Articles on Credit Cards

Credit Card Rewards Programs

A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs. And in my research, I discovered it’s a murky world of points, rebates, fees, and [more]

Top 7 Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

Can you talk to your friends about debt?

Can you talk to your friends about your debt? Can you talk to your friends about their debt?

Credit Card Insurance? No Thanks.

So your credit card company just called offering you balance protection insurance against job loss, disability, life, or critical illness. The cost will be just pennies, calculated

A Guaranteed Way To Avoid Impulse Credit Card Purchases

This tip is so easy and simple you'll wonder why you didn't think of it already. All you need is a plastic bag and some water, and your impulse credit card purchases will be a thin

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

Everything You Should Know About Getting a Credit Card but Didn’t Have a Clue to Ask

If you've never paid attention to the fine print of a credit card, now's the time to learn what a credit card really is, and why it's so costly to carry a balance.

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

How to Get a Lower APR, or Possibly Not

Getting my interest rate lowered by my credit card company was impossible, so I had to go a different route to avoid the interest charges.