-a-car?ref=seealso" target="_blank">What You Need to Know Before Leasing a Car</a>)</p> <h2>1. Transfer your lease</h2> <p>Easily the most convenient of your options, transferring your car lease is the most popular way out of it. Many dealerships will work with you to get you in a new car. They might buy out your old lease so you can open up a new one with them. If you stick with the same car manufacturer, you're more likely to be able to transfer your lease to a new vehicle.</p> <h2>2. Swap your lease</h2> <p>Some auto manufacturers allow you to swap your lease with another individual. However, you should know that the lease transfer doesn't necessarily remove you from being the responsible party. Should the person who takes over your lease stop making payments, you may still be on the hook for the missed payments. Make sure to carefully look over the terms and agreement before you finalize the transfer.</p> <p>Additionally, you may be required to make some concessions that lowers the monthly payment for the person who takes over your lease. These payments are usually one-time and range from $500 to $5,000. To learn more, check out a lease swapping site like <a href="http://www.leasetrader.com/lease-out/?gclid=CjwKCAjwypjVBRANEiwAJAxlIgCXP12cyGsWCekm3Dwd-sQaPMvbRrQdGaFBZ5SW2lu-15ggS8nWWRoCINYQAvD_BwE" target="_blank">LeaseTrader</a> or <a href="https://www.swapalease.com/exit-lease/lp.aspx?gclid=CjwKCAjwypjVBRANEiwAJAxlIhGo8Qxp4_QwamZMBLX3Bj-23Xc7jxYoNMERw2UDYWDZ8CJ-zlXl0BoCioEQAvD_BwE" target="_blank">Swap A Lease</a>.</p> <h2>3. Pay the penalty to return the car early</h2> <p>In nearly all auto leases, you have the option of being released from the contract if you pay a penalty fee. It can be expensive and paying the penalty isn't ideal, but if you're determined to get a new car or get out of the lease, paying it might be worthwhile.</p> <p>Generally, you will need to pay some kind of termination fee in addition to the remaining depreciated value on the car. Keep in mind that the depreciated value can be a lot of money in the end.</p> <h2>4. Trade or sell the vehicle</h2> <p>Many people don't realize that they can, in fact, buy the car out of their contract and sell it independently. This approach may be a far better option than paying a penalty to get out of the contract.</p> <p>However, buying the car out of your contract can take a bit more elbow grease on your behalf. First you need to contact the leasing company &mdash; not the car dealership &mdash; and find out how much it costs to buy out your contract.</p> <p>Once you have this number, you will have to pay an early termination fee. That fee can be in the neighborhood of $200 to $500 in addition to the buyout amount. The buyout amount will generally be less than current market value &mdash; but not always. You are more likely to come out ahead if you put a large down payment on your car at the onset of the lease.</p> <p>Once you own the car, you are free to do whatever you like with it &mdash; include sell it. This is a great option if you're sure you can sell the car easily. (See also: <a href="http://www.wisebread.com/should-you-buy-your-leased-car?ref=seealso" target="_blank">Should You Buy Your Leased Car?</a>)</p> <h2>5. Contact the leasing company</h2> <p>If you experience a financial hardship and cannot afford your payments, you may want to consider contacting your leasing company directly.</p> <p>Depending on your leasing company and your contract, you may be able to work out a temporary alternative payment plan. You could get a lower payment for a few months or even postpone your payments altogether. You'll pay more in interest over time, but it can give you a little more breathing room in your budget while you get back on your feet.</p> <p>Before you look into options for getting out of your car's lease, it is important to review the terms of your contract so you understand exactly what your options are. Before falling behind on your payments or taking any drastic action, contact your leasing company directly to see what you can do with your car.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-ways-to-get-out-of-a-car-lease-early&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Ways%2520to%2520Get%2520Out%2520of%2520a%2520Car%2520Lease%2520Early.jpg&amp;description=5%20Ways%20to%20Get%20Out%20of%20a%20Car%20Lease%20Early"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/5%20Ways%20to%20Get%20Out%20of%20a%20Car%20Lease%20Early.jpg" alt="5 Ways to Get Out of a Car Lease Early" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="https://www.wisebread.com/5-ways-to-get-out-of-a-car-lease-early">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/what-you-need-to-know-before-leasing-a-car">What You Need to Know Before Leasing a Car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/7-easy-ways-to-calculate-your-new-car-budget">7 Easy Ways to Calculate Your New Car Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/should-you-hire-a-broker-to-buy-a-car">Should You Hire a Broker to Buy a Car?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/should-you-buy-a-car-with-a-credit-card">Should You Buy a Car With a Credit Card?