things to do

10 Must-See Museums in the U.S.

Nick Wharton — Mon, 10 Sep 2018 08:00:09 +0000

Whether you're an art lover, a history buff, a space geek, or just have a curious mind, nothing will quench that inquisitive thirst like wandering around a museum. We're blessed to have some of the very best in the world right here in the U.S., and it can be difficult to narrow it down when choosing which one to visit.

Luckily, we've got you covered. Here are 10 must-see museums in the U.S. (See also: How to Visit Museums for Free)

1. The Metropolitan Museum of Art in New York City

Celebrating over 5,000 years of incredible art from across the globe, this museum is truly a national treasure. So it's little wonder that over 7 million people stream through the doors of The MET's three locations each year. Among those three sites, over 2 million pieces of art are in its permanent collection, and there's even a rooftop bar with views over Central Park at the Fifth Avenue location.

Admission fee: $25

2. The National World War II Museum in New Orleans

This ambitious museum documents the American participation in World War II from how and why it began, why the U.S. was involved, and how we ultimately helped to end it. In parts it's harrowing, in others it's inspirational, but it's informative and interesting from beginning to end. The National World War II Museum is thoroughly modern with a focus on interactive exhibits, movies, and a thoughtful layout taking you right into the depths of the war.

Admission fee: $28

3. The Art Institute of Chicago

The Art Institute of Chicago is regularly rated as one of Chicago's top attractions. It's home to 300,000 works of art, including some of the most iconic paintings in the U.S., like Grant Wood's "American Gothic," Edward Hopper's "Nighthawks," and several pieces by Monet.

Admission fee: $29

4. National 9/11 Memorial and Museum in New York City

Thought provoking, humbling, and emotional are some of the words frequently used to describe this beautiful tribute to the victims of 9/11. Built to remember the thousands of people killed in the atrocious attacks, as well as to honor those who risked their lives trying to help, this memorial is truly moving. Twin reflection pools occupy the site where the two towers once stood, providing a tranquil and peaceful place to consider the impact of the attacks and the many sacrifices made that day.

Admission fee: $24

5. USS Midway Museum in San Diego

This unique maritime museum is based on the USS Midway, the U.S.'s longest serving aircraft carrier in the 20th century. This floating airstrip has a long and distinguished history that saw it taking part in the Cold War, the Vietnam War, Operation Desert Storm, and many other significant battles. The museum is a hands-on celebration of the importance of the USS Midway and demonstration of its inner workings, taking you right into the heart of the vessel.

Admission fee: $21

6. National Air and Space Museum in Washington, D.C.

Boasting the world's biggest collection of aviation artifacts and space memorabilia, the National Air and Space Museum is an homage to all things that fly, and the study of the universe. You'll find aircrafts ranging from early airplanes to advanced spaceships, as well as the documented history of flight from it's very beginnings to its current stage. Between this location and the other in Chantilly, VA, the National Air and Space Museum brings in over 8 million visitors a year. (See also: 8 Free Things You Can Do on Any Vacation)

Admission fee: Free

7. The Getty Center in Los Angeles

As impressive as the collection of influential artists on display here are the buildings and gardens surrounding it. The Getty Center incorporates modern architectural design, with stunning outdoor spaces joining them together. The buildings are magnificent, and the gardens are truly breathtaking. In addition to pieces by Van Gogh and Cezanne, you'll also get access to some of the most incredible views across the City of Angels.

Admission fee: Free

8. American Museum of Natural History in New York City

Kids will probably know the American Museum of Natural History as the setting for the Ben Stiller movie, Night at the Museum. But while they may be disappointed that the exhibits don't actually come to life, they'll soon get over that when they discover the awesome exhibits on display. From dinosaur skeletons to models of marine life, this place is a treasure trove of cultural and scientifically significant finds. (See also: How to Entertain Your Grandkids Without Going Broke)

Admission fee: $23

9. The Museum of Modern Art (MoMA) in New York City

The Museum of Modern Art houses pieces by all of the big hitters, including Van Gogh's "The Starry Night," to "The Persistence of Memory" by Salvador Dali. It also offers live performances, films, and other events that are sure to expand the mind. And if you get hungry while browsing their huge collection of famous works of art, you can grab a bite to eat at any of their three restaurants.

Admission fee: $25

10. NASA Kennedy Space Center Visitor Complex in Florida

Learn about space and space travel in the most engaging way possible, short of blasting off in your very own shuttle. The NASA Kennedy Space Center Visitor Complex offers a fun and highly educational look at the history of space travel in the U.S. You can also dine at one of several space-themed restaurants, or have lunch with an actual astronaut!

Admission fee: $57

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This article is from Nick Wharton of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

47 Free Things to Do Across the U.S.

Nick Wharton — Tue, 21 Aug 2018 08:00:11 +0000

You might assume that heading to one of America's biggest cities for a vacation will cost you an arm and a leg, but you'd be wrong. There are plenty of ways to save money when seeing the country's biggest attractions. In fact, you can see most of them for $0. If you're looking for amazing things to do on a budget, check out this list of 47 free things to do across the U.S. of A.

1. Geek out at the New York Public Library in New York City

You don't have to be a bookworm to get a thrill out of visiting New York Public Library, although the hundreds of thousands of books will certainly excite you if you are. The building's classical interior is absolutely breathtaking, they run free tours, and you can also get a glimpse of the Rose Room, famous for that scene in the original Ghostbusters movie. (See also: 8 Free Things You Can Do on Any Vacation)

2. Gaze upon the bright lights of Times Square in New York City

One of the most famous landmarks in New York, Times Square is probably best visited after dark to ensure you get the full effect of the giant neon billboards that surround it. This larger-than-life square has a great atmosphere, thanks to the thousands of people enjoying the sights. Take a camera and some snacks and soak up the electric ambience.

3. Visit the African Burial Ground Monument in New York City

The African Burial Ground Monument was created after the 1991 discovery of numerous caskets during the beginning stages of the construction of a federal building on the site. They contained the remains of over 400 African people, both free and enslaved, dating back to the 17th and 18th centuries. Learn the history at the fascinating and informative visitor center and memorial.

4. Chill out in Central Park in New York City

In the middle of Manhattan lies possibly the most famous park in the U.S., if not the world. This vast oasis allows you to forget that you're even in a city, let alone the largest metropolis in the country, and there are plenty of things to see and activities to get involved in. You can also take a self-guided tour with one of the free downloadable guides they provide that take you to the park's most famous spots.

5. Walk the High Line in New York City

Converted from a former rail line, New York's High Line is one of the coolest and attractive parks in the city. Running 1.45 miles from the north of Chelsea to the Meatpacking District, this beautiful elevated slice of nature is a wonder to behold. Colorful flowers and greenery are interspersed with works of art, not to mention the breathtaking views of the Big Apple's magnificent skyline.

6. Take the Staten Island Ferry in New York City

Shuttling between Lower Manhattan and Staten Island since 1817, this historical route is way more than just a neat boat trip. The Staten Island Ferry not only provides its passengers with unparalleled views of the Manhattan skyline, but the 25-minute journey also glides right below the Statue of Liberty. It's also absolutely free.

7. Visit the National Air and Space Museum in Washington, D.C.

Showcasing the history of flight through various objects ranging from historic aircraft and spacecrafts, to uniforms and objects gathered from space, this museum is a riveting day out. Take a flight in a realistic simulator, learn the science behind space exploration, and watch various demonstrations put on by the staff throughout the day. (See also: How to Visit Museums for Free)

8. Marvel at the Lincoln Memorial in Washington, D.C.

Pay your respects to one of the most important figures in U.S. history with a visit to the grand Lincoln Memorial. Located in the National Mall, there are also plenty of other points of interest to discover nearby. Rangers are on hand between 9:30 a.m. and 10 p.m. to answer any questions, and you can also join one of the hourly talks they run at no cost.

9. Tour the White House in Washington, D.C.

Home to the current President and at the center of political life in the U.S., the White House needs no explanation. But what you may not know is that you can do a self-guided tour of the famous landmark for free. It's not as simple as just showing up, and must be booked in advance, but it's certainly worth the effort to secure a slot.

10. Get star-struck on the Hollywood Walk of Fame in Los Angeles

Anyone who's anyone in the entertainment business has one of the legendary stars on the Hollywood Walk of Fame. Take a stroll alongside Tinseltown's most distinguished names, from old favorites like Marilyn Monroe to modern megastars such as Dwayne "The Rock" Johnson.

11. Immerse yourself in modern art at The Broad in Los Angeles

At The Broad in downtown L.A., you'll find an incredible collection of modern art with familiar names ranging from Lichtenstein to Basquiat. Admission is free, but it's advised to book tickets online, especially during peak times. There's even a free app that includes digital tours for guests to access.

12. Gaze at the stars at the Griffith Observatory in Los Angeles

This gorgeous building overlooks the Los Angeles Basin, providing amazing views across Hollywood and beyond. But that's nothing compared to the peek at the night sky you'll get inside via the telescopes. Entry to the grounds and building is free, as is a look through the telescopes, but individual exhibitions cost a few dollars each.

13. Check your reflection at Millennium Park in Chicago

Millennium Park is Chicago's best loved outdoor space, packed with a winning mix of glorious green gardens and stunning modern art. But it's probably most famous for the futuristic Cloud Gate sculpture, more commonly known as "The Bean." The park has a full program of free events, so check the schedule ahead of time to see if there's anything else going on while you're there.

14. Take the Samuel Adams Brewery Tour in Boston

The Samuel Adams Brewery tour is completely free of charge (though suggested donations of $2 that go to local charities are welcomed). Find out the inner workings of one of America's best breweries and you can even taste three beers for free. Tours run every half-hour so show up and wait in line.

15. Walk the Freedom Trail in Boston

The Freedom Trail is a 2.5-mile, red brick path through the heart of Boston that can be completed over the course of a couple hours. Starting at the Boston Common, you'll take in many of the city's most important historical sites, from the site of the Boston Massacre, to the Old South Meeting House where the Boston Tea Party took place. (See also: 4 Affordable Autumn Destinations for Nature Lovers)

16. Set sail on the Sam Houston Boat Tour in Houston

Take a 90-minute boat trip around Houston's working port, where you'll learn about the history of the area, and its current maritime industry. While the tour is free and passengers even get a complimentary drink, you must register for a spot online beforehand, as no walk-ons are permitted.

17. Watch the Waugh Bridge Bat Colony in Houston

Before Hurricane Harvey, Waugh Bridge had an estimated population of 300,000 Mexican freetail bats that called its underside home. Though many were unfortunately killed during the resulting floods, there's still a sizable number remaining. Each night, they emerge en mass just after sunset, filling the sky for a number of minutes as they take to the skies to feed, providing an awe-inspiring sight.

18. Check out the Constitution at Independence Hall in Philadelphia

Central to America's history, Independence Hall is the site where both the Declaration of Independence and the Constitution were debated and signed. Steeped in history, a tour of this important site is free and makes for an interesting and educational adventure.

19. Run up the Rocky Steps in Philadelphia

For Rocky fans, this has become something of a pilgrimage. Recreate the famous scene by running up the stairs leading up to the Philadelphia Museum of Art, then take your picture with the nearby Rocky statue.

20. Take the PING Factory Tour in Phoenix

Calling all golfers! The opportunity to tour the factory of one of the most prestigious and widely used club manufacturers in the world is surely too good an opportunity to pass up. Perhaps surprisingly for such a huge name, the factory has a real family feel to it, and the complex process will be fascinating even to a non-golfer. Booking must be done by phone in advance to ensure a place on the tour.

