Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl

If you ask most people what they can't live without, many would say their computer. Just about as many would say their cell phone/PDA/Crackberry. I agree with the first one – I c

Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps

I was a born and raised HMO baby. Health insurance had always meant plopping down a $15 co-pay at each appointment and letting my insurer pay the rest. Since insurance was a bene

With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found

School clothes, school supplies, sign-up fees and more: the cost of education, whether public or private, seems to go up every year. As long as it's for your son or daughter's educ

I was horrified when I discovered exactly how much it costs me to drive into town for groceries. Do you know exactly how much it costs you?

If you're like me, a trip to the store for a loaf of bread or a gallon of milk can easily run $30 to $40 bucks. Has inflation just really gone up in my neck of the woods? No... I j