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/5-times-you-can-score-a-great-deal-on-a-new-car">5 Times You Can Score a Great Deal on a New Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation breaking a lease contracts leasing new car selling a car swapping transfering vehicles Thu, 12 Apr 2018 09:00:06 +0000 Kat Tretina 2125053 at https://www.wisebread.com The Biggest Ways You're Wasting Money at the Pump https://www.wisebread.com/the-biggest-ways-youre-wasting-money-at-the-pump <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-biggest-ways-youre-wasting-money-at-the-pump" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/pretty_young_woman_refuel_the_car.jpg" alt="Pretty young woman refuel the car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ever feel conflicted at the pump when you need to choose between premium gas and standard grade? Consumers as a whole have been led to believe that items with the &quot;premium&quot; name tag are worth the money &mdash; and can even save us money long-term. However, this is not true when it comes to premium gas.</p> <p>A recent AAA report found that the higher cost of premium gas offers little to no benefit for vehicles that are recommended, but not required, to use the fuel. The same goes for cars that do not recommend nor require the higher octane gasoline. According to the report, over 1.5 million new cars sold last year came with the recommendation to use higher octane gas, but it was not required for car functionality. So, unless your car requires the premium stuff, you're better off skipping it.</p> <p>If you are in the market for a new vehicle, consider choosing a car that does not require premium gas. Driving a car that needs premium fuel will cost you about 20 to 25 percent more at the pump, which translates to about 50 cents a gallon. For a 15-gallon car, that can tack on an additional $7.50 per fill up. (See also: <a href="http://www.wisebread.com/7-ways-youre-wasting-gas-without-realizing-it?ref=seealso" target="_blank">7 Ways You're Wasting Gas Without Realizing It</a>)</p> <p>Here are other ways drivers are wasting money at the pump.</p> <h2>Not shopping around</h2> <p>Many times, drivers will pay more for gas due to poor planning. You are desperate to find the closest gas station before you run on empty, and you don't care if you have to pay more. If this describes you, stop living this way. Not only are you slowly draining your budget, but you put yourself at risk if an emergency were to happen.</p> <p>Once your tank hits the halfway mark, use an app like GasBuddy to find the cheapest gas in your area. Plan to stop when you are near that station for another errand. When you find a good deal on gas, fill up the tank.</p> <h2>Not paying the right way</h2> <p>There are really only two options that are beneficial to your finances when it comes to paying for gas. The first option is to pay with cash. Some gas stations will offer a small discount per gallon if you pay with cash over plastic. The other option is to purchase gas with a credit card that offers <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards?ref=internal" target="_blank">rewards or cash back for gas</a>. Make sure you're able to pay your credit card bill in full each month to truly benefit from the rewards.</p> <p>Using your debit card at the pump doesn't benefit your bank account, and it can also put you at risk. Skimmers and card fraud are increasingly common at gas stations. If you pay with a credit card, it is easier to stop fraudulent charges, and your personal bank account will not be in limbo as the bank sorts out the mess.</p> <h2>Not keeping your car well maintained</h2> <p>Several small factors can add up to wasted money at the gas pump. For example, poorly inflated tires and dirty air filters can make your vehicle work harder than it needs to. This translates to more gas wasted on the road.</p> <p>Similarly, the heavier your car is, the more gas you will burn. Having a little extra junk in the trunk isn't going to throw off your gas budget, but if you regularly keep heavy equipment or tools in the back of your vehicle, consider lightening the load on days you don't need the items.</p> <h2>Not driving smarter</h2> <p>It seems like common knowledge that a steady driving speed is better for your gas tank than overly accelerating or braking your car. However, each time I drive into Los Angeles, I am amazed by how many drivers accelerate for extended periods of time, brake hard for no reason, or drive over 90 MPH.</p> <p>Driving at a slower, steadier pace will extend your time between gas fuel ups and keep you away from pricey speeding tickets. For longer commutes, plan your trip so you can avoid heavy times of traffic.</p> <p>Using these tips can save you as much as $10 to $20 per fuel up, which adds up quickly. Wouldn't you rather spend that money on something fun than at the pump?</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-biggest-ways-youre-wasting-money-at-the-pump&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%2520Biggest%2520Ways%2520You%2527re%2520Wasting%2520Money%2520at%2520the%2520Pump.jpg&amp;description=The%20Biggest%20Ways%20You're%20Wasting%20Money%20at%20the%20Pump"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/The%20Biggest%20Ways%20You%27re%20Wasting%20Money%20at%20the%20Pump.jpg" alt="The Biggest Ways You're Wasting Money at the Pump" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="https://www.wisebread.com/the-biggest-ways-youre-wasting-money-at-the-pump">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/it-bear-repeating-driving-slower-saves-you-money">It Bears Repeating - Driving Slower Saves Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/8-cheap-ways-to-save-money-on-gas">8 Cheap Ways to Save Money on Gas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-driving">Here&#039;s How Rich You&#039;d Be If You Stopped Driving</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/fight-your-speeding-ticket-save-yourself-some-dough">Fight Your Speeding Ticket, Save Yourself Some