Articles on Credit Cards

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

How to Decipher Credit Card Advertising

How do you figure out whether a credit card offer is good or bad? We'll break down the terms and conditions for you.

Ultimate Credit Card Perks Checklist: Benefits You Don't Know About

Learn secret credit card perks, including extended warranty and price protection with the ultimate credit card benefits checklist.

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

Book Review: Spent: Memoirs of a Shopping Addict

In Spent: Memoirs of Shopping Addict, Avis Cardella writes about her struggles with acquiring more and more stuff without fulfillment for two decades. This is the painful story

Convenience Checks: 6 Reasons Why They Can Cause Trouble

Convenience checks aren't like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your credit card. Here are

How to Use Up Remaining Balances on Prepaid Gift Cards

Looking in my wallet, there are no less than 5 prepaid debit or gift cards hiding at any one time.

5 Credit Card Apps for Businesses and Consumers

There’s an easy way (and an app!) to accept other forms of payment besides cash.

10 Shocking Facts About Our World

Did you know that people who pay for fast food using a credit card spend 50% more than those who pay with cash? That, and a whole lot more shocking statistics after the jump.

How to Get the Most Out of Your Merchant Account

More and more consumers are putting away their cash and just relying on plastic. As a business owner, what can you do to get the most out of your merchant account and please you

New Credit Card Rules: Who Really Benefits?

Credit card industry reform may have good intentions, but will these rules encourage the same behavior that made reform necessary in the first place?

8 Tips to Help Your Teenager Become Credit Smart

Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p

How to Avoid Getting Your Credit Card Canceled

Find out why your credit card could be canceled on you without notice, and tips to help avoid it.

Why You Can't Stick with a Budget

A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to

How You Know When It's Time For Bankruptcy

When it comes to erasing debt, you've got options. You can do it yourself, go to a credit counselor, try debt settlement or go for the nuclear bomb of debt destruction: bankruptcy.

FINANCIAL IQ TEST: How Healthy is your Debt Management?

Are you on top of your debt – both logistically and emotionally? Do you maximize value while minimizing interest rates? Do you know what the different types of loans are, and how t

Solving a Debt Dilemma with Debt Settlement

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.

Dealing With Debt: Credit Counselors

There are three heavily advertised ways to find help to dig out of debt: credit counseling, debt settlement and bankruptcy. Which is best? Let's find out, starting with a closer lo

Best Money Tips: 5 More Ways to Screw Your Credit Card Company

Welcome to Wise Bread's Best Money Tips roundup. In this article, we’ll look at 5 legal ways to get your way with your credit card companies, the 5 grammatical errors that make

Can Your Spending Patterns Affect Your Credit?

Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through you