21. Visit Arizona Capitol Museum in Phoenix

Set across four floors, the Arizona Capitol Museum details the rich history of the state with numerous exhibition areas showcasing the political, cultural, and economical past. The building itself and surrounding memorial park are also beautiful and house numerous tributes to the emergency services.

22. Get involved in First Fridays in Phoenix

As the name suggests, the first Friday of every month is a huge event in Phoenix. The vast celebration sees thousands of visitors and residents alike taking to the streets to enjoy cultural happenings. First Fridays encompasses art exhibitions, live music, food and drink, and much more, and there's even free transportation to shuttle you around between events.

23. Explore The Alamo in San Antonio

With 300 years of turbulent and harrowing history held within its walls, The Alamo is a must visit in San Antonio. A former mission and site of the Battle of Alamo, it's free to enter, and although tours are not, there are plenty of information boards around the site detailing the riveting history.

24. Take the River Walk in San Antonio

San Antonio's urban River Walk winds its way through the heart of the city past its most important cultural attractions. You'll encounter historically important sites, like the five UNESCO designated missions, natural havens full of greenery and wildlife, and public art, as you meander along the banks of the gorgeous waterway. While you may not walk the entire 15 mile stretch in one go, any portion will provide you with several points of interest.

25. Enjoy the spectacle of The Saga in San Antonio

Witness 300 years of the history of San Antonio take place in front of your eyes in this breathtaking 24-minute video, projected onto the walls of San Fernando Cathedral. Set to an evocative soundtrack, the art installation turns the church into a kaleidoscope of thrilling activity. Projections are on Tuesdays, Fridays, Saturdays, and Sundays, and start at 9 p.m., 9.30 p.m., and 10 p.m.

26. Hit the track at the Elite Athlete Training Center in Chula Vista

If you've ever wondered how track stars prepare for competition, then this is the place to come. The colossal 155-acre site in southern California has been the base for countless Olympians and renowned athletes, and is open for self-guided tours of the top facilities Monday through Friday, 9 a.m. to 5 p.m.

27. Visit Olympic Sculpture Park in Seattle

Packed with both permanent and visiting art installations, this nine-acre outdoor sculpture park provides a peaceful and attractive break from the city with incredible views over the Olympic Mountains and Puget Sound. There are also free tours of the park at various times throughout the year, so check the calendar for further information.

28. Immerse yourself in A Sound Garden in Seattle

This gigantic musical art installation is played entirely by the wind, so the tones that emanate from it range from gentle utterances to guttural snarls depending on the weather. Located in the National Oceanic and Atmospheric Administration Western Service Center campus and overlooking Lake Washington, entry is free but you'll need photo ID to get past security.

29. Visit the Cities of the Dead in New Orleans

Because the city is located on swampland, the bodies of the city's deceased are required to be buried above ground. As a result, the cemeteries are full of elaborate tombs laid out in avenues that resemble streets, giving them the nickname "Cities of the Dead." Cemetery No. 1 is the most celebrated of these, thanks to its most infamous inhabitant, voodoo queen Marie Laveau — who's rumored to still wield great power. However, access to her tomb is only available on a paid guided tour. The others however, are still currently free to enter. (See also: 8 Affordable Destinations If You Wanna Get Spooked This Halloween)

30. See St. Louis Cathedral in New Orleans

Resembling a Disney castle from the outside, St. Louis Cathedral is as enthralling on the inside. Stained glass windows tell the story of Saint Louis, King of France, and ornate murals depict biblical figures on virtually every wall. At almost 300 years old, the history inside is palpable.

31. Bike the Dequindre Cut in Detroit

This two-mile long urban trail connects the Detroit riverfront to the Eastern Market area of the city and is a tranquil and colorful route loved by cyclists and walkers alike. It's flanked by numerous murals and works of art, with plenty of places to take a break and admire the surroundings. When you reach the river, you're rewarded with awesome views of downtown Detroit.

32. Expand your mind at the Saint Louis Science Center in St. Louis

This exciting homage to all things science is a wonder to behold for people of all ages. Jam-packed with interactive exhibits and installations, St. Louis Science Center in Missouri makes science both accessible and fun. While some areas and special exhibitions are ticketed, general admission is always free.

33. Visit the Cable Car Museum in San Francisco

The cable cars are a legendary part of the San Francisco landscape and one of the most distinctive characteristics of the city. Learn all about the history of how they came into existence, how they almost disappeared, and the ongoing efforts to preserve them.

34. Walk the Golden Gate Bridge in San Francisco

This is undoubtedly one of the most iconic bridges in the world, with its gigantic towers connected by swathes of cables providing an instantly recognizable silhouette. Walking its almost two-mile span will provide you with sweeping views out to the Pacific and across San Francisco Bay.

35. Ride the Metromover in Miami

This space-age looking method of public transportation has got to be the coolest way to get around Miami, and yet, surprisingly, it's completely free to use. More than just getting you from points A to B, the Metromover is an attraction in its own right and provides a fun way to see the city.

36. Enjoy the Bellagio Fountain Show in Las Vegas

The celebrated water and light fountain show at the Bellagio sums up Las Vegas in one water-soaked swoop. It's brash, glitzy, and eye-catching, with water jets being fired 460 feet into the air, choreographed to dance perfectly in time with a revolving soundtrack of classic tunes from musical greats. Watch in awe.

37. Marvel at the Mirage Volcano in Las Vegas

If you've ever wondered what it would be like to witness a volcanic eruption, then this is probably the only place in the world you can safely find out. Fireballs, explosions, and exciting entertainment are the order of the day at this red hot, thrice daily show.

38. Crane your neck at the Viva Vision light show in Las Vegas

Another free spectacle in Vegas is the Viva Vision light show, which uses the world's largest video screen to provide a magical overhead experience. Located in the ginormous Fremont Street Experience, combining restaurants, bars, and shopping, the Viva Vision light show is undoubtedly the star, and will have your jaw dropping in no time.

39. Check out the Martin Luther King, Jr. National Historic Site in Atlanta

As possibly the most recognizable leader of the Civil Rights Movement, Martin Luther King, Jr.'s importance in U.S. history is undeniable. Learn more about the man and his incredible achievements at this large historic site, encompassing several buildings, including his childhood home and the family church.

40. Appreciate the cuteness of Mill Ends Park in Portland

The world's smallest park definitely upholds Portland, Oregon's reputation for quirkiness. Not much larger than a car tire, it has one tree, a few flowers, and legend has it that it's also home to the world's only Leprechaun community west of Ireland. While the story surrounding it is make believe, the park is very much a real place and makes a fun stop on a visit to this city.

41. Take a trip to the Tuskegee Airmen National Historic Site in Tuskegee

This moving museum tells the story of the Tuskegee Airmen at the time of World War II, who became the first African Americans to be enlisted as military airmen. Trailblazers in the fight for social equality, this site reveals what it was like and the struggles they faced along with the sacrifices they made.

42. Navigate the U.S. Naval Academy Museum in Annapolis

Discover the long and distinguished history of the U.S. Navy at this compelling museum. Set on the grounds of the U.S. Naval Academy, you can also tour the rest of the grounds and encounter current trainees.

43. Dig in at the Harland Sanders Cafe and Museum in Corbin

See where Colonel Sanders developed his legendary secret recipe for the classic American fried chicken brand KFC. The museum contains the old kitchen, one of the Colonel's famous white suits, and various other interesting artifacts that help tell the story of KFC.

44. Take a shot at the Oscar Getz Museum of Whiskey History in Bardstown

A veritable gold mine of information and whiskey paraphernalia, this museum features everything from rare whiskeys, to old decanters. A great trip out for bourbon lovers everywhere.

45. Check out Tennessee Williams' Home and Welcome Center in Columbus

Enjoy a free tour around renowned playwright Tennessee Williams' first home. While it's not on its original site, it is the original building, as it was moved for preservation reasons from its first location before being restored to its full glory. You'll even get a free cup of coffee in the gift shop.

46. Marvel at the Museum of Alabama in Montgomery

Through more than 800 artifacts, dozens of video clips, and hundreds of documents and pictures, discover the history of the State of Alabama at this interactive museum. From Civil War times to present day, this is a comprehensive overview of how Alabama was shaped.

47. Pay your respects at Arlington National Cemetery in Arlington

Visit the resting place of more than 400,000 former servicemen and women and pay your respects to military forces while soaking in the history preserved here. There's also an app that will help you locate a loved one's grave or any other point of interest throughout the site.

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This article is from Nick Wharton of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

7 Podcasts for Foodies

Christa Avampato — Mon, 16 Oct 2017 09:00:06 +0000

You love food. You love podcasts. You're not alone! The interwebs are now chock-full of podcasts for hungry listeners. While this list is by no means definitive, these are seven of my go-to podcasts when I need some inspiration in the kitchen. (See also: 12 Cool Jobs for Foodies)

1. The Slow Melt

This chocolaty podcast is for those of us who are continuously fascinated by the versatility of chocolate and our special relationship with the magical ingredient. The Slow Melt is expertly written and hosted by Simran Sethi, a journalist and former visiting scholar at the University of West Indies' Cocoa Research Centre. (Who knew there was such a wonderland?!) Simran is the author of Bread, Wine, Chocolate: The Slow Loss of Foods We Love, named one of the best food books of 2016 by Smithsonian.

2. Gastropod

Like your podcasts served with healthy sides of science and history? So do I, and Gastropod delivers exactly that. From the back story of Fluff to the transformation of school lunches, this podcast will leave you with a higher food IQ and greater appreciation of the ever-expanding food landscape after each episode.

3. Go Fork Yourself

Who doesn't love a good food pun? I'm trying to fit as many of them as possible into this story! Don't let the title of this podcast fool you. The hosts of Go Fork Yourself mean business when it comes to food. Andrew Zimmern and Molly Mogren contribute their seemingly endless plates of knowledge on the topics of international food. And they spice things up with interviews with famous chefs and travel experts from diverse backgrounds. (See also: 10 New Podcasts That'll Improve Your Money Mindset)

4. Add Passion and Stir: Big Passion ... Big Ideas

People who are dedicated to food are often just as dedicated to social justice issues such as food equity. Add Passion and Stir is the weekly podcast about people who are changing the world. Each week, Share Our Strength's founder and chairman Billy Shore has a conversation with a guest from the culinary world and an industry thought leader. Together, they craft a thought-provoking discussion about food and its impact on society. Central to our health, environment, educational achievement, sustainability, and overall quality of life, they never run out of unique food-based story ideas.

5. A Taste of the Past

William Faulkner said, "The past isn't dead. It isn't even past." Recipes of the past are rich in history, giving us a sensory-based time machine that conveys what it was like to live in an earlier time. Host of A Taste of the Past, Linda Pelaccio, is a real deal food historian and she's got a mountain of knowledge to share with listeners. Hear her and her guests opine on topics such as the role of tea in shaping the modern world, the alchemy of vinegar, and the fierce baking powder wars.

6. Cooking Issues

If innovative ingredients, techniques, and gadgets is your thing, hosts of Cooking Issues, Dave Arnold and Nastassia Lopez are your guides. From pimping out your oven to making gourmet pizza at home to the virtues of liquid nitrogen, Dave and Nastassia have you covered.

