Personal Finance

How to Get Your First Credit Card and Build Credit

You're officially an adult and now you have your own credit card! Here's how to build credit the right way.

7 Life Choices That Are Actually Financial Decisions

You might think that many of life's biggest decisions come down to emotion. But they really come down to money.

6 Reasons You're Still Struggling to Pay Bills

You're making decent money and not obviously wasting it. So why are you still on thin ice by bill-paying day?

5 Money Moves to Make Even If You Don't Plan to Buy a House

Getting a mortgage isn't the only reason to keep your finances in tiptop shape. You should make these money moves even if you plan to rent forever.

7 Retirement Splurges That Are Worth Every Penny

These expenses in retirement are worth the cost and will make your golden years more enjoyable. Go ahead, you deserve it!

4 Ways Couples Can Tackle Money Goals Together

If you really want to win at marriage, you need to make "money goals" your new "relationship goals."

Best Money Tips: 10 Steps to Financial Freedom After College

Today we found articles on the steps to financial freedom after college, little changes that will make you happier, and a look at how much you should spend on a house.

6 Ways to Celebrate a Raise Without Spending It All

When you get a raise, it's tempting to go all out and celebrate. You can still do that — without spending all your new hard-earned dollars.

Here's What It Means to Be Vested in Your 401(k)

The money you put in a 401(k) is always yours. You may have to wait a little longer, however, before you pocket your employer's contributions.

10 Signs You're No Longer a Personal Finance Rookie

Are you still trying to get ahead of the personal finance game? Well, you may be doing a whole lot better than you think.

4 Common Mistakes to Avoid When You Enroll in Medicare

It's easy to make mistakes when signing up for Medicare. Here's how you can avoid the big ones.

Best Money Tips: Big Decisions You Must Get Right to Get Rich

Today we found articles on big money decisions you have to get right to get rich, practical ways to simplify meals, and environmentally friendly products that also save you money.

7 Times You Don't Have to Give Your Social Security Number

A lot of people may ask for your Social Security number, but not all of them are entitled to it.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

Best Money Tips: How to Take a Mini-Retirement

Today we found articles on how to take a mini-retirement, thrift store treasures you shouldn’t pass up, and reasons why you shouldn’t focus on monthly payments.

10 Ways to Spot a Motivated Seller

The housing market is currently red-hot, but that doesn't mean you can't strike a deal. Keep your eyes peeled for signs a seller really wants to sell.

5 Money Goals You Can Achieve This Summer

Summer is the perfect time for backyard barbecues, soaking in the sun, and conquering your money goals.

4 Ways to Find Income While Waiting for Full Retirement Age

Don't just sit around waiting for your full retirement age to start bringing in maximum social security benefits — bring in some extra money in the meantime!

8 Questions to Ask Before Hiring a Credit Counselor

Credit counselors can help solve credit and debt management issues, but be sure to ask plenty of questions before you hire one. Some are more expensive than others.

9 Smart Moves to Make After Getting a Raise or Promotion

Nice job! Be sure to follow up your promotion or raise with plenty more of what got you here.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.