Articles on Debt Management

A Guaranteed Way To Avoid Impulse Credit Card Purchases

This tip is so easy and simple you'll wonder why you didn't think of it already. All you need is a plastic bag and some water, and your impulse credit card purchases will be a thin

How to Deal With Collection Agencies

Turn the collections process to your advantage by following these 9 suggestions.

Is Paypal making impulse buyers of us all?

Over the past few months I’ve noticed that more and more places accept Paypal and I began to wonder…is this going to create a generation of impulse buyers?

How To Choose A Financial Planner - Yes You!

I don't care who you are. (Well, actually I do, otherwise I wouldn't be writing this). What I mean, is I don't care about your background, education, financial prowess, or absolu

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

How to Erase Your Medical Debt

As most of you know, the cost of healthcare in the United States is outrageous! (Sicko, anyone?) For those lucky enough to have good medical insurance, an illness or an injury does not become a financial burden. [more]

Laws the Leg-Breakers Don’t Want You to Know About

Gone are the days when debt collectors only hassled the lazy, financially inept, or the completely downtrodden and hopelessly unlucky. [more]

Jettison the Junk: Why Clutter Clouds Your Mind and Saps Your Energy

A life cluttered with junk not only takes up space — it can take your energy, too.

The Financial Balancing Act: Musings on Balancing Being Responsible with Having Fun

Sometimes, balancing debt (or staying out of it) with fun things we really enjoy brings up hard questions. [more]

‘Secret’ Attraction

I finally buckled under the pressure to remain in the loop with Oprah and I rented 'The Secret.' Now, before you think I’m going to offer a movie review, I’ll simply say that it fe

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Do you have what you want… and do you want what you have?

Sometimes, being frugal means not just saving money; sometimes it means not spending any at all. There’s been a growing preoccupation with working more to earn more--to buy more; y

The seven deadly sins of consumerism (and the frugal redemption).

Sit ye down, hold your loved ones tight, and get ready for the seven deadliest sins of the modern day consumer. (By the way, I know I’m a movie buff when I can reference two of the greatest films ever made in one blog headline. [more]

83rd Carnival of Debt Reduction Webcomics Edition

Welcome fellow taxpayers and Lifehackers to the 83rd Carnival of Debt Reduction! To alleviate some of the tax day gloom, I randomly attached some links to webcomics throughout the posts. Think of them as easter eggs you never knew you wanted. [more]

How to live on $12,000 a year

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

How to Get a Lower APR, or Possibly Not

Getting my interest rate lowered by my credit card company was impossible, so I had to go a different route to avoid the interest charges.

SNL Financial Advice: Don't Buy Stuff You Cannot Afford!

Sometimes, the best personal finance lessons come in the least expected places.

The Most Powerful Weapon Against Debt: Your Mind

What's the biggest obstacle to overcoming money woes? Your mind! Positive thinking gives you the head start you need to overcome debt.