The Ultimate Credit Card Combinations to Level Up Your Rewards Game

By Holly Johnson. Last updated 31 March 2020. 0 comments

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You already know that signing up for a premiere travel credit card or cash back credit card can help you earn points or miles for each dollar you spend. If you want to boost your rewards game even further, however, you may need to take the plunge and sign up for a second — or even a third — credit card.

That may sound over the top, but it's important to remember that certain credit cards can work in tandem to boost your rewards haul or make it easier to score the best travel redemptions. Here are some of the most lucrative credit card combinations to consider.

Chase Freedom® and Chase Sapphire Preferred® Card

The Chase Freedom® and Chase Sapphire Preferred® Card are another solid duo since you can maximize each of their benefits to the hilt, then pool points in a single account for the best redemptions. We already mentioned how the Chase Freedom® works, so you could plan on using it to maximize bonus categories that change each quarter. Just remember that you have to "activate" your card to register for the bonus category each quarter, and that it doesn't happen automatically. 

With the Chase Sapphire Preferred® Card in your wallet, you earn 2x points on travel and dining and 1 point per $1 on all other purchases. As a result, you would use this card for all your travel and dining expenses with no exceptions. As an added bonus, the Chase Sapphire Preferred® offers an initial bonus of 60,000 points after you spend $4,000 on your card within three months of the account opening.

Once you rack up both sign-up bonuses and begin earning ongoing rewards for your spending, you have the option to pool all your rewards into your Chase Sapphire Preferred® account for premium travel redemptions. Unlike the Chase Freedom®, the Chase Sapphire Preferred® lets you transfer points 1:1 to popular airline and hotel partners or use them to get 25% more travel for free through the Chase Ultimate Rewards portal. Keep in mind, however, that the Chase Sapphire Preferred® has a $95 annual fee.

Click here to learn more and apply for the Chase Sapphire Preferred® Card today!

Blue Cash Preferred® Card from American Express and American Express Cash Magnet® Card

We like the Blue Cash Preferred® Card from American Express because it offers 6% back on up to $6,000 in U.S. supermarket spending each year as well as on select U.S. streaming services like Pandora and Netflix. You also get 3% back on U.S. gas station spending and transit (including Uber and Lyft, parking, tolls, etc.), along with 1% back on all other purchases. There's a $95 annual fee (see rates & fees), but you earn a $250 statement credit after you spend $1,000 on your card within three months of the account opening. Terms apply.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

Click here to learn more and apply for the Blue Cash Preferred® Card from American Express today!

The biggest downside of the Blue Cash Preferred® from American Express is the fact that it only gives 1% back on regular purchases, but that's where the American Express Cash Magnet® Card comes in. Since this card gives you 1.5% cash back on all spending with no annual fee (see rates & fees), you could use it for all your non-bonus spending. To sweeten the pot, you'll also earn a $150 statement credit when you use this card for $1,000 in purchases within three months of opening the account. Terms apply.

For rates and fees of the American Express Cash Magnet® Card, please click here.

Click here to learn more and apply for the American Express Cash Magnet® Card today!

Info about the Chase Freedom® has been collected independently by Wise Bread. The issuer did not provide the details, nor is it responsible for their accuracy.

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Certain credit cards can work in tandem to boost your rewards haul or make it easier to score the best travel redemptions. Here are some of the most lucrative credit card combinations to consider. | #creditcards #rewardscards #personalfinance

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