Personal Finance

This Is the Difference Between a Loan and a Line of Credit

If you need to borrow money, you may wonder how a loan differs from a line of credit. Let's break it down.

How Emergency Medical Coverage Could Save Your Vacation

Travel insurance through a credit card can help protect your trip, but will it protect you if you face pricey medical bills abroad?

8 Money Mistakes at 20 That Will Land You in Debt by 30

We all make mistakes in our 20s — but these money mishaps could lead you straight to your debt-ridden 30s.

Best Money Tips: Non-Financial Retirement Planning

Today we found articles on nonfinancial retirement planning, areas where you may be paying more than you should, and how to choose your first bank.

5 Myths About Money in Retirement

The path to retirement is full of obstacles. Don't let these money myths lead you astray.

5 Personal Finance Tasks That Aren't as Hard as You Think

Personal finance sounds tricky in theory. In practice, it's much easier than you might think.

Best Money Tips: Bad Money Advice You Should Run Far, Far Away From

Today we found articles on bad financial advice you should ignore, how to shop smart at Costco, and easy ways to save money on your energy bills.

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

When Should You Pay a Credit Card Convenience Fee?

You may need to pay a fee to use a credit card in certain situations. This is when paying a fee to use credit is a good idea, and when it's not.

7 Self-Care Rituals for the Newly Retired

Your Golden Years are finally here! Now that you're done working, make sure you leave enough time in your day for self-care.

9 Money Moves You're Never Too Old to Make

Age is just a number. Don't let it keep you from making smart decisions for long term financial health.

This Is How Student Loan Interest Works

Your student loan balance is just one piece of the financial puzzle. You should know how your loan interest works, too.

6 Ways to Boost Your Partner's Bad Credit Without Risking Your Own

You love your partner. Now you just need to get them to love their credit.

Does Your Teenager Really Need a Credit Card?

Does your teenager actually need a credit card? Probably.

Ask the Readers: What Money Lessons Did You Learn From Your Mom?

Tell us about the money lessons you learned from your mom and we'll enter you in a drawing to win a $20 Amazon Gift Card!

25 Money-Saving Strategies That Are Actually Hurting You

Penny wise pound-foolish is no way to build real wealth. Are your too-frugal habits costing you money?

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

Losing Your Nest Egg Could Kill You: Here's How to Prevent It

They say if you don't have money, "At least you have your health." New research shows that you can't have one without the other.

5 Money Accomplishments You Should Be Proud Of

Don't beat yourself up over the financial challenges ahead. Be proud of what you've already accomplished.

9 Ways Work-At-Home Seniors Can Master Work-Life Balance

Working in retirement is all about keeping balance. Working from home is a great way to do that.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.