Dough</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/fill-your-tank">Fill your tank</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation cash back driving gas gasoline premium gas price comparisons rewards traffic trip planning Tue, 27 Mar 2018 10:00:06 +0000 Ashley Eneriz 2117453 at https://www.wisebread.com 10 Ways Driverless Cars Could Impact Your Wallet https://www.wisebread.com/10-ways-driverless-cars-could-impact-your-wallet <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-driverless-cars-could-impact-your-wallet" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/young_woman_riding_autonomous_car.jpg" alt="Young woman riding autonomous car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You hear a lot about driverless cars these days, but the truth is, they have a lot of hurdles to overcome before one will be rolling up to your front door to pick you up. One hurdle is public opinion, with a AAA survey showing that 68 percent of baby boomers and even 49 percent of millennials are scared to ride in one.</p> <p>That fear is rational enough, considering that the vehicles currently being tested still have trouble handling unexpected conditions, such as snow-covered roads. There are also ethical dilemmas, such as how the piloting software should choose between injuring the driver and injuring a pedestrian. And as with most new technologies, privacy could also be a real issue.</p> <p>Despite all those challenges, self-driving cars are coming. Research firm IHS Automotive has predicted that there will be as many as 54 million of them on U.S. roads by 2035. When that happens, will you be better or worse off financially? There are a lot of ways that driverless cars could affect your bottom line.</p> <h2>1. You will spend less on insurance</h2> <p>Once all cars on the road are driverless, car accidents are expected to decline &mdash; in fact, consulting firm KPMG predicts a 90 percent reduction in crashes by 2050. And any accidents that happen would be the fault of malfunctioning hardware, not user error &mdash; and therefore the manufacturer's responsibility. KPMG predicts these changes will shrink the auto insurance sector by 71 percent. Even in the short term, while people are still buying auto insurance, they are likely to reduce or drop their liability coverage as the liability shifts to the manufacturer.</p> <h2>2. Early models will be expensive</h2> <p>The first cars to be autonomous will likely be high-end brands, such as Ferrari, Audi, and of course, Tesla. That adds quite a bit of sticker shock on its own. On top of that, the self-driving technology is expected to add between $7,000 and $10,000 to a car's price in 2025; by 2035, the differential will shrink to $3,000, IHS Automotive predicts.</p> <h2>3. Expensive drunken driving convictions could be a thing of the past</h2> <p>The gravest costs of drunken driving are human lives: Over 10,000 people die every year because someone got behind the wheel intoxicated, according to the Centers for Disease Control and Prevention. But there are also steep financial costs, even if you don't get into a crash. A national survey by Nolo put the average cost of a first-time DUI arrest at $6,500 to cover costs such as the ticket, towing, bail, attorney, increase in insurance rates, and other expenses. That doesn't include lost wages, which can amount to thousands more.</p> <p>Once fully self-driving cars are safe and legal, owning one would be one way to avoid ever driving drunk. But even before mass adoption, on-demand self-driving vehicles might become a popular and affordable way to get home from the bars. Best of all, no Lyft driver will have to listen to your long-winded drunken stories.</p> <p>Other tickets for moving violations, such as speeding or blowing a red light, could also become a thing of the past and save you hundreds (especially if you have a lead foot).</p> <h2>4. Jobs will be lost</h2> <p>The drunken driving scenario above might be great for people who need sober rides, but not so great for those who make a living driving people home from bars.</p> <p>Taxi and ride-share drivers wouldn't be the only workers impacted. The 2017 launch of Uber Freight was a warning shot for truck drivers. Goldman Sachs estimates that, 25 years from now, automation could eliminate 300,000 trucking jobs a year.</p> <h2>5. Cities could save money on transport for the disabled</h2> <p>While the cost of owning an autonomous vehicle may be prohibitive for most disabled people at first, the technology could be a boon for cities that must provide paratransit services under the American Disabilities Act.</p> <p>In many cities, these services are inefficiently run. New York, for example, spends an average $71 per trip transporting elderly and disabled people who can't ride the subway or public buses; studies estimate that this system is wasting up to $100 million a year. If cities invest in driverless vans and cars to pick up those passengers who don't need human assistance, it could save millions. That could possibly lead to lower taxes or subway fares for other citizens.</p> <p>Disabled people who can afford it will probably be early adopters of privately-owned driverless cars as well. They might not even be more expensive than the current options, since converted vehicles with hands-only controls and other accessible features, for instance, can cost more than $50,000.</p> <h2>6. You might earn more through higher productivity</h2> <p>Since Americans spend 75 billion hours a year driving, just imagine how much more you could get done if you could work while your car drives you around.