credit terms

7 Ways to Lower Your Credit Card Interest Rate

It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.

Key Terms New Credit Card Users Must Understand

If you don't know your APR from your Average Daily Balance, you could be in for a rude surprise when your first credit card statement arrives.

Money Pitfalls of the Big Sale

You've just scored your first big sale — hurray! But that new sale might be less lucrative than you expected, or even put you deeper in the hole. Learn why.

Reject Variable Terms and Conditions

Ordinary business transactions used to be governed by long-standing laws and customs that had been developed to make them fair to both sides. Over the last fifty years or so--basic

When and How to Offer Discounts for Early Payment

Offering discounts for cash, upfront and early payment can be an integral part of a comprehensive business management strategy, not just the domain of the accounts receivable de