7. Gravy

There are a few things that evoke more passion in people than food. It's primal to our identity and our survival. Nowhere is this more true than the American South. Gravy is a production from the Southern Foodways Alliance. The Alliance is based at the University of Mississippi's Center for the Study of Southern Culture, and it documents, studies, and explores the diverse food cultures of the constantly changing American South, while also paying tribute to its deep and diverse cultural roots. Its episodes are produced in the spirit of respect and reconciliation. Examine your favorite southern foods through cultural, historical, and social lenses.

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This article is from Christa Avampato of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

25 Hobbies You Can Start for Under $10

Ashley Marcin — Wed, 15 Feb 2017 10:00:09 +0000

Exploring new hobbies and pastimes is a great way to feel better about yourself, develop new skills, and meet new people. Don't want to break the bank? You don't have to! Here's a long list of engaging, satisfying activities you can begin this year without spending much money. Most will set you back a mere $5 to $10. Better yet, a good majority of these activities are absolutely free.

1. Exercise

Getting fit is a common resolution each year. Make it your new go-to hobby to keep yourself more accountable. You can walk or run today for free. All you really need is to dust off that pair of athletic shoes in the back of your closet.

Not the running type? Head over to Fitness Blender for a wealth of free online workouts you can do in the comfort of your own living room.

2. Join a Sports Team

Working out solo might not be your style. Check around to find out what local sports leagues or teams meet in your area. My neighbor spends her summers running the fields with an adult soccer team that costs very little to join. I used to attempt to spike in the sand in a free beach volleyball group a few years ago.

You can browse sites like Sportsvite to find teams in your area.

3. Write

Do you have a story you're just waiting to tell the world? Try writing it down instead of running it over in your head. You can get into a writing habit by taking as little as 10 minutes each day to peck out a few sentences on your keyboard or in a notebook.

Need more motivation? Check your local calendar to see if there are any nearby writing groups that meet on a regular basis. Or create your own!

4. Blog

I've been blogging for over 10 years now. It's my main hobby, and it even turned into a part-time career. All you need is access to a computer and a free account at a site like Blogger. If you're having trouble getting started, try first brainstorming a few topics you'd like to cover. Do you want to share recipes? Your thoughts on current events? Experiment to see what gets your creative juices flowing, then push "Publish," even if it's only for your friends to read.

5. Try Vlogging

Similar to blogging, vlogging lets you share with the world in a very personal way. You can sign up on YouTube for a free account before you film yourself. You don't need fancy recording equipment, either. Many phones have built-in video these days. YouTube features very basic editing tools as well.

6. Practice Photography

Speaking of phones — many of them also have built-in cameras that would put old point-and-shoots to shame. In other words: You don't need a DSLR to learn how to take gorgeous photos. The iPhone Photography School has tons of free videos with all sorts of tips and tricks.

7. Play a Musical Instrument or Sing

I resurrected my singing pipes a few years ago by joining the women's chorus in my neighborhood. A few years before that, I spent a few bucks getting my violin refurbished from my high school years to sit in the community orchestra.

If you don't have an instrument at home already, consider asking a friend or relative if you can borrow theirs. My husband learned to play guitar last year by using my brother's spare guitar and watching tutorial videos he found online. You can also contact a local music shop to ask about rental prices.

8. Listen to Music

Don't have time to join a group? That's just fine and dandy. Why not listen to more music instead? I don't like to brag, but I can rap just like Daveed Diggs through Hamilton's "Guns and Ships." Switch on YouTube or Pandora or your radio to get free access to music right now.

9. Join Community Theater

Find out when your neighborhood's theater group is holding auditions for its next show. I just typed "community theater in my area" into Google and — within seconds — found the website for two local companies that cost nothing to join.

Never acted in a play before? Don't fret. There are often lots of "extras" in shows, so you don't have to worry about the pressure of playing lead.

10. Take Up Gardening

It's never too early to plan for your garden. If you start now, it doesn't need to cost you a whole lot, either. Head to your local library or purchase your own copy of Square Foot Gardening. Once you've drafted a loose plan, order seeds. DollarSeed boasts that you can order non-GMO and heirloom seeds for as little as $1 per pack.

The bonus here is that you can hopefully enjoy the fruits of your labor with some cheap food once everything grows.

11. Practice Cooking and Baking

Even if you don't want to grow your own food, you can still cook and bake for a hobby (and for your everyday life). You don't need to spend more than you're already putting out for your groceries each week. Consult that cookbook that's been sitting on your bookshelf for several years or pick one up at the library.

And if you don't want to buy specific ingredients, use what you have on hand! Sites like SuperCook give you tons of recipes you can search by the ingredients you already have in your pantry.

12. Become a Juggler

Join the other 2.4 million people who have watched this video on how to juggle on YouTube. You can snag an inexpensive set of three juggling balls for less than $6 on Amazon.

13. Enjoy Some Adult Coloring Books

De-stress and express yourself through coloring. By now, you may have seen all the awesome adult coloring books floating around everywhere. In fact, you can even get some cool ones on the cheap at the Dollar Store. Consider investing in some nice colored pencils that give you a variety of shades from which to choose.

14. Try Drawing

Rather not color inside the lines? Drawing is another free activity you can try. Even kids can get in on the action. My five-year-old daughter loves following along with different projects on Art for Kids Hub.

15. Try Knitting

If making a scarf sounds appealing to you, take a few bucks to your nearest craft store and pick up supplies to start knitting. A basic pair of knitting needles may cost you as little as $4. Yarn ranges in price depending on material, but acrylic is great to learn on and won't set you back more than a couple dollars. You can find many tutorials and patterns online for free.

The same goes with many other crafts. Here's a tip: Before driving to the store to pick up supplies, check online to see if there are any coupons. Many chains, like Michael's and A.C. Moore offer regular coupons for 40% off.

16. Play Games

Like playing games? Grab your chess board or deck of cards from the closet and enjoy with a friend. It's that simple. If you cannot find someone to play with you, consider heading online to a site like Addicting Games, where you can engage in either solo or multiplayer games for free.

17. Go Hiking

The great outdoors is calling you. Slip on some sturdy shoes and go for a hike. This is another one of those hobbies that you can do with others in a club (just search your area calendar). The American Hiking Society has all sorts of information that can help you get started — including volunteer opportunities that may land you free vacations with like-minded naturalists.

18. Go Camping

Camping is a wonderful way to take a trip somewhere beautiful without going broke. Spend some time planning now for a great summer adventure. Staying a week is only $160 at various National Parks throughout the United States.

19. Try Volunteering

You can also take up helping others for a new and rewarding hobby. Ask around to find good opportunities in your area. The church down the street from us has a soup kitchen every Friday, for example. Or check out sites like Volunteer Match to find open spots online.

20. Get Couponing

Why not save money in the new year with a couponing habit? All it has to cost you is the price of a Sunday paper. Or maybe less! There are also several apps that show price-matching and price comparisons at multiple stores at once. (See also: The 10 Best Couponing Apps)

21. Practice Yoga or Meditation

One of my goals for the new year is to center myself. I run on a very nervous energy level. Yoga and meditation can help with that. Both involve deep breathing. And both are easy and free to begin at home. Yoga with Adriene is my favorite spot to find a variety of calming moves for zero dollars. The UCLA Mindful Awareness Research Center has a good number of free guided meditations and visualization exercises.

22. Become a History Buff

I've become obsessed with Broadway's Hamilton. Not just the musical, either. I've spent hours researching George Washington and the other founding fathers. The best part? I can do all this sleuthing around for free. Think of a historical figure, a period of time, or issue that interests you. Then search the Internet or your local library to find out more.

For a more passive immersion, consider browsing documentaries on Netflix or Hulu and making a gigantic queue of the ones that interest you. Or check out Drunk History, also on Hulu.

23. Read More Books

Reading is free activity — at least if you have a library card — but it takes motivation. Consider writing out a list of a book to read each month to keep yourself in motion. You may even try starting a theme-based book club with your friends. Set a time to meet, write up the reading list, and read. Then rotate who hosts the book discussion each month (and be sure to involve lots of tasty treats and good beverages).

24. Try Some Upcycling DIY Projects

Click over to Pinterest and find an unlimited number of do-it-yourself projects you can finish by upcycling your old stuff. We have a great list of 18 awesome, practically free upcycled craft projects to get you inspired.

25. Learn a New Language

A friend of mine spent last winter visiting her grandmother each week for Italian language lessons. She learned how to say hello, thank you, and a host of other practical phrases — and got some quality time with her beloved Nonna to boot.

If you don't know anyone who speaks another language, you can also check out sites like Duolingo to learn online for free.

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This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Retire for Half the Cost in These 5 Countries

Nick Wharton — Wed, 13 Jul 2016 09:00:19 +0000

If you're getting close to retirement, but you're planning on working an extra couple of years because you just "don't have the money," think again. Retiring in North America is expensive! Why not live somewhere tropical and exotic for at least half the year and cut your expenses down considerably? In this article I'm going to list five destinations where you can do just that. (See also: 5 Incredible Places to Retire Abroad)

Note: Costs of food, housing, transportation, and entertainment are compared to New York City using Expatistan's cost of living index.

1. Mexico

Food = 64% cheaper
Housing = 83% cheaper
Transportation = 72% cheaper
Entertainment = 64% cheaper
One-bedroom apartment = $300-$500 per month
Total cost of living = $1,200+ per month

If you hear "Mexico" and your mind automatically wanders to an American-owned resort in Cancun with a bartender on the beach and jet skis on rent, you'd be forgiven for thinking that Mexico isn't half the price of home.

But this isn't Mexico! The real Mexico's not only extremely affordable, but it's rich in culture, history, and natural beauty. You can rent beautiful apartments in retirement havens like San Pancho, Sayulita, and Oaxaca for under $500 a month.

A dinner out at a nice restaurant with a bottle of wine won't likely cost you more than $10 per person and your grocery bills will be cut in half. Mexico is the perfect place to retire, which is why so many snowbirds head there for half of the year.

2. Thailand

Food = 48% cheaper
Housing = 68% cheaper
Transportation = 54% cheaper
Entertainment = 55% cheaper
One-bedroom apartment = $300-$500 per month
Total cost of living = $1,000+ per month

Who doesn't want to spend their golden years in the land of smiles? Thailand is the ultimate budget friendly destination for people looking for a change of scenery in retirement. The above cost of living indexes are compared to Bangkok, Thailand's capital and most expensive city.

If you choose to live on one of the country's beautiful islands, you could cut these costs down considerably. A nice one or two-bedroom bungalow with a kitchenette, a few blocks from the sea, won't cost you more than $500 and you'd have a hard time paying more than $7 for a local meal.

Big beers at 7-11 only cost a couple of dollars and you can rent a motorbike here for around $3 a day (less if you rent monthly).

Thailand is wonderfully exotic, but it still has a lot of the amenities that you'd hope for from home. Good grocery stores, 7-11s, great restaurants, gyms, malls, and excellent accommodation options. Pair this with some of the best beaches in the world, friendly people, and incredibly low prices, and you've got one of the world's top retirement hot spots.

One downside of Thailand may be that there are a lot of young people and on some of the islands, monthly parties can get out of hand. But aside from the Full Moon Party on Koh Phangan and the water festival in Bangkok, most of Thailand still has a slow-paced tropical charm. Who knows, maybe you're looking for a party during retirement?

3. Albania

Food = 66% cheaper
Housing = 84% cheaper
Transportation = 67% cheaper
Entertainment = 64% cheaper
One-bedroom apartment = $300-$500 per month
Total cost of living = $1,250+ per month

Maybe one of the last places you thought you'd visit, let alone live in, Albania has had a turbulent history. Cut off from the world by a brutal communist dictator for nearly a half-century, the country lost much of its reputation as a vacation spot during that time. But today, Albania is moving forward and the people are extremely welcoming.