</p> <p>Morgan Stanley predicts driverless cars could result in more than $500 billion in U.S. productivity gains. Whether you personally or your employer will enjoy the bulk of those gains depends on how things play out. If you are self employed, you could really unlock earnings potential.</p> <p>If you don't want to spend your commute working, that's fine too. You'll have more time to catch up on a good book or even a nap.</p> <h2>7. You may buy fewer cars</h2> <p>A 2015 University of Michigan study suggests that autonomous vehicles could decrease car ownership by 43 percent, from 2.1 to 1.2 vehicles per household. The theory is that an autonomous vehicle could drop off one family member, and return home empty to be ready to transport others, instead of sitting idle in office parking lots.</p> <p>Another way that self-driving cars might reduce ownership is through growth in ride-hailing services. Already, younger adults are more likely to feel they don't need a car because they can always get an Uber. If technology makes those services cheaper and more ubiquitous, that sentiment is sure to grow.</p> <p>Avoiding a vehicle purchase would save the average family more than $8,000 a year, according to AAA's total cost of ownership figures.</p> <h2>9. You'll probably save on parking</h2> <p>Whether your car drops you off and returns to your home garage, or you rely on automated shared vehicles, you likely won't have to waste time and money on parking any more. Imagine never having to feed a meter, pay a parking ticket or a towing fee, or circle endlessly looking for a spot.</p> <p>The average American wastes $345 a year in fuel costs, lost time, and emissions just looking for parking, according to INRIX Research.</p> <h2>10. You could save on baby-sitting</h2> <p>Many parents of young teens who could safely stay home alone end up hiring sitters just to pick them up from school, drive them to soccer practice, etc. If these kids could hop into a self-driving car instead, many families could drop their after-school sitter and save hundreds of dollars a week.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-ways-driverless-cars-could-impact-your-wallet&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Ways%2520Driverless%2520Cars%2520Could%2520Impact%2520Your%2520Wallet.jpg&amp;description=10%20Ways%20Driverless%20Cars%20Could%20Impact%20Your%20Wallet"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/10%20Ways%20Driverless%20Cars%20Could%20Impact%20Your%20Wallet.jpg" alt="10 Ways Driverless Cars Could Impact Your Wallet" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="https://www.wisebread.com/10-ways-driverless-cars-could-impact-your-wallet">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/heres-how-a-claim-will-impact-your-car-insurance">Here&#039;s How a Claim Will Impact Your Car Insurance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/4-ways-being-a-safe-driver-will-save-you-big-money">4 Ways Being a Safe Driver Will Save You Big Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/9-high-paying-jobs-that-didnt-exist-10-years-ago">9 High-Paying Jobs That Didn&#039;t Exist 10 Years Ago</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Technology accidents auto insurance autonomous vehicles driverless cars jobs tesla Mon, 05 Mar 2018 09:30:10 +0000 Carrie Kirby 2110679 at https://www.wisebread.com Your Car Was Recalled. Now What? https://www.wisebread.com/your-car-was-recalled-now-what <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/your-car-was-recalled-now-what" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/car_shaped_note_on_cork_notice_board.jpg" alt="Car shaped Note on cork notice board" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you feel like you hear about car recalls constantly, you're right. In 2016, there were almost 53 million recalls, according to Roadshow by CNET. And although we're only just into 2018, Cars.com reports some 50 million Takata air bag inflaters are currently under recall. With car parts constantly being tested and updated, you're bound to get a recall letter yourself at some point. But what should you do when you are on the recall list? (See also: <a href="http://www.wisebread.com/bookmark-this-save-money-with-an-easy-to-follow-car-maintenance-checklist?ref=seealso" target="_blank">Bookmark This: Save Money With an Easy to Follow Car Maintenance Checklist</a>)</p> <h2>First, there's no need to panic</h2> <p>You're driving along in your car, maybe getting groceries or picking the kids up from school, when you hear the news on the radio &mdash; XYZ automaker is recalling four million cars. You have that car, and it's only natural that it scares you a little. After all, your car is not only your primary means of transportation, but if something is wrong with it, could your life be in danger? Fortunately, probably not.</p> <p>Most recalls are minor, and have very little impact on the way the vehicle operates. If it's a voluntary recall from the manufacturer, it's likely not a big issue. If the NHTSA (National Highway Traffic Safety Administration) gets involved, it could be more serious. And although a recall is only issued when it is a safety hazard, those risks can be very small.</p> <h2>Find out exactly what kind of recall has been issued</h2> <p>As soon as you get the chance, call your local dealership or check the internet and find out what kind of recall has been put in place. It could be something as simple as a software update. Maybe one particular part has broken on some models, and the manufacturer is replacing them all as a precaution (most err on the side of extreme caution rather than risk a lawsuit).