Personal Finance

Lose Your Job Without Losing Your Identity

Getting a pink slip can cause more distress than just a shrinking income. It can also give you a sense of insecurity and may make you question your place in this world. Here are

Is There Such a Thing as Risk-Free Investing?

Most definitions for “investing” indicate that the term is used to describe money that is invested with an expectation of profit. This definition determines that an investment does

Borrowing, renting, substituting, and doing without

Finding deals is a key topic on Wise Bread, and for good reason--finding a great price may make something you want affordable and make it easier to stretch your resources to cover

The end of a recession versus recovery

There's an organization that picks the "official" dates for the beginning and ending of recessions. It considers the recession as running from the top of the peak to the bottom of

Fresh Mint: 'Recession-proof' ideas make good business

It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's wor

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

A Money Resource Book: The Finish Rich Dictionary (Book Review)

David Bach's latest book is a go-to resource that will keep you coming back for pearls of financial wisdom.

Could you determine someone's creditworthiness by his or her looks?

Today I read about an interesting study done by Rice University on the correlation between trustworthiness and looks. The researchers utilized the popular peer to peer lending sit

I Love Tax Season (and Why It's Like Christmas)

I have a confession to make: I love tax season. Not just the days when I do my taxes or when I file my taxes or get a chunk of change deposited to my account, but the entire Tax S

What’s the difference? Your Debt Questions Answered

Are you wondering if debt consolidation is right for you? Maybe you’ve heard about the promises that debt settlement offers. Or perhaps you’ve just been curious about the possibi

Two More Crafty Ways to Steal From You - GPS Units and Cell Phones.

I got another one of those emails recently, from my mother-in-law this time. As usual, I began reading with skepticism and was ready to take it all with another monstrous grain of

California First Lady Maria Shriver Talks to Us About Help for Families in Tough Times

Working families all across the U.S. are feeling the tightening economy. “Day by day” is truly the only way to handle things, but did you also know that there is help? In additio

What The Snipe Hunt And Other Foolishness Taught Me About Trusting People

I grew up trusting two men who lied to me. They arranged snipe hunts and told outlandish stories from long ago (their childhoods and young adult years in the 1920s, '30s, and '40s)

The "marriage penalty" of taxes in America - how does it affect you?

It is tax season again, and it seems that every year the tax code in America gets a little more convoluted. One thing in the tax code that has always annoyed me is something calle

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

On choosing temporary freedom

On one side there's your typical job. It's clearer than ever that it doesn't offer the security it once did, but it still offers some, and it offers other things--predictable inco

Quick Tip: How to Sell Your Home When Your Neighbors Are Too

Drive down one of the many residential streets in the nation and it is likely you will find one with multiple listings. It may look like a lot of possibilities if you are in the ma

Details of Obama's mortgage plan released - Will you benefit?

Today the Obama administration officially released the final details of the mortgage plan that was announced a few weeks ago. Here is a quick summary on what is in the plan and h

Scams: What the FTC Wants You to Know

Consumer scams are a dime a dozen (or in some cases, thousands of dollars a crime). What are the red flags that you should always be on alert for? Can even financially savvy spen

Oprah Asks A Great Question; What Can You Live Without?

My wife brought this to my attention. I’m not an avid Oprah viewer, but usually when I tune in I hear good advice. And with the help of financial guru Suze Orman, she’s asking fami

Latest Articles in Personal Finance

4 Golden Rules of Investing in Retirement

When you've spent your whole life investing for retirement, it can be nerve-wracking to invest during retirement.

How to Get Your Car Ready for Hurricane Season

Prepping for hurricane season? Don't forget your car; it could literally save your life in a storm.

8 Types of People Who Will Never Win at Money

Some folks are naturally good with money. Others? Not so much. Which type are you?

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

How to Prepare for Unpaid Maternity Leave

Paid maternity leave is not a given. You can still make ends meet to afford and enjoy your time with your new little one.

Best Money Tips: How to Buy a Family Home Without the Stress

Today we found articles on how to buy a home without the stress, how to choose the best sunscreen, and pro cleaning tips and tricks that will save you time.

9 Essential Personal Finance Skills to Teach Your Kid Before They Move Out

Your child is ready to leave the nest. Have you armed them with the right money skills they need to flourish?

Should You Fix Up Your Car, Or Get a New One?

Your trusty old ride has seen better days. But should you pay for a fix-up, or shell out for a new vehicle?

5 Smart Money Moves Your Kids Can Make Over Summer Vacation

Summer vacation is here! Between the ice pops and video games, there are some great opportunities to teach your young ones about money, too.

How to Protect Yourself from a Home Improvement Scam

When you decide to get work done on your home, you have to be careful. There are plenty of people out there looking to rip you off.

Best Money Tips: Tax Secrets of the Rich

Today we found articles on tax secrets of the rich, ways to adopt a zero-waste lifestyle, and household chores you should outsource.

How Bond Prices and Yields Work

Thinking of adding some government bonds to your portfolio? First, let's take a closer look at how they work.

11 Stock Market Oddities — and How to Exploit Them

Investing smart for the long haul is so boring. Here are some quirks that may be worth betting some "fun" money on (but not your retirement!).

Ask the Readers: How Are Your Financial Goals Coming Along?

Tell us about how your financial goals are coming along and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Signs Your House Is Holding You Back

Your house is supposed to help you build net worth. But if it's crushing you financially, it might be time to move on.

Best Money Tips: 10 Countries Where Retirees Can Live Large and Save Big

Today we found articles on the best countries to retire, how to score cheap flights this summer, and cheap and easy dessert recipes.

How One More Year of Work Can Transform Your Retirement

Behind on retirement savings and dreading having to keep on working? Here's some good news: You don't have to work forever.

6 Times You Should Insure Your Side Gig

A side gig is an great way to bring in extra income. But if you're not insuring your little business, you risk losing it all.

Here's How Billionaires Are Preparing for the End of the World

If you're rich enough, you can live out the end of the world in true luxury.

5 Signs You Need to Come Out of Retirement

Retirement doesn't always deliver on the promise of easygoing days of rest and relaxation.