Articles on Debt Management

6 Ways Life is Wonderful When You're Debt-Free

Living life free of debt can be really awesome. And we mean really.

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

12 Easy Ways to Avoid Student Loan Debt

Completing college is hard enough without the mountain of debt that usually follows. Here's how to get the education without the financial stress.

8 Debt Reduction Mistakes Even Smart People Make

Even the smartest people make mistakes while trying to reduce debt. Don’t be one of them.

6 Moves to Make in Your First Month of Debt Repayment

Deciding to tackle your debt is half the battle! Once you're ready, here's how to hit the ground running.

Should You Pay Down Debt First or Invest?

To pay down debt, or to invest? That is the question. How do you decide which way to tip the scales?

The Simple Way to Decide Which Credit Card to Pay Off First

Don't just wing it. When credit card debt is piling up, one of these strategies can kick your repayment plan into high gear.

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

How to Manage Your Debt in 10 Minutes a Week

One way we sabotage debt repayment is by convincing ourselves it's a difficult, time-consuming chore. It isn't if you follow this simple plan.

Flashback Friday: 39 Inspiring Stories and Tips to Help You Beat Debt

Let's look back at the 39 best stories and debt management tips we've ever shared.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Beware of These Common Debt Consolidation Traps

Debt consolidation can be a great help in eliminating debt, but it's not a cure all, and it isn't free. Here's what to watch for.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

Try These 6 Money-Saving Challenges Now

If you're beginning to waver on this year's resolution to save more money, hold fast. Try one of these challenges to get re-focused.

The 7 Best Credit Card Debt Elimination Strategies

You want out of credit card debt, and you want out fast. You have several options — which will work for you?

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

6 Ways to Keep Holiday Spending From Blowing Debt Repayment

The holidays are stressful enough — now add debt to the mix. Here's how to balance them both and exit the holidays on firmer financial footing.

Should You Refinance Your Student Loan?

Student loan borrowers have lots of repayment options, including a growing number of refinance options. Here's what to look for.

Do This If You Have Too Much Credit Card Debt

Step one? Stop digging! Step two? Develop smart spending and saving habits, like these, to get on top of your debt — and stay there.