</p> <p>You should have also received a letter or email from the manufacturer, and you can verify your issue by typing in your VIN (it's on the driver's side dashboard) to a site like <a href="https://www.nhtsa.gov/recalls" target="_blank">NHTSA.gov</a>, <a href="https://www-odi.nhtsa.dot.gov/owners/SearchSafetyIssues" target="_blank">Safecar.gov</a>, or <a href="https://www.cars.com/recalls/" target="_blank">Cars.com</a>.</p> <h2>Read what's detailed in the recall notice</h2> <p>The chances are that you'll be notified about the recall in several ways, including local and national news reports, a call from the dealership, email, and a physical letter. The letter and email will highlight several factors about the recall, and will include:</p> <ul> <li> <p>a complete description of the defect or issue.</p> </li> <li> <p>what you should look for to see if your car is already experiencing issues.</p> </li> <li> <p>the dangers the defect presents.</p> </li> <li> <p>what the manufacturer will do to resolve the problem.</p> </li> <li> <p>how long you can expect the repair to take.</p> </li> <li> <p>the name and address of the nearest approved repair facility.</p> </li> <li> <p>contact information should you have additional questions.</p> </li> </ul> <h2>Find out if the recall is covered by the warranty or manufacturer</h2> <p>A lot of people assume that the recall is covered. After all, the manufacturer made the mistake, so shouldn't they pay for the repair or replacement? Timing is a big factor in the answer to that question. As DMV.org points out, there is a 10-year window for recalls. That means 10 years from the original purchase date of the new car, not 10 years from the day you bought it. So if you bought it used when it was 11 years old, you're not within the recall window.</p> <p>If you aren't covered, you have to weigh the time and expense of the repair against the seriousness of the issue. For example, if it's a faulty wiper blade motor and it hasn't failed you yet, maybe wait until it starts giving you issues. A recall doesn't mean the part is guaranteed to break.</p> <h2>Make an appointment with an approved garage</h2> <p>If the recall affects only a small percentage of cars, you likely won't have an issue finding an appointment time. In many instances, active recalls are checked when you bring your car in for an oil change or tire rotation, and can often be repaired during that appointment.</p> <p>However, if it's a large recall, or requires a specific part, call ahead and make an appointment for that specific issue to be repaired. This will give the service manager time to order the parts needed to complete the recall. While the majority of recalls can be dealt with quickly, some can have the local garages backed up for months. Hopefully, you can still drive the car safely until then.</p> <h2>If the car is unsafe to drive, make arrangements until it is repaired</h2> <p>Most of the time, the recall isn't going to make the car undrivable or unsafe. However, if the issue poses a serious risk to you and your family, are you really expected to drive it until the repair can happen? In some instances, the waiting list is long. What do you do for transportation?</p> <p>In some cases, the auto manufacturer may offer to pay for a rental vehicle to customers affected by the recall. However, this varies from case to case, and in some instances it's possible you will have to cover the cost of a substitute vehicle while your recalled car is waiting for repairs.</p> <h2>Stay vigilant</h2> <p>Drive the car and see if everything feels the same as it did before you took it in to be repaired. If you have issues, or something else has come up that wasn't there before the recall, contact the repair facility and voice your concerns.</p> <p>Even if everything turns out great, that does not mean you are free and clear forever. There may be other recalls issued during the time you own the car, and you should make a point to check in with the NHTSA periodically to ensure your car is not part of a different recall. Parts fail. Problems happen. Be vigilant.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fyour-car-was-recalled-now-what&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FYour%2520Car%2520Was%2520Recalled.%2520Now%2520What_.jpg&amp;description=Your%20Car%20Was%20Recalled.%20Now%20What%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/Your%20Car%20Was%20Recalled.%20Now%20What_.jpg" alt="Your Car Was Recalled. Now What?" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="https://www.wisebread.com/your-car-was-recalled-now-what">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/8-easy-diy-car-repairs-to-save-big">8 Easy DIY Car Repairs to Save Big</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/should-you-fix-up-your-car-or-get-a-new-one">Should You Fix Up Your Car, Or Get a New One?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/4-hidden-costs-of-a-luxury-car">4 Hidden Costs of a Luxury Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/these-8-modern-car-features-are-riskier-than-you-think">These 8 Modern Car Features Are Riskier Than You Think</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/buying-a-rental-car-heres-what-you-need-to-know">Buying a Rental Car? Here&#039;s What You Need to Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation auto manufacturers driving maintenance recalls rental cars repairs safety vehicles Thu, 22 Feb 2018 09:30:05 +0000 Paul Michael 2105358 at https://www.wisebread.com What Kind of Auto Insurance Do Uber Drivers Need? https://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-kind-of-auto-insurance-do-uber-drivers-need" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/young_man_using_car_pooling_service.jpg" alt="Young man using carpooled service" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're scheming up a way to make extra money this year, it's likely you've considered <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=internal" target="_blank">driving for Uber or Lyft</a>. There are few requirements to get in the door, after all, and you can work your own schedule. If you're over the age of 21, have a newer car, and have a clean driving record, you can apply to become a driver for Uber or Lyft and get started fairly quickly. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Get a High Rating and Make More Money as an Uber Driver</a>)</p> <p>But that doesn't mean this side hustle comes without risks. Unlike other avenues to earning extra money, like freelance writing or picking up a traditional part-time job, driving people around in your car comes with real-life financial implications if you get into a crash.</p> <p>So what type of insurance do you need to drive for Uber or Lyft? Generally speaking, your personal auto insurance policy won't cover you if you get into an accident while you're driving for Uber or Lyft. In fact, your auto insurer may be inclined to drop you from your policy if they find you haven't disclosed that you're driving for a ride-share service, notes NerdWallet.</p> <h2>Uber and Lyft offer drivers some coverage</h2> <p>Ride-share companies have initiated their own forms of insurance to cover drivers when their personal policies fail to provide coverage. That means it's secondary coverage &mdash; you'll first have to file a claim with your own insurance. And Uber's insurance comes with a $1,000 deductible, while Lyft's deductible is $2,500. But it's better than nothing.</p> <p>Coverage levels depend on where you are in the ride-sharing process. If you drive for Uber, for example, you have different levels of coverage when you're waiting for a call, when you're on your way to pick up a rider, and when you have a rider in your automobile.</p> <h2>While you're waiting for a request</h2> <p>When your app is turned on and you're waiting for a ride request, you are covered by Uber for your liability to a third party if you're in an accident and at fault. Coverage is at least $50,000 in injury liability per person with $100,000 in total liability per accident. You also get $25,000 in property damage liability per accident, notes Uber. This does not include comprehensive/collision coverage or coverage for damages caused by uninsured motorists, however.</p> <h3>When you're on your way to pick up a rider</h3> <p>At this point, notes Uber, you're covered for three things: your liability to a third party for damages or injuries up to $1 million, any injuries caused by an underinsured/uninsured motorist, and collision and comprehensive coverage if you also have this coverage on your personal auto insurance policy.</p> <p>Underinsured and uninsured motorist bodily injury coverage covers &quot;any occupant of your vehicle in case of an accident where another party is at fault but does not have insurance or is underinsured,&quot; notes Uber. Hit and run accidents are also covered, and the total amount of coverage for bodily injury is once again set at $1 million.</p> <p>The collision and comprehensive coverage offered during this period kicks in whether an accident is your fault or not and is limited to the cash value of your vehicle. A $1,000 deductible comes into play if you plan to use this coverage.</p> <h3>When a rider is in your car</h3> <p>You have the same type of coverage when carrying a passenger as you do when you're on your way to pick them up. In addition, however, the rider in your car is also covered.</p> <p>Of course, when you're not driving for Uber and you're using your car for personal use, none of this coverage comes into play. During these times, you'll rely on your personal auto insurance policy for coverage in the event of an accident or injury.</p> <p><a href="https://help.lyft.com/hc/en-us/articles/213584308-Insurance-Policy" target="_blank">Lyft liability coverage</a> works similarly in that it's offered in different tiers based on where you are in the ride-share process. Coverage limits vary slightly, however, as do the types of coverage offered. Make sure you understand what your ride-share company's insurance policy offers and applicable coverage limits before you rely on it to cover your ride-share driving business.</p> <h2>Ride-share or commercial insurance</h2> <p>There are times during the ride-sharing process when your company's insurance may not be enough. For instance, Uber's insurance does not include comprehensive/collision coverage or coverage for damages caused by uninsured motorists while you're waiting for a ride request. You may also decide you want higher coverage limits than your company offers.</p> <p>In those cases, consider buying separate insurance to fill in your coverage gaps. Insurance companies such as Allstate, Farmers, and Geico have begun offering individual ride-share policies that cover drivers for services such as Uber or Lyft while they're on the job, but these policies aren't available in all states. If you can't buy ride-share insurance in your state, another option is commercial auto insurance, but unfortunately, commercial policies are often prohibitively expensive ($3,000-$5,000, according to the Money magazine website) for Uber or Lyft drivers trying to turn a profit.