Again, the cost of living indexes are comparing New York City to Tirana, Albania's capital, but Tirana is the country's most expensive place to live. Instead, head down to the Albanian Riviera along the Adriatic coast and check out towns like Himara, Vlora, and Saranda. You won't find anywhere else in Europe where you can rent an apartment for $400 per month with a stunning view over the Adriatic sea.

In Saranda, there's a huge selection of accommodations in skyscraper-style apartment blocks all along the water's edge, while in quieter Vlora and Himara, you won't find as much variety but you can still find well-priced places to stay.

The Albanian Riviera is known for beautiful beaches, sunny weather, and delicious seafood. You can get a fish dinner at a restaurant overlooking the water for around $10-$15. Albania is definitely affordable and it has a lot of amenities as well.

Note: Driving in Albania can be frustrating and dangerous. If you do decide to buy or rent a car, however, don't miss the drive between Vlora and Saranda along the coast. It is one of Europe's most scenic road trips.

4. Malta

Food = 32% cheaper
Housing = 66% cheaper
Transportation = 47% cheaper
Entertainment = 43% cheaper
One-bedroom apartment = $685-$1,000 per month
Total cost of living = $1,750+ per month

The Brits already know that Malta is the perfect place to retire, but few Americans can even place this tiny Mediterranean island on the map. Located just below Sicily and about 62 miles north of Africa, Malta is the most fascinating country you've never heard of.

Steeped in a rich history, blessed with azure waters and natural beauty, and inhabited by some of the friendliest people in Europe, Malta might just be the most charming place on this list. It's a bit of a stretch to say that it's half the price of most U.S. cities, but you can get a nice one-bedroom apartment here for around €600 ($685). Food in restaurants is considerably cheaper than in the U.S., as is the local produce and alcohol in grocery stores.

There are three islands in Malta that are inhabited, but you'll likely choose between Gozo and the main island of Malta. The main island has many more amenities and more areas to explore, but is a lot more built up than the quieter, more natural island of Gozo.

Whichever island you choose, all are connected by an excellent network of buses and ferries, so you're never more than a couple of hours from anywhere. There are also ferries to nearby Sicily and Malta is well connected to Europe via flights with Air Malta.

Did I mention that Malta is considered to have the best year-round climate in the world?

5. Croatia

Food = 46% cheaper
Housing = 75% cheaper
Transportation = 41% cheaper
Entertainment = 52% cheaper
One-bedroom Apartment = $500-$700 per month
Total cost of living = $1,550+ per month

Another Mediterranean hot spot, Croatia has a few cities that are great for retirement, but in my opinion, Split is the best. The old town has history, a beautiful setting along the Adriatic Sea and great dining options.

The temperature here never gets below 45°F and in the summer, you have your choice of some of the region's best beaches.

For history buffs, Diocletian's Palace is one of the best examples of Roman architecture anywhere in Europe and there are numerous old churches, cathedrals, and basilicas to explore.

Split also has an excellent expat community and there seems to be something going on every week. Whether it's hiking, a music festival, concerts, plays, or beach parties, you'll never get bored in Split. This seaside town pretty much has it all, and you can get it for less than half the price of most cities in the U.S.

Visit First and Check With the Tax Authorities

There's a lot more to consider than just the cost of living when choosing the best place for retirement. You want to make sure that your chosen destination has enough amenities and activities to keep you satisfied.

You'll also want to look into the tax situation to ensure that you don't get into any trouble with the IRS. But this stuff is easier than it sounds. Once you choose the perfect place, head down there for a month or two and see if you enjoy it while staying longer-term.

There are so many places around the world to choose from and luckily for Americans, many of them are much cheaper than home.

What's your favorite vacation spot? Could you retire there? Tell us why in the comments below.

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This article is from Nick Wharton of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Beat Stress With These 28 Inexpensive Pastimes

Dr Penny Pincher — Thu, 16 Jun 2016 10:30:09 +0000

Expensive activities are stressful for me because paying for them weighs on my mind. I enjoy cheap or free pastimes, and even some pastimes that make money. Here are some inexpensive pastimes that you can enjoy to stay blissfully preoccupied without spending much money.

Exercise

The payoffs for regular exercise are immense, not least is the relaxation.

1. Bicycling

Bicycling can be a very inexpensive hobby. I picked up a cheap used bike for $28, rode it for five years, and then sold it for $35! In addition to a bike, there are a few other things you’ll need to get started: a bike helmet and a bike lock to keep yourself and your bike safe. If you buy an older bike, you may need to change the tires and inner tubes, but you can do this yourself for only a few dollars. A cheap bike provides transportation, exercise, and entertainment.

2. Walking

Even if you don’t have any money at all, you can still enjoy walking. Walking is a convenient way to spend time outside and enjoy the seasons with no special equipment or planning required. When the weather is bad, I enjoy walking indoors in shopping malls.

3. Hiking

Sometimes I like to go to go hiking in a park or trail away from roads and sidewalks. Hiking takes a bit more effort than simply going for a walk near your home or workplace, but provides more opportunities to get close to nature. Most hiking trips are free, but I recently paid $10 to go for a five-hour hike among the redwoods in Muir Woods National Monument while visiting San Francisco. This was the most entertainment I have ever gotten for $10!

Cerebral Activities

After you've worked your muscles, challenge your noodle.

4. Reading

Reading can be free if you get books at a public library or find free classics to read on your electronic devices via sites such as Project Gutenberg. It seems like there is a nearly endless supply of new books coming along, plus the old classics to catch up on.

5. Writing

Writing has been a great pastime for me. It is exciting to see my work published, and I have even been able to make some money along the way from writing books, articles, and through advertising on my blog. If you are not ready to publish your work for the world to see, writing a journal for yourself or stories to share with your friends and family is a great way to get started writing.

6. Crossword Puzzles

Crossword puzzles help keep your mind sharp and some people seem to really enjoy doing them. I have tried doing crossword puzzles a few times, but it is too much like doing a homework assignment for me to enjoy. Maybe I need to find some easier crossword puzzles to build up my skills.

7. Brain Games

I have tried brain games on my computer, such as the free trial version of Lumosity, and I sometimes play Math Blaster on my Android device. There are all kinds of free brain games that exercise your skills and help you stay sharp as you try to beat your high score. Some games even allow you to compare your scores with others.

8. Educational Videos

You no longer need to wait until Sunday evening for NOVA to come on PBS. You can get a wide selection of educational programs any time on Netflix ($8 per month) or YouTube (free). I like to find TED Talks on YouTube to find interesting perspectives on everything from physics to social sciences.

9. Online Courses

There are all kinds of online courses you can take for free, including subjects such as computer programming, statistics, and science. Here are some places to check for online courses that interest you:

10. Jigsaw Puzzles

Some people get excited about doing jigsaw puzzles and like to receive them as gifts. Jigsaw puzzles can provide many hours of entertainment for not much money, and you do get a sense of satisfaction — or relief — when the puzzle is complete. You can pick up used jigsaw puzzles at garage sales for a dollar or two that provide hours of entertainment, but you might find out that there are missing pieces.

11. Ancestry Research/Genealogy

You can make a serious hobby out of researching your ancestry. It is easier than ever to research family history and find links to your family’s past. You can get a long way without spending much money and produce research on your family history that will be invaluable to future generations.

12. Learn a Foreign Language

When you learn a foreign language, you learn more than just a bunch of foreign words. You learn about another culture and open up opportunities to meet and learn about new people.

Nature/Outdoor Enjoyment

When you tire of puzzles and brain games, re-connect with nature.

13. Camping

Camping can be a great way to get away and see things from a fresh perspective. You can find places to camp for free, but even if you pay to stay in a campground, you can find places to pitch a tent for around $20 per night.

14. Fishing

Basic fishing equipment doesn’t cost a lot of money. You can get an inexpensive rod and reel good enough to catch your dinner for around $25. I still have a lot of the same fishing tackle I used when I was growing up. The price of a seasonal fishing license varies by location. I paid about $20 and was able to go fishing whenever I wanted all summer.

15. Bird-watching

It is hard not to watch the birds at my house. I have seen orioles, blue jays, cardinals, robins, hummingbirds, geese, and even bald eagles. I put out bird feeders to attract birds near my house for easy observation. Even if you don’t put out bird feeders, you can probably find interesting birds to watch and enjoy. Binoculars are useful to be able to observe birds high in trees or too far away to see easily.

Food-Related

While you don't want to use food as a coping tool, lots of the activities around food prep are satisfying and relaxing.

16. Gardening

You get to enjoy planning your garden, watching it grow, and then harvest lots of free vegetables. Gardening can be very inexpensive if you start your own seeds and make your own compost to use for fertilizer. Even if you don’t have a yard, you can grow vegetables in pots on a patio or deck. If you don’t want to rototill a traditional garden, you can grow vegetables in straw bales or build raised beds for easy access.

17. Cooking

Cooking is a great pastime since it reduces the probability that you will spend money on expensive restaurant food. Watch some cooking shows or videos to learn cooking techniques and get ideas for recipes you want to try out. You can get started cooking with only a few pans and utensils.

18. Canning Food

If you have a successful garden, you’ll need to do something with all of those vegetables. The first thing I remember canning was salsa we made with tomatoes, onions, peppers, and cilantro we grew in the garden. It was messy and a lot of work, but it was fun to make those cans of salsa to save for winter and to give to friends. If you have a freezer, you can use an inexpensive vacuum sealer to pull the air out of plastic bags and seal up your produce to freeze without getting freezer burned.

19. Grilling

You can start grilling with a $20 charcoal grill. If $20 is too much for you, you can even make a grill for free! My kids build a kebab pit for free using concrete blocks they found and it works great. I also have a gas grill which is more expensive, but very convenient. Grilling outside is one of my favorite activities, followed closely by eating the food that I grill.

Creative Activities

Nothing is as satisfying as zoning out while making something. The doing is its own reward — but you'll also be rewarded with some of your own handiwork.

20. Wood shop

One of my favorite pastimes is working in my wood shop. I like to repair things, build small projects, and just spend time in my shop organizing my tools and thinking. A wood shop does not need to be expensive. I built one of my workbenches from a kit and others using recycled kitchen cabinets and countertops. Many of my tools were used tools that people gave me.

21. Photography

You can take surprisingly good photos with a cellphone or cheap digital camera, especially in outdoor lighting. A quality digital SLR camera with a zoom lens runs around $300 and will allow you to take your photography to the next level, providing more control over the camera settings.

22. Musical Instruments

You can pick up cheap used musical instruments on Craigslist or at consignment or pawnshops. Of course, buying the instrument is the easy part — learning to play it well takes work and practice.

23. Sewing

With a sewing machine, fabric, and a pattern, you can make your own clothes. Collecting bargain fabrics is part of the fun of sewing.

Social Activities

It's a fact of life that other people can be the cause of so much stress. It's also a fact of life that other people are often the cure.

24. Volunteer Work

There are lots of opportunities available to volunteer some of your time working for a good cause. Volunteering can be a good way to do something you enjoy and meet other people with similar interests. Some ideas for volunteering: animal shelter, food pantry, political campaign, church organizations.

25. Visiting

If you get bored hanging around your own house, try going to someone else's house! Visiting friends or family is a cheap way to get out of the house and do something different for a change of pace. Having people come over to visit at your place can inspire you to get cleaning and projects done.

26. Playing Cards

Playing cards is a classic cheap pastime, as long as you aren’t placing bets. Poker, bridge, and euchre are some popular card games that allow you to play competitively with others.

