bank loans

Credit Unions vs. Banks: What's the Difference?

Banks and credit unions both have their benefits...and the potential to be totally annoying. Here's how to figure out which institution is right for you.

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

U.S. Banks and the Tokyo Drift

A nation reeling from popped real estate and financial collapse mopes through a recession, its president urging calm. Just what country are we talking about?

CitiMortgage Told Me to Default on My Loan

Only in the completely screwed-up world of the lending industry would this be a logical and serious piece of advice. But that’s basically what I was told after calling CitiMortg

6 Options if You're Underwater on Your Mortgage

Here are six options for people who are underwater on their mortgages.