</p> <p>If you live in a state where ride-share coverage is offered, buying this type of coverage &mdash; or adding it to your personal policy &mdash; is probably your best bet. Fortunately, auto insurance for ride-sharing isn't overly expensive (typically $6-$20 a month). <a href="https://www.geico.com/more/saving/insurance-101/introducing-geico-rideshare-insurance/" target="_blank">Geico Insurance</a>, for example, offers ride-share coverage in most states (AL, AZ, AR, CT, CO, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MN, MS, MO, MT, NE, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, VT, VA, WA, WV, WI, and WY) and can cost as little as an extra $150 per year on top of your personal auto policy, according to NerdWallet.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fwhat-kind-of-auto-insurance-do-uber-drivers-need&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FWhat%2520Kind%2520of%2520Auto%2520Insurance%2520Do%2520Uber%2520Drivers%2520Need_.jpg&amp;description=What%20Kind%20of%20Auto%20Insurance%20Do%20Uber%20Drivers%20Need%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/What%20Kind%20of%20Auto%20Insurance%20Do%20Uber%20Drivers%20Need_.jpg" alt="What Kind of Auto Insurance Do Uber Drivers Need?" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/holly-johnson">Holly Johnson</a> of <a href="https://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/4-tips-to-save-on-car-insurance">4 Tips to Save on Car Insurance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/7-things-that-affect-your-car-insurance-rates">7 Things That Affect Your Car Insurance Rates</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Insurance auto insurance car insurance gig economy lyft ride-share side gigs Uber uber drivers Wed, 21 Feb 2018 09:31:09 +0000 Holly Johnson 2106613 at https://www.wisebread.com 8 Questions to Ask When Buying a Used Car https://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-questions-to-ask-when-buying-a-used-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/imagecache/250w/blog-images/visiting_car_dealership.jpg" alt="Visiting car dealership" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Buying a used car can feel a little like a crap shoot. Is the car you have your eye on really worth the thousands you're going to spend on it? Or will you find it's held together with Band-Aids and twine after driving it off the dealer's lot?</p> <p>But buying a used car doesn't have to be nerve-wracking or expensive. You just need to know what you should be asking throughout the process. These eight questions can help you to find an affordable used car that will keep you on the road for years to come. (See also: <a href="http://www.wisebread.com/could-you-put-away-a-million-dollars-by-driving-a-used-car?ref=seealso" target="_blank">Could You Put Away a Million Dollars by Driving a Used Car?</a>)</p> <h2>Questions to ask yourself</h2> <p>Before you even start debating the relative merits of a sedan versus an SUV, you need to ask yourself some important questions. These are going to be the basis of your used car purchasing decision, so don't think you can skip over them to get to the part where you're salivating over pictures of cars online.</p> <h3>1. How much work am I willing to do to get a deal?</h3> <p>When you buy a used car, you can spend money and save time by making a purchase from a reputable local dealer &mdash; or you can spend time and save money by buying direct from a local private seller. And whether you purchase from a dealer or a private seller, you can often find better deals if you broaden your search to include nearby cities.</p> <p>This is why it's a good idea for you to recognize whether you have more time or more money at your disposal. If you know that you are not willing or able to devote a great deal of time to your search, you might not find the best price possible. And if you don't have a great deal of money to spend, your search might take longer while you try to find the right price.</p> <h3>2. What is my budget?</h3> <p>Whether you plan to pay cash for your used car or you expect to take on an auto loan, you need to start with a good look at how much car you can afford. According to the 2017 Edmunds Used Vehicle Market Report, the average price of a used car was a whopping $19,189 in 2016.</p> <p>If you don't have the full cost of your new-to-you car saved up, make sure you have calculated the monthly cost of financing the vehicle. For instance, let's say you have $4,000 set aside to put down on a $19,000 car. A 48-month loan of $15,000 at 3.24 percent interest will cost you $334 per month.</p> <p>Of course, your monthly car payment is not the only cost associated with buying a car. You will also need to calculate your insurance costs, since different vehicle models can have different insurance premiums. In addition, different vehicles can require varying levels of maintenance and the cost of parts, labor, and repairs can be higher or lower depending on which car you choose.</p> <p>Taking the time to figure out your car shopping budget, as well as your insurance and maintenance budget, can help you zero in on the right make and model for your finances, even before you start looking for the specific car you want to buy.</p> <h3>3. How will I finance this purchase?</h3> <p>If you are planning to take on an auto loan, don't wait until after you've found the car you want to get your financing in place. Whether you are purchasing a car from a dealer or a private seller, having your financing secured ahead of time gives you an important bargaining chip. You will be empowered to negotiate with the seller in the same way that a cash buyer could. You will not be stuck with the terms offered by the dealer's financing options, and you will make it clear to a private seller that you are a motivated buyer.