Cheap Entertainment

Finally, it's okay to be a couch potato from time to time.

27. Sports Fan

Some people spend a lot as sports fans, paying big money for tickets to games and buying team jerseys and other paraphernalia. But being a sports fan doesn’t have to be expensive. I don’t subscribe to any TV service, but I can find many of my Iowa Hawkeye football games for free, either on over-the-air TV or on radio broadcasts. Sometimes I can find a free video stream of the game on the Internet.

28. News Junkie

I listen to National Public Radio (NPR) for about an hour every day to keep up on news and world events. When I miss my chance to listen to the news for some reason, I feel out of touch and usually end up going on the Internet to check news stories I am following. Keeping up with the news is a cheap pastime and makes it easy to have an intelligent conversation with anyone you meet.

What are your favorite cheap pastimes?

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This article is from Dr Penny Pincher of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

The 18 Coolest Frugal Fall Adventures

Ashley Marcin — Fri, 09 Oct 2015 15:00:46 +0000

Fall is certainly in the air. But there's not a whole lot of time left to enjoy this magical and fleeting season, so here are some ideas to help create your ultimate autumn bucket list. (And we'd love to hear what's on your list in the comments!)

1. Get Lost in a Corn Maze

Gather a group of friends and spend time together navigating a corn maze. You can find corn mazes near you on sites like Corn Mazes America. Most mazes vary in difficulty. Some even have different instructions to cater the experience for different ages and skill levels.

2. Make Applesauce

Go apple-picking and simmer together homemade applesauce. It's as easy and chopping apples into small chunks. (You can leave the peels on or take them off.) Place them in the pot of your slow cooker, sprinkle on a couple teaspoons of cinnamon and a couple tablespoons of sugar, and cook on high for three hours. When the apples have softened, mash them with a potato masher or blend with a food processor.

3. Paint Pretty Pumpkins

Pick up a few pumpkins from the farmers market and decorate. You can go with classic carving, but for a safer project — try paint. I've seen anything from faces to letters to doughnuts painted on pumpkins. Use glitter, glow-in-the-dark paint, and all sorts of other crafting supplies to make yours unique.

4. Drink Cider

Drink hot cider. Enough said. All it takes is a few minutes to warm on the stove or in the microwave. As the weather gets colder, you can transition to hot cocoa or even add some mulling spices to the mix.

5. Take a Hike

Even if you're not into the great outdoors, now's the time to get out there before the cold weather hits. Hike a local trail or simply bask in the glow of the turning leaves in your neighborhood. This year I gave my daughter a "nature box," which is just a shoebox we fill with acorns, leaves, pine cones, and anything else that makes her think of fall.

6. Decorate Your Place

Bring some of the outdoors inside by decorating your place. Even a modest wreath can bring you joy and spiff up your entryway. Here are seven frugal fall decorating tips that will transform your space in no time. My favorite? Making a "stained-glass" window from fallen leaves and contact paper.

7. Light a Bonfire

We look forward to chilly nights and lighting backyard bonfires in our fire pit. Check with your city or town for different rules and regulations — not all areas permit open flames. Once you've been given the all clear, you can pick one up at your local hardware store or build a fire pit for year-round enjoyment. You'll need pavers, lava rocks, a shovel, a level, and about an hour of time.

8. Brew Something New

Host an outdoor brewing party. Make it all about fall by brewing pumpkin beer. You'll want to start with a recipe that isn't terribly hoppy. From there, add canned pumpkin (about one pound per five gallons of beer) with no added preservatives and a variety of warm spices like nutmeg, allspice, and ginger. Let it all ferment like usual before enjoying.

9. Get Dressed

If you're in need of some new cold-weather clothing, head to the thrift shop or sale rack before buying new. A puffy vest or fleece jacket is a solid addition to your fall wardrobe and will get good use throughout winter as well. While you're at it, make the big transition from your summer wardrobe to your fall clothes.

10. Go Camping

Camping is a blast this time of year. Yes, it's chilly. Yes, it requires a bit more preparation. But there's something amazing about waking up in the crisp air with the crunchy leaves beneath my feet. Don't have much time (or vacation days) to set aside an adventure? Try camping in your backyard, cooking out, and unplugging for a single night. The kids will love it.

11. Clean Up

Before the weather gets frightful, try sprucing up your place by cleaning out junk drawers, donating unused clothes and other items, and taking care of some basic home maintenance. Get your chimney cleaned before you start burning new fires. Reorganize your pantry to make mealtime a breeze. And flip your mattress. (See also: Fall Cleaning 101)

12. Roast Everything

Fall is the season for squash and lots of other hearty produce items. If you don't know exactly what to do with them, try roasting. To roast butternut squash, start by preheating your oven to 400 degrees Fahrenheit. Then cut the squash lengthwise, scoop out the seeds, peel, and cut into cubes. Place chunks on a rimmed baking sheet, toss in olive oil, salt, and pepper, and bake for 30 minutes.

13. Volunteer Somewhere

Give back to your community. Work in a soup kitchen. Donate to a food bank. Help someone learn to read. And get the whole family involved if you can. Use a site like VolunteerMatch.org to find opportunities in your area.

14. Enjoy a Hayride

While you're out at the farm picking apples or working your way through a maze, don't forget to take a hayride. You might even catch some spooky ones around Halloween. Some tips: If you're allergic to grass or hay, consider taking allergy medicine beforehand. And don't wear your fanciest clothing — you will likely get a bit dirty!

15. Eat a Doughnut

I'm addicted to apple cider doughnuts. I started making them at home to save a bit of cash. These baked apple cider doughnuts are even a bit healthier than the fried variety. Combine all the ingredients, including a hefty 1/3 cup of apple cider and spices. Bake in a doughnut pan. Then eat them plain or top with cinnamon and sugar.

16. Attend a Festival

Browse your local paper or bulletin boards for fall festivals taking place in your hometown. My area boasts three apple festivals, a chili festival, a jazz music festival, and more fun things to do. The best part? A lot of the entertainment is free.

17. DIY a Blanket

Make yourself a no-sew fleece blanket for some extra warmth. This project is so simple and would make a fun gift. You need four yards of fleece, scissors, and your hands (for knotting). To save a few dollars, shop around online for your fleece or check your store's clearance bins for discounted prints and colors.

18. Create a Thankful Tree

Thinking ahead to Thanksgiving, I adore this thankful tree. Gather some twigs and assemble them in a vase. Then write things you and your family are thankful for on tags and tie them to the tree. You can display it in a prominent area of your home and keep the good vibes flowing all season long.

What memories are you making this fall?

This article is from Ashley Marcin of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

40+ Cheap or Free Ways to Make the Most of the Weekend

POPSUGAR Smart Living — Fri, 15 May 2015 17:00:12 +0000

The weekend is the perfect time to catch up on things you're behind on, get started on tasks you've been putting off, and recharge your body and mind. To make the most of your two-day break, why not start planning for the upcoming week to take the edge off of those Monday morning blues? Here are some ideas for how to be productive over the weekend, and all of them are super cheap or even free!

1. Go grocery shopping.

2. Try out new recipes, and plan lunch for the week.

3. Get all of your laundry done.

4. Get rid of clutter that's been getting in your way.

5. Watch an inspirational movie that will get you pumped for new challenges.

6. Organize your kitchen so everything is easy to find when you're in a rush.

7. Check out a new book from the library.

8. Research quicker or cheaper routes for your commute.

9. Pick out what you plan to wear on Monday — or for the whole week.

10. DIY a gift for an upcoming bridal shower or birthday so you don't have to go shopping after work.

11. Wake up early.

12. Get caught up on all of the major news.

13. Sleep, so you'll be well-rested when Monday rolls around.

14. Clean out your inbox to make room for more emails.

15. Try upcycling items that may be useful on your commute or at work.

16. Meditate or practice yoga.

17. Avoid overdoing it if you go out at night.

18. Catch up with friends you don't get to see during the week.

19. Give your house a deep clean so you don't have to worry about it after work the next week.

20. Start a motivational book that inspires or challenges you.

21. Get in some of the workouts you skipped over the past week.

22. Practice new hair and makeup tricks so you don't waste time in the morning before work.

23. Pay your bills.

24. Make a to-do list for the upcoming week, month, or even year!

25. Network and connect with other professionals in your area.

26. Detox from everything going on with your job.

27. Spend quality time with your significant other.

28. Sell some of your old things so that you have extra spending money for the week.

29. Polish your jewelry with DIY cleaner.

30. Schedule or cancel any appointments.

31. Call your friends or family that you've been meaning to catch up with.

32. Update and refresh your résumé.

33. Search and apply for jobs.

34. Download useful organizational apps.

35. Do something you feel passionate about, like gardening, painting, or volunteering.

36. File your paid bills and legal documents.

37. Recharge your body and mind.

38. Update your finances.

39. Make a great playlist for your work week.

40. Take out the garbage and recycling.

41. Paint your nails and toe nails.

42. Shop for any home supplies you might need during the week, like toilet paper, dish soap, or shampoo.

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This article is from POPSUGAR Smart Living of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

$20 in Los Angeles: The 16 Best Ways to Spend It

Max Wong — Thu, 19 Jun 2014 15:00:03 +0000

San Franciscans and New Yorkers love to complain about Angelenos. We're intellectually shallow. We lack culture. We're superficial.

Hilariously, the hate only goes one way. Angelenos don't feel the need to measure Los Angeles against other cities, because we know the truth: Los Angeles is great.

Unlike most world-class cities, Los Angeles is still affordable to mere mortals. It's possible to enjoy a bourgeois lifestyle in L.A. on a shoestring budget.

To prove it, here are 16 quintessentially Los Angeles things to do for under $20. (See also: Best Travel Rewards Credit Cards)

1. Watch a Movie

While there are movie houses everywhere, the theaters in Los Angeles are temples to cinema. In addition to splendid architecture, L.A. film studios calibrate the sound and the picture for their features in local movie theaters, so there is nowhere on the planet that provides a more optimal film viewing experience.

While the Mann Chinese and The Cinerama Dome are superstar tourist attractions, there is a reason why they are home to film premiere after film premiere: Their gigantic screens make even the smallest films feel epic.

But access to the best first-run cinema on the biggest screens is only part of what makes Los Angeles the best place in the world to see movies. In terms of film history, film buffs in Los Angeles have the most viewing options. Los Angeles theaters regularly present films that were never transferred to digital format and source foreign films that never got North American distribution.

Don't want to fight tourists who don't know it's only polite to clap during the movie credits? Check out some locals only cinematic experiences:

Last Remaining Seats is the Los Angeles Conservancy's film series that matches classic films with historic theaters in the Broadway Theater District in downtown Los Angeles. In its heyday Broadway had the highest concentration of movie palaces in the world, and today it is the only large collection of movie theaters left in the United States. Just getting the chance to tour these masterpieces of Art Deco, Beaux Arts, Churrigueresque, and Gothic architectural design is worth the $20 ticket price for the films.

The Cinefamily at the Silent Movie Theater is a nonprofit movie theater that operates like a museum. The mission of Cinefamily is to provide a movie-going experience that cannot be found anywhere else in Los Angeles. The Cinefamily is home to unique programming such as Doug Benson's Movie Interruption and the Everything is Festival. Tickets to most movies are $12.

If you have ever looked at a mausoleum and thought, "This would be a great place to screen a movie," well, luckily for you, the cinephiles behind Cinespia had the same great idea. Watch movies and picnic under the starless L.A. night sky at the Hollywood Forever Cemetery. Tickets range between $14 and $18 depending on the show.

