Don't Miss Kiplinger and NAPFA's Jump-Start Your Retirement Plan Day!

Ashley Jacobs — Wed, 24 Sep 2014 23:00:07 +0000

On September 25th from 9:00am EST through 5:00pm EST, Kiplinger and the National Association of Personal Financial Advisors (NAPFA) in association with the NAPFA Consumer Education Foundation will be holding Jump-Start Your Retirement Plan Day! There will be an online chat at live.kiplinger.com to ensure Americans are prepared for retirement. Twenty-five financial advisors will be available to answer your question on topics including:

Taxes and Retirement
Saving for Retirement
Income in Retirement
Other Retirement-Related Financial Challenges

If you want to participate, submit your questions in advance or during the chat! You can read about retirement-planning challenges at live.kiplinger.com as well as read questions and answers or request financial advice by tweeting using #JumpStart.

Here is some information about Kiplinger, NAPFA, and The NAPFA Consumer Education Foundation:

About Kiplinger

For nine decades, the Kiplinger organization has led the way in personal finance and business forecasting. Founded in 1920 by W.M. Kiplinger, the company developed one of the nation's first successful newsletters in modern times. The Kiplinger Letter, launched in 1923, remains the longest continuously published newsletter in the United States. In 1947, Kiplinger created the nation's first personal finance magazine. Kiplinger.com is the fastest growing Web site in the personal finance space. Located in the heart of our nation's capital, the Kiplinger editors remain dedicated to delivering sound, unbiased advice for your family and your business in clear, concise language. Become a fan of Kiplinger on Facebook or Kiplinger.com and follow Kiplinger on Tumblr and Twitter.

About NAPFA
Since 1983, The National Association of Personal Financial Advisors (NAPFA) has provided Fee-Only financial planners across the country with some of the strictest guidelines possible for professional competency, comprehensive financial planning, and Fee-Only compensation. With more than 2,400 members across the country, NAPFA has become the leading professional association in the United States dedicated to the advancement of Fee-Only financial planning.

About The NAPFA Consumer Education Foundation
The NAPFA Consumer Education Foundation is built upon the expertise of the National Association of Personal Financial Advisor’s 2,500 members and its high standing within the industry. The Foundation makes grants to organizations that demonstrate the ability to educate consumers about basic personal financial issues. The Foundation will partner with recognized educational organizations to expand the breadth, depth, and distribution of consumer financial education programming, including materials developed by NAPFA.

For more information about the Jump-Start Your Retirement Plan Days, please visit http://live.kiplinger.com/ or contact Alex Kutler at alex@rosengrouppr.com.

This article is from Ashley Jacobs of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Personal Financial Advisors awaiting your call

Julie Rains — Sat, 04 Aug 2007 03:26:19 +0000

Financial advice, you may have noticed, is everywhere (even here at www.wisebread.com) from the bank teller who makes a referral to an in-house investment advisor…to a wealth manager who wants to dispense planning advice, manage your investment portfolio, and handle your family’s checkbook. You may not need to talk to someone who will set you up with the bank's proprietary mutual fund or can change your life but you’d like some personalized financial guidance. Where should you go and who should you ask for advice?

Over the years, I’ve spoken with sundry persons who have been or claimed to have been worthy to give me financial advice or some guidance relating to the financial realm. Here are some of the names I’ve heard:

Investment Advisor

Investment Consultant

Financial Planner

Financial Consultant

Personal Financial Advisor

Wealth Manager

Money Manager

Asset Manager

Portfolio Manager

Personal Banker

Relationship Banker

Relationship Manager

Stockbroker

Insurance Agent

Estate Planner

Attorney

Accountant

Fiduciary

with credentials that may include:

Bachelor’s degree

specialized training in financial planning, financial management, insurance, investments, estate planning, and tax accounting

professional designations and licenses earned by completing specialized training and passing an exam

with designations and licenses such as:

CPA (Certified Public Accountant)

NAPFA (National Association of Personal Financial Advisors) Registered Financial Advisor

CFP (Certified Financial Planner)

ChFC (Chartered Financial Consultant)

NASD (National Association of Securities Dealers) Registered Representative and Securities Industry Professionals

Series 7, 63 licenses (sell and trade stock)

Series 6 license (sell mutual funds)

Licensed Agent, Life & Health Insurance

who receive compensation in many ways including:

Commissions paid by you (e.g., the consumer pays a broker for a securities trade)

Commissions received from a financial services provider (e.g., your insurance agent receives a commission from the insurance company for selling a life insurance policy to you)

Hourly fee (e.g., you pay an hourly fee for advice on certain topics)

Fee-for-defined service (e.g., you pay a flat fee for a financial plan)

Salary plus bonus (e.g., your banker receives a regular salary plus bonus for making referrals)

Percentage of assets (e.g., you pay 1% of assets being managed/invested by a financial pro)

Referral fees

A combination of all or some of the above

More on my experiences with financial pros later but I wanted to let you know about a chance to pose questions to a financial advisor free of charge. The National Association of Personal Financial Advisors (a group of fee-only financial pros known as Registered Financial Advisors) is partnering with Kiplinger (which provides personal financial advice and economic forecasting to individuals and businesses). Together, they are presenting Kiplinger's Jump-Start Your Retirement Plan Days, dispensing custom advice for free rather than the usual $100-$250 per hour charge.

Here’s how it works: starting now, you can email questions to jumpstart@kiplinger.com for a response on the selected days. Or, you can save them until Friday, August 17 and Thursday, August 30, 2007, when you can call 888-919-2345 to speak with an advisor (9 a.m. to 6 p.m. Eastern Time USA). Before then, compile some basic information about your investments (e.g., mutual fund statements and 401(k) plan choices) and get your questions ready.

If you need help wording your question, comment here and for more info, check out Kiplinger.

This article is from Julie Rains of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread: