Personal Finance

Funding your 401(k) when you're in debt

If there are two pieces of financial advice that get hammered more often than any others, they're "Get out of debt" and "Put enough in your 401(k) to get any corporate match." Wi

Best Money Tips: Electile Dysfuntion

Welcome to Wise Bread's Best Money Tips roundup. This week's posts share why being nice saves you money, how to save on dining out, how much to put into your retirement savings,

How (and Why) to Start an Investment Club

Would you like to be on the same financial page with a group of people? Meet regularly with like-minded and fun individuals, and collectively learn about and discuss new financial

New rate set for series I savings bonds

Every six months, the Treasury sets a new fixed rate for series I savings bonds. After tracking close to the rate on the Treasury's other inflation-indexed bonds during the Clinto

Post Divorce Finances: 7 Steps to Rebuilding Your Financial House

Severing a conjoined life and combined finances as a result of divorce is painful through and through. The jump to a single income lifestyle paves the way to feeling the cash crunc

Why invest in the stock market?

The conventional reason for investing in the stock market--perhaps offered with a bit less confidence now that we're in the midst of a stock market crash--is, "It offers higher ret

Five calls you can make now to save hundreds to thousands of dollars

In the current economic climate, everyone is trying to save a buck. I know some families that have budgets so tight that there is no room for saving, but I think it is possible for

Sexually Transmitted Debt: Eewww!

You can contract more than just disease by sleeping with the wrong person…watch out for sexually transmitted debt, which can creep into your sex life while you remain blissfully un

Why I (Heart) My High Deductible Health Insurance Plan

I was a born and raised HMO baby. Health insurance had always meant plopping down a $15 co-pay at each appointment and letting my insurer pay the rest. Since insurance was a bene

The whole sorry mess in one picture

How much money is there in the economy to borrow? Well, if you don't have foreigners lending you large amounts of money, and you don't have central banks creating large amounts of

Is your credit score suffering without your knowledge?

Credit card companies are tricky little jerks during the best of times. But now, with a lousy economic forecast and limited access to funds that can be loaned to consumers, banks a

When will the bailouts stop? A summary of 2008 stimulus packages and bailouts in the United States

2008 will probably go down in history as the year of bailouts, crashes, and meltdowns. Here is a quick run down of all the laws and bills congress pushed through with lightning spe

Invest some of this cheap energy

I've tried to avoid predicting energy prices, except to say that they'll be volatile. I'm not a bit surprised to see oil and gasoline prices dropping by half in the past few month

Looking On The Bright Side: How to Find A Silver Lining In The Current Financial Crisis

While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson migh

Asset Allocation for All Markets

Achieving the right asset allocation can be like groping around in the dark (and not in a fun kind of way!) if you don’t know where to begin. This article will help you to determin

Book review: Spend 'til The End

My wife spotted this book at the library and brought it home, suggesting (based on the title) that it might be a sort of anti-Wise Bread that I could read and mock. When I started

Should We All Just Stop Paying the Mortgage?

Should you take advantage of the $700 billion bailout plan to help struggling homeowners and stop paying your mortgage?

6 Myths About Real Estate

When stock markets go down, people tend to thank their lucky stars they own real estate, and others yet rush to the real estate market as a safe haven. But real estate isn’t always

Best Money Tips: Wall Street Rollercoaster

In this week's Best Money Tips roundup: the Dow keeps dropping, why now is the time to pay off your credit card, why complete and utter armageddon isn't going to happen, simplif

Surviving a financial panic -- lessons from the past

Financial panics used to be quite ordinary. In the century or two prior to the great depression, there was a panic every 15 or 20 years. Since the great depression we haven't had

Latest Articles in Personal Finance

4 Golden Rules of Investing in Retirement

When you've spent your whole life investing for retirement, it can be nerve-wracking to invest during retirement.

How to Get Your Car Ready for Hurricane Season

Prepping for hurricane season? Don't forget your car; it could literally save your life in a storm.

8 Types of People Who Will Never Win at Money

Some folks are naturally good with money. Others? Not so much. Which type are you?

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

How to Prepare for Unpaid Maternity Leave

Paid maternity leave is not a given. You can still make ends meet to afford and enjoy your time with your new little one.

Best Money Tips: How to Buy a Family Home Without the Stress

Today we found articles on how to buy a home without the stress, how to choose the best sunscreen, and pro cleaning tips and tricks that will save you time.

9 Essential Personal Finance Skills to Teach Your Kid Before They Move Out

Your child is ready to leave the nest. Have you armed them with the right money skills they need to flourish?

Should You Fix Up Your Car, Or Get a New One?

Your trusty old ride has seen better days. But should you pay for a fix-up, or shell out for a new vehicle?

5 Smart Money Moves Your Kids Can Make Over Summer Vacation

Summer vacation is here! Between the ice pops and video games, there are some great opportunities to teach your young ones about money, too.

How to Protect Yourself from a Home Improvement Scam

When you decide to get work done on your home, you have to be careful. There are plenty of people out there looking to rip you off.

Best Money Tips: Tax Secrets of the Rich

Today we found articles on tax secrets of the rich, ways to adopt a zero-waste lifestyle, and household chores you should outsource.

How Bond Prices and Yields Work

Thinking of adding some government bonds to your portfolio? First, let's take a closer look at how they work.

11 Stock Market Oddities — and How to Exploit Them

Investing smart for the long haul is so boring. Here are some quirks that may be worth betting some "fun" money on (but not your retirement!).

Ask the Readers: How Are Your Financial Goals Coming Along?

Tell us about how your financial goals are coming along and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Signs Your House Is Holding You Back

Your house is supposed to help you build net worth. But if it's crushing you financially, it might be time to move on.

Best Money Tips: 10 Countries Where Retirees Can Live Large and Save Big

Today we found articles on the best countries to retire, how to score cheap flights this summer, and cheap and easy dessert recipes.

How One More Year of Work Can Transform Your Retirement

Behind on retirement savings and dreading having to keep on working? Here's some good news: You don't have to work forever.

6 Times You Should Insure Your Side Gig

A side gig is an great way to bring in extra income. But if you're not insuring your little business, you risk losing it all.

Here's How Billionaires Are Preparing for the End of the World

If you're rich enough, you can live out the end of the world in true luxury.

5 Signs You Need to Come Out of Retirement

Retirement doesn't always deliver on the promise of easygoing days of rest and relaxation.