2. I See (Famous) Dead People

Speaking of cemeteries, Los Angeles is a great place to start your celebrity gravestone rubbing collection. In addition to being home to some of the most art directed cemeteries on the planet (Forest Lawn Glendale is so over-the-top that Evelyn Waugh satirized it in The Loved One), L.A. certainly boasts the largest collection of grave marker jokes. Everyone from Marilyn Monroe to Bugsy Siegal to Ray Charles is six feet under in the City of Angels. Sadly for us horror fans, Vincent Price was cremated and his ashes scattered over Point Dume. However, to quote Bauhaus, "Bela Lugosi's dead" (and buried at Holy Cross Cemetery).

3. Shred

Skating (or what your dad refers to as "skateboarding") is the indigenous sport of Los Angeles, so it's only natural that the city's Department of Recreation and Parks, operates 21 skate parks that are free, open to the public, and skated by everyone from the rank beginner to members of the legendary Zephyr team.

4. Buy Vinyl

A new favorite pastime of Angelenos is complaining about the high cost of records.

That because the local market for vinyl has skyrocketed. North East Los Angeles between Echo Park and Highland Park has become a destination for vinyl collectors from Europe and Asia because it is home to no fewer than 10 Record stores. Not CDs. Records. Unlike other cities, Los Angeles hasn't been shopped out, and still has great, hard-to-find music in circulation. Shop now, while you can still afford to.

5. Go on a Taco Rampage

While shopping for records in Highland Park, treat yourself to a taco. Highland Park is ground zero for Los Angeles's food truck scene. The taco trucks, and questionably legal driveway restaurants, just on York Blvd. represent the cuisine of 10 different states of Mexico. Tacos cost between $1 and $2 each. The Taco Blog used to be the place to go for reviews and locations of some of the city's most famous mobile eateries, but the blogger has retired (the info is still relevant, however). Find more taco leads at the LAist's annual roundup of Los Angeles's best tacos.

6. Workout With Richard Simmons

Sweat to the oldies with the Master. Classes with Richard Simmons only cost $12, so you have no excuse. Even if you are a couch potato, isn't the story you can tell your friends worth the expense?

7. Eat the Best Pastrami Sandwich in the Universe

David Sax's book, "Save the Deli," was the shot heard round the kosher meat world when he stated that, "Brace yourself New York, because what I am about to write is definitely go to piss a lot of you off, but it needs to be said: Los Angeles has become America's premier deli city." At the heart of the ensuing kerfuffle was Sax's proclamation that Langer's Deli is home to the finest pastrami sandwich in the universe, much less the country. According to Sax, "Los Angeles is the example to the rest of the nation of how a deli can ultimately stay relevant."

New Yorker foodies, were, of course outraged. Subsequently, everyone from Pulitzer Prize winning food critic Jonathan Gold to the James Beard Foundation have weighed in favor of Langer's. Native New Yorker Nora Ephron, who went on record in the pages of The New Yorker that Langer's serves the best pastrami in America, finally did a side-by-side taste-off between Langer's and Katz's, the iconic New York deli to quiet East Coast sore losers. Langer's handily won the re-match.

Suck it New York.

Langer's pastrami sandwiches cost $14 to $15.95 depending on the condiments.

8. Eat Through the History of the Hamburger

Los Angeles did not create the hamburger, but Los Angeles is where America's flagship sandwich was perfected. McDonald's, In-N-Out with its Secret Menu, and trendy upstart Umami Burger, all got their start with Los Angeles burger fans.

If there is one thing that Angelenos will fight over, it's where to get the best burger in the city. Seriously, criticize the Apple Pan and I will cut you.

9. Eat the Original French Dip Sandwich at Philippe's

If Los Angeles can't claim the title "Sandwich Overlord," I don't know what city can. Angelenos are expert sandwich eaters. Rounding out the meat-on-bread trifecta is the Original French Dip sandwich from Philippe's in Chinatown. Why is it called "The Original?" Because in 1918, while making a roast beef sandwich for a police officer, restaurant owner Philippe Mathieu accidentally dropped the bun into a roasting pan still full of hot beef drippings, inadvertently inventing the French Dip Sandwich. The cop returned the next day with friends and requested the "dipped sandwich" and thus, a Los Angeles food tradition was born.

Have you tried the genius that is this sandwich?

French Dip sandwiches cost $6.50. There were almost riots in the streets when Philippe's announced in 2012 that it would be raising the cost of its coffee from 10 cents a cup to an outrageous 50 cents.

While everyone can agree that the longest surviving restaurant in Los Angeles is an institution, almost no one knows how to pronounce the name of the joint. Is it Phil-leeps or Phil-lee-payz?

Win a bet with this little-known piece of L.A. trivia: The Philippe heirs pronounce it Phil-lee-pee.

10. Watch Your Favorite Television Show… Live

Although you have to book your tickets in advance, being a part of the live, studio audience of your favorite show is usually free. Get free tickets for The Late Show with Craig Ferguson, Real Time With Bill Maher, or The Price Is Right via the CBS Television City website.

Order Dr. Phil ticket's online or by telephone (323) 461-PHIL.

Although there are a limited number of standby tickets available to Ellen — call 818.954-5929 before noon on the day of the show — all other ticket requests should be made online. Be aware that proof of age is required to be in Ellen's audience. (Audience members must be at least 14 years old).

11. Find Your Imaginary Rocket Scientist Boyfriend at JPL

Science is sexy. How cute are the guys behind the Mars Science Laboratory Curiosity Mission? They have such great hair.

What? Oh, right. Ahem.

NASA's Jet Propulsion Laboratories has free tours. Tours are booked up to five months in advance, so make your reservation now.

12. Look at Really Public Art

Los Angeles is one of the mural capitals of the world. The city is covered with large-scale legal and illegal street art. The Mural Conservancy of Los Angeles is a non-profit, art preservation group dedicated to preserving L.A.'s street art heritage. Both the MCLA and SPARC (Social and Public Art Resource Center) have comprehensive list of murals in every neighborhood.

13. Nobody Walks In LA

Well, that's the rumor anyway. You cannot talk about Los Angeles culture without talking about cars. The history of how the automobile shaped Los Angeles can be experienced at The Streetscape: The Car and the City in Southern California, a gloriously detailed permanent exhibition at the Petersen Automotive Museum. Active Military (with ID) get free admission, but general admission is $34 for adults (which busts the $20 budget, but read on…).

One of Los Angeles's best-kept museum secrets and free activities is the Nethercutt Collection in Sylmar. The four story museum houses one of the world's top collections of vintage and antique automobiles, lovingly collected and restored by J.B. Nethercutt, the heir to the Merle Norman Cosmetics fortune, and his wife, Dorothy.

If the car museum experience is too stuffy, the oldest Bob's Big Boy Restaurant in the country hosts a classic car show in its parking lot every Friday from 3 p.m. to 7 p.m. The car show is free. At this Bob's Big Boy and only this Bob's can you order, by special request only (it's not on the menu), the Go Big or Go Home Combo for $11.99: Two 8 ounce all-beef patties on a sesame seed bun with lettuce, cheese, dressing and relish. Served with fries.

14. Go Hiking

Although Los Angeles is often portrayed as a concrete nightmarescape, one of the city's charms is its easy access to wilderness. Popular hikes include routes to the Hollywood Sign, the Batcave, or Mt. Wilson Observatory.

15. Look at Famous Imaginary Architecture

When I first started driving in Los Angeles I almost caused a major accident. I was so startled to see the Happy Days house (without the Fonz's motorcycle out front) that I slammed on the brakes.

Before moving to Los Angeles, I had never thought about film and television houses existing, in the wild, and owned by actual people, not characters. Los Angeles is still the most filmed location in the world. Although many film locations are private residences (which means no trespassing, just looking), it's still fun to see the building in real life. It's sort of the architectural equivalent of star sighting a favorite celebrity.

That said, horror fans can rent the carriage house that appears, as a location, in the first season of American Horror Story (and is located between the Murder House and Constance's House). The adjacent side portico of the host's home was used as Constance Langdon's front door, and the front lawn of the carriage house was the location of the gazebo/grave.

While there are plenty of expensive "Star Maps" bus tours that depart from Hollywood Blvd., there are many self-guided tours for various neighborhoods all over Los Angeles that are much cheaper and much more detailed. My current favorite free architectural tour is the Los Angeles Conservancy's self-guided walking tour of downtown Los Angeles based on the film 500 Days of Summer.

16. Listen to Live Music at the Hollywood Bowl

The Hollywood Bowl is the largest natural amphitheater in the country and the summer vacation home to both the Los Angeles Philharmonic and the Playboy Jazz Festival. In its 90-year history the Hollywood Bowl has hosted everyone from the Beatles to Stevie Wonder to John Williams to Aerosmith. While stage-side seating costs a small fortune, the acoustics are no better up close in the box seats than they are in the back row, so even poor students can have a great concert experience, in this small, unique venue.

The Hollywood Bowl is a thrifty, but romantic, date destination for foodies and for music lovers. Bring your own blanket to snuggle under and a picnic dinner to share, or rent a cushion and buy dinner from Hollywood Bowl vendors. The stacked parking is a nightmare, so prepare to walk or take one of the handy $5.00 shuttles.

What's your favorite budget experience in Los Angeles? Please share in comments!

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This article is from Max Wong of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Get Up and Get Out: How to Find Cheap Local Events

Mikey Rox — Mon, 10 Jun 2013 10:36:33 +0000

Everyday there’s something fun and affordable happening where you live. Yes, even in small towns and cities; you just have to know where to look. To help you find these low-cost activities and events in your area, here are a few of the always reliable resources I use to help plan my next adventure. (See also: 15 Ways to Make the Most Out of Warm-Weather Weekdays)

Visit Ticket Sites

I don’t follow sports, but I love attending sporting events. There’s something about the atmosphere — junk food, cold beer, excited fans — that draws me to the stadium, but as someone who’s not particularly invested in the actual game, I search for the lowest possible price on tickets I can find. In particular, I find StubHub to be useful since it shows me the absolute rock-bottom price available, which often is lower than what’s available at the venue. StubHub tickets are sold by individual sellers, some of whom are simply trying to recoup a percentage of face value opposed to full face value. StubHub also is a great resource for concertgoers, too. There are a lot of big-name tickets available, and if you search at the right time you could score a big deal.

Sign Up for Event Newsletters

Many local establishments have event newsletters that they send to customers via email. The purpose of these marketing emails is to inform customers of what’s happening with the hopes of getting you into the joint to buy food and drinks and enjoy the entertainment while you’re at it. I’m signed up to a few select places in my area because I generally like what they’ve got going on. If they send email too often, I unsubscribe — which sometimes happens, and you can, too — but for the most part I’m happy to know that there’s always something nearby that I can do on a lazy day or night.

Subscribe to Daily Deal Emails

I use daily deal sites for a lot reasons — buying gifts for friends and family, scoring discounts at restaurants — but I also pay attention to the events they offer. My husband and I like to participate in activities, so I’m always on the hunt for a great activity at an even better cost. Through daily deals, we’ve gone camping, white water rafting, river tubing, zip lining, and more — all for much less than we would have paid normally.

Browse Craigslist

You can browse the Community section of Craigslist to find kitschy little events in your area, but I also recommend browsing the tickets and free sections as well. The latter in particular was fruitful for me one day when I came across a listing offering free tickets to a Mets game. I thought it might be too good to be true, but it turned out to be the good deed of a doctor who enjoyed giving away his season tickets to strangers on nights when he couldn’t use them. Certainly that almost never happens, but you may be surprised what you can come up with on Craigslist if you dig deep enough.