</p> <p>To find the right loan, you can shop around among banks and credit unions for the best rates and terms. Doing this ahead of time will also allow you to make rational decisions that aren't motivated by lust for a particular vehicle that is calling your name.</p> <h2>Question to ask the internet</h2> <p>Now we get to the fun part. You've figured out your budget, so you can start looking online at local (or not-so-local, if you're willing to travel for a deal) used cars for sale. But rather than just make a list of possibilities in your price range, don't forget to do a little research on the particular makes and models that you are planning to test drive.</p> <h3>4. What are common problems with this make and model?</h3> <p>Automotive engineers and manufacturers are not perfect, which means there can be common problems with certain models that are predictable if you know a little about the brand. For instance, Honda Accord V6s released between 1999 and 2004 have a widespread transmission problem that often requires an expensive transmission replacement. While not all common problems are as costly as this one, it is always a good idea to know as much as possible about the known complaints about your potential purchase before you even go for a test drive.</p> <p>If Google is not coming up with answers, consider finding a car enthusiast forum for the particular make and model you're looking to buy. Ask these friendly folks for some insight.</p> <h2>Questions to ask the seller over the phone</h2> <p>At this point, it's tempting to just go test drive the cars on your finalist list. But before you do this, you should pick up the phone and have a conversation with the dealer or seller. Here are some questions you can ask to help you narrow down your search before committing to a test drive:</p> <h3>5. Can you tell me about any recent maintenance or repair?</h3> <p>A used car has a history, which means there must have been some maintenance, and possibly some repair. You want to find a seller who is able to tell you what kinds of maintenance and repairs were recently done. If the seller claims that the 10-year-old vehicle you're interested in has needed nothing but oil changes, that could be a red flag, particularly if you know what common problems crop up on that make and model.</p> <p>You should also consider pulling the car's history report from Carfax or Autocheck. That way, you can double check that the maintenance and repairs the seller claims to have done match up with those documented on the vehicle history report. (See also: <a href="http://www.wisebread.com/how-to-buy-a-used-car-without-getting-ripped-off?ref=seealso" target="_blank">How to Buy a Used Car Without Getting Ripped Off</a>)</p> <h3>6. Can my mechanic look at the vehicle before I make my final decision?</h3> <p>If the answer is anything other than yes, hang up the phone and move on.</p> <h2>Questions to ask your mechanic</h2> <p>Once you've narrowed down the options, it's time to let your trusted mechanic give it a once-over. Since your mechanic may not feel comfortable just giving you a thumbs up or thumbs down, here are two questions to ask to help you decide if the car is right for you:</p> <h3>7. Did the owner do a good job of maintaining this vehicle?</h3> <p>A well-made car that was poorly maintained may be a worse bet than a mediocre car that was lovingly maintained. Your mechanic will be able to tell you if the previous owner stayed on top of necessary regular and irregular maintenance.</p> <h3>8. Did the previous owner use cheap parts or good parts?</h3> <p>Not all car parts are created equal. A previous owner who did repairs with low-quality, cheap parts may have done a disservice to the car (and the next owner). Other than taking the car completely apart, there will be no way to know if all replacement parts were high-quality &mdash; but asking if the easy-to-check parts are good quality can be a decent indicator that the previous owner took good care of the vehicle.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-questions-to-ask-when-buying-a-used-car&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%2520Questions%2520to%2520Ask%2520When%2520Buying%2520a%2520Used%2520Car.jpg&amp;description=8%20Questions%20to%20Ask%20When%20Buying%20a%20Used%20Car"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="https://wisebread-killeracesmedia.netdna-ssl.com/files/fruganomics/u5180/8%20Questions%20to%20Ask%20When%20Buying%20a%20Used%20Car.jpg" alt="8 Questions to Ask 8 Questions to Ask When Buying a Used Car" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="https://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="https://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/8-easy-diy-car-repairs-to-save-big">8 Easy DIY Car Repairs to Save Big</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/how-long-does-it-take-break-even-with-an-electric-car">How Long Does It Take to Break Even With an Electric Car</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/4-hidden-costs-of-a-luxury-car">4 Hidden Costs of a Luxury Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="https://www.wisebread.com/to-change-the-bulb-just-remove-the-bumper-wait-what">To change the bulb, just remove the bumper. Wait, what? - UPDATED.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation buying a car dealerships maintenance mechanics questions repairs test drive used car Thu, 01 Feb 2018 09:30:14 +0000 Emily Guy Birken 2094521 at https://www.wisebread.com