Scour Local Print and Online Publications

Every community has a publication — usually online and off — that lists the events that are happening in that area each week. Subscribe online for alerts or receive the hard-copy publication so you can stay up to date on what’s going down in your ‘hood on a regular basis.

Check Out Tourism Sites

Tourism sites are helpful when searching for cheap events where you live and in places you’re traveling. Whenever we go on a trip, I usually search the destination’s tourism site to find things for my husband and me to do in that area. From free local concerts to ethnic festivals to high-school football games, if something noteworthy is happening in a particular area, I can usually find it on a tourism site.

Walk Your Neighborhood

Take a stroll around you neighborhood — or the downtown area of your town if you live in a more rural area — and browse flyers in windows, scope out sandwich boards on the streets, pick up event postcards, and read marquees to discover what’s happening near you.

Utilize Social Media

If you’re active on social media, chances are you already have a slew of events in your "Upcoming Events" section of Facebook. Some of them will probably be of no relevance to you, but others may be just what you’re looking for. Every now and then take a peek to see what’s scheduled and plan to participate. Otherwise, social media is a great place to simply ask around. Somebody in your networks knows something fun and frugal happening — I guarantee it.

Get Specific and Search the Web

You can conduct generic searches for local events, but if they’re not listed on the sites that come up in the results, you’ll never know they’re happening. For instance, in my area, free kayaking is available on the Hudson River on weekend mornings. I wouldn’t have discovered this great event if I didn’t specifically search for kayaking in my area. Same goes for free outdoor summer movies, which I maintain is one of the best no-cost events/dates ever. Search for "free summer movie" plus the town in which you live, and I bet you’ll come up with something, whether it’s in a park, a parking lot, or at a nearby church. The point is when you have a specific idea of something you want to do, head to your search engine and find it; it’s almost always there.

Have more ideas on how to find cheap local events? Let me know in the comments below.

This article is from Mikey Rox of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

10 Fun, Practically Free Ways to Make New Friends

Anna Newell Jones — Fri, 28 Sep 2012 10:36:43 +0000

Want to meet new people? The easiest and most important element is to just be “out there.” Be active and be open! Don’t be picky, and be willing to hang out with everyone. A good rule to follow is to say “yes” to every invite (well, except the sketchy ones).

Need some more specific ideas? Try these 10 ways to help meet new people. (See also: Why Cultivating Relationships Is Good for You)

1. Walk Your Dog (or Someone Else’s Dog)

People love dogs, and they are a great conversation starter. Have a puppy? That’s even better!

2. Hang Out With Your Kids (or Babysit Someone Else’s Kid)

Like dogs and puppies, kids are great conversation starters. Join a parent group to meet other people who are in the same phase of life as you.

3. Get Tattoos (or Hang Out With Someone Who Has a Lot of Them)

My husband has a lot of tattoos on his arms and legs, so when he wears lots of tank tops and shorts during the summer, he gets asked about his tattoos pretty much non-stop. After puppies and kids, tattoos are one of the best conversation starters. Everyone wants to know what the tattoos are all about, what they mean, who did them, etc. Since I’m hanging out with my husband when people are asking him about his tattoos, I get to meet a ton of people too.

4. Be the Photographer

Volunteer to be the photographer at an event. Having a camera in your hand helps to keep nervous fidgeting to a minimum, plus it gives you something to do and an obvious reason to talk to people. Asking “can I take your picture?” is a great way to start talking to someone. Give the person your business card, and tell them they can contact you to see the images from the event so you have a reason to connect after the event.

5. Put a Bowl of Candy at Your Desk

Have a job in a brand-new city, or have you moved to a new position within the same company? Whether you’ve been at a company for a long or short amount of time, placing a bowl of candy out at your desk is a great way to meet new people. To meet even more people, set out chocolate. Most people will feel weird to just take candy and run, so they’ll make small talk, and you’ll get to connect with people you might not normally have met. Moral of the story — chocolate is people bait.

6. Have a Stand-Out Look

Do you own bright red sunglasses, a huge scarf, or quirky shoes? Do you have a huge beard, curly mustache, or glistening bald head? Do you wear hot pink lipstick? Anything that makes you stand out from the bunch will be a great conversation starter and will help to make you memorable.

7. Host a Potluck

Have your friends bring not only something to eat or drink, but a new person too.

8. Talk to the Person Who Is Alone

This one gets you major karma points and maybe a new friend in the process. Maybe the person standing by themselves feels even more awkward than you, and maybe they would like a new friend too. Everyone appreciates it when someone else strikes up the conversation first.

9. Get on the Bus

Commiserate about your mutual disdain for public transportation, or ask them about the book they’re reading or where they are headed. You’re stuck in a small amount of space for at least a few blocks, so pass the time with some small talk and maybe make a new friend in the process.

10. Through Social Media

While social media is called “social media,” how many people have you actually met through this medium? It just might be time to start making the most of all those online hours. Strike up conversations with people on Facebook, Twitter, Instagram, and Flickr. Utilize sites like Meetup and make use of apps like FourSquare and Highlight to meet people nearby.

So now that you know where to meet all these new people, how do you become a good friend to keep these new people around? Remember these things:

Smile, and don’t cross your arms in front of yourself. These two things will make you look approachable and friendly.
Laugh easily, and let your guard down enough to be silly. People who take themselves too seriously can be a drag. Don’t be a drag.
If someone acts like they like you, they probably do! Initiate hang-outs by saying, “Hey, if you ever want to get together let me know. Here’s my number.”
Don’t bring up controversial topics right away. Or go for it, and you just might become friends because you both hate the same things — it’s possible!
Be thoughtful. Remember what people say and refer back to it. People like knowing they were listened to, and this brings us to the next tip on the list...
Really listen to people and ask them about themselves. Talk more about the other person than about yourself. This is a tried-and-true technique! Ask open-ended questions; ones that require more than a “yes” or “no” answer. But don’t be a pest. If the other person is giving you the “I don’t want to talk to you” vibe, then don’t be a Pushy Sue just because you want a new friend.
Have the goal of making people feel better about themselves after they talk to you than they did before. Be careful to not be a suck-up or brown-noser, though, because that would be obvious and weird. There is a fine line, so be aware of it.
Read "How to Win Friends and Influence People" by Dale Carnegie. This is a solid and classic book that is completely stuffed with great tips on how to make and keep friends.

How do you make friends, and where do you meet new people?

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This article is from Anna Newell Jones of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

Cheap Ways to Spend a Night Out

Meg Favreau — Mon, 10 Sep 2012 10:36:41 +0000

While I love entertaining at home and attending events at friends' houses, sometimes, I just want to go out in the evening. Well, that doesn't have to mean dropping lots of cash to be entertained. Below are 15 great ways you can affordably leave the house. (See also: 7 Free Ways to Get Out of the House)

Also, a note about bars and coffee shops — you'll notice that I've included a fair amount of things that take place at those venues; they offer some great, free entertainment. You do need to buy something to spend time in them, but remember — just because you're in a bar doesn't mean you need four fancy mixed drinks, and just because you're in a coffee shop doesn't mean you need an extra-large latte and a brownie.

1. Attend Gallery Openings

A lot of buzz goes to First Fridays (or Second Saturdays, or Third Thursdays), nights when shops and galleries stay open late, often offering free food and drink. But many galleries have other openings that are not associated with these events, and they'll also often feature extended hours, free refreshments, and entertainment. Check your local event listings.

2. Got to a BYOB — or BYOF — Establishment

If you want dinner and drinks, one way to save a bit is to go to a restaurant that lets you bring your own alcohol — or a bar that lets you bring your own food. And don't think that BYOB means fancy food — depending on your local laws, it might be possible to find a BYOB in your area that serves inexpensive fare like burritos or sandwiches.

3. Have a Board Game Night at a Bar or Coffee Shop

Take the classic frugal entertainment out on the town. As long as you don't go overboard in order drinks, this will still be a frugal event.

4. Take a Walk

It's a classic for a reason — it's healthy, invigorating, and a great activity for chatting with friends.

5. Do a Scavenger Hunt

The prevalence of digital cameras and camera phones makes it easy to have a photo scavenger hunt. Gather some friends or family, make up a list of photos people have to get (such as "a pretty flower" or "shaking hands with a stranger"), and split into teams. The first group to get photos of everything wins — plus everyone has great photos to share.

6. Go to the Preview of a Play

When new plays are about to open, they'll sometimes have "previews" — shows before the play officially opens where the performers work out kinks in front of a live audience. These tickets are often discounted. You can also look into rush tickets — available a few minutes before a show if it hasn't sold out, these tickets are usually drastically cheaper than regular ones. Rush tickets are sometimes available only to students; ask the theater if they offer them and, if so, what their policy is.

7. Take Advantage of Daily Deal Vouchers

I feel like they've gotten kind of a bad rap recently, but daily deals vouchers from companies like Groupon and LivingSocial can still net you some pretty awesome discounts for things to do outside the house. I bought trapeze classes through LivingSocial earlier this week!

8. Go Stargazing (or People Watching)

Which one you do is based largely on where you live — in the city, you can't make out those stars as well, and in rural areas, you probably don't have as many people to watch. Wherever you are, set up a blanket or plop down on a bench, and watch the world go by.

9. Attend an Open Mic

Whether it's for music or comedy, plenty of bars, coffee shops, and comedy clubs offer free nights where anyone can perform — or watch.

10. Check Out Secondary Stages

Some theaters have more than one stage. And while their secondary stage shows might not be as prestigious, they can also be plenty of fun — and a lot cheaper.

11. Do Karaoke

Don't worry if you can't sing — karaoke is about spirit!

12. Take a Cheap Night Class

Several businesses, schools, and organizations offer night classes — and many of them are exceedingly affordable. Whether you want to learn to knit, shine up your language skills, or become a better cook, there's probably an evening class out there for you.

13. Compete in Bar Trivia

Bar trivia is only as expensive as the food and drinks you buy, which means you can make it very cheap indeed. Search online for "bar trivia" and the name of your town to find out what establishments in your area have trivia nights.

14. Go to an Arcade

Or, even better, if there's one in your area — a retro arcade. Recently, my boyfriend and I went to an arcade with lots of vintage machines. They were still $.25 each, and we played about a half-hour of pinball for just $1.00.

15. Join a Club

Whether it's a book club, a knitter's circle, or something else entirely, joining a club (or forming one with your friends) is a great way to get out (and possibly meet new people).

What are your favorite ways to get out of the house on the cheap?

This article is from Meg Favreau of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

15 Cheap Things to Do Before the Summer Is Gone

Jennifer Holder — Thu, 30 Aug 2012 10:36:43 +0000

You guys, I have bad news. Summer is almost over! And although I secretly think that fall is the best season in the world (boots and scarves are my favorite), I can’t say I’m ready to say goodbye to this sunshine. So, what to do before the sun starts going down earlier and the A/C is turned off? Simple — go outside.

Below, I’ve put together some cheap (but mostly free) last-ditch efforts to make the most out of the gorgeous sunlight. (See also: 25 Ways to Have Cheap Summer Fun)

1. Fairs and Festivals

Two words: Ferris wheels. Soon they’re going to be put back in their boxes and stored in a nearby trailer park (or wherever it is Ferris wheels hide for the colder months). Take advantage of every opportunity you can before summer is over to go to the fair and see your city from above, throw balls at impenetrable targets, and people watch. You might see a little more skin and a few less teeth than you were hoping for, but you can’t deny the hilarity of it all. And who knows, maybe you'll win your sweetheart a giant panda...

2. Theme Parks

Roller coasters! Fake castles! Splash rides! I love a good theme park, but the bad news is most of them are overpriced. The good news is you can generally find two-for-one deals or special days when it costs a little less for the fun. Be sure to look on the park's website for discount information and check with your boss for any deals offered to your company.

3. Free Outdoor Movies

If you are anywhere near a big city (from Denver to Minneapolis to Pittsburgh), this is a must do. Scout it out — there’s got to be one somewhere in a park. And most likely, they’re not all over yet. Sometimes the movies are even new releases! And if there isn’t one in your area, throw a blanket up, rent a projector (with friends' monetary donations, of course), and have at it.

4. Free Outdoor Concerts

Summer concert series are popular throughout the world. Most of the large, outdoor festivals are over now, but you can still take advantage of a select few concerts, generally for free. Be on the lookout for after dark specials sponsored by breweries. They'll be in a lot of the same cities that have the free outdoor movies, but you might be surprised. Music is easier to come by than movie rights, so a ton of smaller towns offer downtown concert series at no cost.

5. Water Sports

I don’t normally swim all summer — I didn’t grow up with a pool or take trips to the lake. But my best friend lives in apartment complex, and I’ve swum every single Saturday this summer. When the warm weather ceases and the pool closes, I’m going to be unbelievably disappointed. Also, the lake, river, and ocean are at the perfect temperature right now for a dip, kayaking, canoeing, or stand-up paddle boarding. Take advantage of any water sports in your area before it's too late!

6. Read in the Park

I read far more in the summer for leisure than I do any other time — I guess it's a habit I picked up from being in school. More time off in the summer, more time to read. Then again, there's nothing like soaking in the sun on soft grass and catching up on the latest bestseller (or if you're like me, the classics). Grab a good book, a blanket, and some sunglasses and head out to your park. If you don't mind an occasional whizzing Frisbee or barking dog, you'll be able to sink into another world in the middle of your neighborhood.

7. Outdoor Theater

Whether you’re in New York for Shakespeare in the Park or in Portland for Star Trek in the Park, you're probably close to some sort of outdoor stage. Or if you live near a drive-in, drive over and watch a summer blockbuster in the car with your friends. While pricier, they make for a much more fun date option and you can bring your own food (and sometimes alcohol — if you're not the driver, of course).

8. Dry Your Clothes in the Sun

This is the time to forgo the dryer and put your clothes out on the line. Not only will it save you energy costs, but as long as you don’t let the clothes sit out in the sun too long (don’t forget about fading!), it’ll save the life of your wardrobe. Plus that natural fresh air smell really can’t be contained in a bottle of Febreze.

9. Work on Your Tan

This is probably the most obvious one. Soon I'm going to be as pasty as the Microsoft Word background I’m typing this on. And while I don't mind being asked if I'm allergic to the sun (yes, people ask me that), a slight tan does give me the illusion of "health." I don't condone tanning beds, so if you want to get some last minute sun in, go for it!

10. Exercise Outside

Running outside is obviously free, but a lot of cities offer free park classes like yoga, tai chi, or Zumba. Look around in your town (or surrounding area) to see if you can catch one before they’re all over. Also, the aforementioned Frisbee in the park is always fun, and since football season is starting, it's time to practice tossing the ball around too. Just because you've got a fantasy draft doesn't mean you can't play in real life, right?

11. Eat and Drink Outside

When I lived in New York, I always got so excited when the tables and chairs were placed outside and umbrellas started popping up. It meant summer was close! So if you're going to grab a beer with friends or lunch with your coworkers, pick a location outside. Best part — you don't have to use your "indoor voice."

12. DIY Projects

If you’re like me, you have a “found” object in your house that you’ve been meaning to paint or update all summer. Soon it’s going to be too cold to stand outside and do it, so grab whatever it is you've been meaning to redo and get to work. It'll take far less time than you think, and you'll be glad to have that extra closet space when you pull out all of your winter coats again.

13. Pedicures

Ladies (okay, fine, men too), you’ve only got a few more weeks of toe-showing left. And since giving yourself a pedicure is far cheaper than purchasing one, grab a pumice stone and get to work. You may be putting your feet away soon, but that doesn't mean you have to hide them now.

14. Grill Out

Soon the propane tanks and charcoal are going to be (safely) stored away and the "men" are going to hang up their barbeque forks for one more year. Granted, you'll probably keep the grills out during most of football season, but eventually it'll get too cold, so fire it up, put some meat on, and enjoy the last bits of summer while you can.

15. Fish

I know fishing can be expensive if you're not a seasoned fisher(wo)man, but if it's something you like to do, get some time in before it's too late. Unfortunately, I can't add much advice to this particular subject because the only "fishing" I ever did was when I was little and tried to grab minnows in the creek by my aunt's house (yes, I'm from Tennessee), but if you live near a lake, go for it!

What do you want to do before it's too cold?

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This article is from Jennifer Holder of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

How to Start a Frugal Dinner Club

Mikey Rox — Thu, 23 Aug 2012 10:24:45 +0000

A dinner party never has to be over the top, but anyone who has ever hosted one knows that the cost can escalate quickly.

In an effort to impress their guests, many hosts opt to make a fancy dish with expensive ingredients. Or they go out all out on table decorations. Or they pick up pricey bottles of wine. Now, what once might have cost $25 total has increased to $100 — an amount that quickly sucks all the fun out of having friends over for an evening of good food and conversation. (See also: How to Throw a Fabulous (and Frugal!) Dinner Party)

If you’re a fan of dinner parties and keen to avoid this common mistake, perhaps starting a frugal dinner club is a good idea. The primary purpose of the frugal dinner club is to bring your friends together so you can spend quality time together enjoying delicious grub without spending a lot of money. If this sounds like a club you’d like to start, here are a few criteria.

1. Establish the Club by Inviting Your Frugal Friends

Everyone in your frugal dinner club should be frugal-minded and resourceful. These are your friends who live on a budget, always have a coupon for dinner or activities, and can seek out the best deals no matter where they are. You don’t want those friends for whom money is not a concern or those friends who are too lazy to save cash when they can. Inviting the latter will defeat the purpose of the club and take away the excitement.

2. Establish the Frugal Dinner Club Rules

Once your club is established, it’s important to set up rules by which the club will abide. They don’t have to be so strict that they turn off some members, but they should adhere to frugal principles. Consider these suggestions to adopt as your own rules:

Individual Dishes Alternate Meal to Meal

I like to cook all kinds of different foods, so I wouldn’t want to be stuck always bringing the main dish or the side dish; sometimes I may want to bring dessert. Alternating the types of dishes members bring to every club meeting will keep it exciting for everyone.

Use Only In-Season Ingredients

Using only in-season ingredients will help you narrow down your recipe choices, but it will also save you money since in-season foods are inherently cheaper than out-of-season foods.

Clip and Swap Coupons

Of course you’re going to use coupons to buy food for your frugal dinner club. So to enhance your stash, make it a rule that every member should clip coupons prior to each meeting so you can trade after dinner.

Put a Cap on the Cost of the Dishes

The group can decide a reasonable price point for each dish based on the amount of members in the group, but the price point should be low enough that it requires smart shopping and creative cooking. I’d also suggest that everyone keeps their receipts so the group can tally up the total at the next club meeting, so everyone can see how much money is actually spent and saved.

Raid Pantries

Before anyone goes to the market to buy food, one of the rules should be that they must raid their pantries for ingredients. There’s no reason to buy anything you already have. After you've searched your pantry, use Recipe Key to input items to find a suitable dish to make for the club.

3. Set the Frugal Dinner Club Schedule

Come to a consensus within the group to settle on the appropriate meeting schedule.

4. Assign the Frugal Dinner Club Dishes

Now that you have your friends lined up, the frugal dinner club rules set, and a schedule firmly in place, it’s time to assign dishes (not to be confused with recipes; those are at each member’s discretion). Who will make the main? Who’s in charge of dessert? Discuss.

5. Sit Down for Dinner and Brag About Your Saving Savvy

This is the moment you’ve all been waiting for. Gather for a meeting of your frugal dinner club and enjoy the fruits of your labor. Discuss the recipes (ask members to bring a print out for the rest of the group), the ingredients, what you had on hand and what you had to buy, how much you spent, and how much you saved. Then simply enjoy each other’s company while stuffing your face with the satisfaction that you can throw a fabulous dinner party without inflicting any pain upon your pockets.

Do you have a frugal dinner club? Do you have other suggestions for those who want to start one? Let me know in the comments below.

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This article is from Mikey Rox of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread:

8 Fun and Cheap Things to Do During the Weekday

Xin Lu — Tue, 14 Aug 2012 10:00:41 +0000

A Wise Bread reader recently asked us what are some fun and frugal things to do during the day, since she works at night. Since I quit my day job, I have found that there are many things in my community happening during the weekday when most people are at work. Here are some of my suggestions.

1. Go to the Library

The public library is not only full of books and DVDs that are free to access (with a library card), but many libraries also have enrichment programs that are free. I have seen free guitar lessons, art classes, and readings of books by authors at my local libraries. (See also: 4 Reasons Why You Should Support Your Local Library)

2. Take a Factory Tour

There are many factories and stores that give tours of their facilities. One famous example here in the Bay Area is the Jelly Belly factory. The tours are usually free, and guests get to have a little sample of the products. Factory Tours USA lists many of these tours.

3. Visit a Public Park or Beach

These public recreation areas are usually open from sunrise to sunset. Before I had my son, I rarely took advantage of them, but now I find that it's quite nice to just sit on the beach for a few hours. The large state parks usually feature many miles of walking trails, and they are great for some exercise.

4. Take Advantage of College Campuses

Many adult schools and colleges offer seminars that are free to attend, but they're generally during the weekdays when school is in session. I have also found reasonably priced dance and art classes in the local adult school catalogs. Some colleges even have free concerts and events that are open to the public. You do have to research these opportunities a bit, but they are out there.

5. Take Photos

For beginner photographers, it is easier to practice the art in natural light before moving onto purchasing expensive nighttime lenses. So if you have a lot of time during the day, you should consider taking some photos for fun. This hobby requires a small amount of initial investment, but if your skill level advances far enough, it is possible to sell your photos.

6. Go Geocaching

This is a global treasure hunt game where people hide tiny "caches" at specific GPS coordinates. All you need to play is a handheld GPS and the website geocaching.com. This hobby may cost you some gas if you decide to purposely drive to a cache that's far away, but you can also create your own little treasure boxes for other people to find.

7. Visit a Historic Site

Many historic sites around the country are accessible to the public. You can find a list of local historic sites online. I have found that I have actually driven past some of these sites many times without bothering to visit. If you are a fan of local history, it can be quite fun to rediscover your own community via historic sites.

8. Go to a Discount Movie Theater

Depending on where you live, there may be a cheap movie theater nearby that shows movies for $2 to $3 at strange times on weekdays. They often screen movies that have been in the theaters for awhile or foreign movies, but sometimes there are a few blockbusters. It is fairly cheap entertainment for an afternoon.

I have listed eight possible fun activities for those who do not have a regular work schedule, but you may find many more activities in your community if you just venture out and take a look. Your hometown might be more interesting than you thought.

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This article is from Xin Lu of Wise Bread, an award-winning personal finance and credit card comparison website. Read more great articles from Wise Bread: